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Join the Mobile Bank with over 8 million customers

✓ Contactless Mastercard✓ No minimum income✓ No minimum deposit✓ No hidden fees
Open Bank Account

*Die Einlösung des Codes berechtigt den Kunden zu einem Startguthaben von 20 € auf seinem neuen N26 Girokonto, unabhängig von der Art des Kontos/der Karte. Dieser Code ist nur für Neukunden bei N26 und nur bis zum 05.03.2025 verfügbar. Kunden, die bereits in der Vergangenheit eine Anmeldung abgeschlossen haben, sind von dieser Aktion und deren Vorteilen ausgeschlossen. Jeder Kunde kann nur einen Code einlösen und ihn nicht mit anderen Vorteilen kombinieren. Die Eröffnung eines N26 Girokontos bedarf einer erfolgreichen Verifizierung der Identität.

Banking made simple

Forget paying for the basic stuff

With your virtual Mastercard, you can do all your payments online, in apps and in stores via your digital wallet. And we’ll always offer a feeless checking account that does what you need.

Full control of your account

Mobile banking allows you to control all the parameters of your account. Lock and unlock your card, activate and deactivate payments online or abroad, manage your payment limits... All in real time.

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Real-time notifications

Stay up to date. Get a push notification immediately after all account activity, including card payments, direct debits, and transfers.

Contactless made effortless

Your virtual N26 card allows you to use contactless payments, but also mobile payments. Try it out and breeze past the checkout in stores.

Unlimited free trades

Say goodbye to hidden fees for good with free stock and ETF trading.
Person holding a mobile showing N26 equities sections. In the foreground, there is popup displaying the Stocks and EFFs balance.
n26 standard card.
n26 metal card.
n26 you card.

An account that fits in with you

Ready to discover mobile banking? Compare our bank accounts now to find the one that fits you best. Choose between our free standard account and the N26 premium accounts, or opt for a business account if you’re a freelancer. Open your account directly on your smartphone in less than 8 minutes and discover modern banking.
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Compare N26 bank accounts in Germany

FIND THE PERFECT PLAN FOR YOU

N26 Standard

The free account for your everyday banking needs

Transparent N26 Standard card.
Virtual Card

€0.00/Month

Open bank account

N26 Standard

The free account for your everyday banking needs

Transparent N26 Standard card.
Virtual Card

€0.00/Month

Open bank account

Services and Fees for everyone who registers with an address in Germany. View our detailed price list as PDF For more information on Allianz Assistance insurance coverage, please see the General Conditions of the N26 You, N26 Business You or N26 Metal account. These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. The numbers of available Stocks and ETFs can vary per market. *Valid only for new customers who open a new N26 Metal account from 19/02/2025 onwards. The interest rate for the N26 Instant Savings account corresponds to the current European Central Bank deposit facility rate (2.25% starting on 23/04/2025) and is subject to change by N26 any time. Terms and conditions apply. **The money in your bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.