EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

For the first time in 11 years, the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

13 min read

Price reduction through deflation.

What is deflation—and what does it mean for the economy?

Central banks do everything in their power to avoid deflation—but why? What causes deflation, and how can it negatively affect the economy? Read on to learn more!

8 min read

A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.

5 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

A hand full of different currency notes with a green background.

What is Hyperinflation?

You’ve probably noticed prices rising everywhere you look. Maybe you’ve heard of hyperinflation. But what exactly does it mean? And are we on track for hyperinflation like Germany had 100 years ago?

8 min read

Hand with an ice cream showing coins inside the ice cream as if the ice cream were transparent.

What is a central bank, and what is its role?

Heard of it, but not really sure what a central bank is? Find out what role this institution plays, and its influence on a country’s economy.

4 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

A couple under the sun during their vacation on the beach.

What is paid time off and how does it work?

What does PTO stand for and what do you need to know? Our guide explains the difference between paid time off and vacation.

5 min read

Woman in the car working and negotiating.

What are wages?

Find out what wages are, how to calculate yours, and the different compensation methods available for you.

5 min read

Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.

5 min read

Two persons signing a document on a meeting.

How to negotiate salary: 10 tips for a better job offer

Wondering how to negotiate salary for a new job, or how to ask for a raise in your existing role? Read on to discover our 10 top tips for getting the salary you deserve.

6 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read