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Your sign to get your finances in shape

From losses to big wins: Here’s how to give your bank account a money makeover in the coming months.

6 min read

Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.

6 min read

A credit card being inserted into an ATM.

Banking Basics: ATM fees

Confused why you’re getting charged ATM fees when you withdraw your cash? Read more about why it’s happening and how to avoid them next time.

7 min read

A text "ATM" against a red background.

Banking Basics: all about ATM cash machines

ATMs have a solid concept: type PIN, get money. But if you’ve ever wondered what comes next, this guide holds the answers.

4 min read

Three Polaroid photos, the first one shows mother and son celebrating a birthday, the second one a couple on vacations, and the third on a couple renovating a room.

Buy Now, Pay Later: how to use installment shopping responsibly

Digital options to postpone your payments and easily create monthly installment plans are here to stay. What do you need to know to use Buy Now, Pay Later (BNPL) services responsibly?

4 min read

What’s an offshore account? A step-by-step guide to banking internationally

Offshore bank accounts used to get a bad rap, but in fact, they’re regular bank accounts — just located outside your home country. Learn what an offshore account is and how to open one.

6 min read

N26 how to save money in college and university a hand holding Euro coins Photo by Mein Deal.

Your guide to credit checks and Schufa credit scores in Germany

Want to better understand how your Schufa credit score impacts your creditworthiness in Germany? Get the lowdown on credit scores, as well as practical tips on how to improve your creditworthiness.

4 min read

EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

12 min read

EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.

8 min read

What is a debt management plan and how does it work?

A debt management plan (DMP) can help you manage overwhelming bills and take control of your debt. If your debt is getting out of hand, a DMP may be a good option.

5 min read

Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

Individuals and businesses use bank guarantees to safeguard payments, manage risk, and protect their money. Learn more about the different types of guarantees and their uses here.

4 min read

What is Euribor and how does it affect you?

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read