N26 Blog

For the first time in 11 years, the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

A debt management plan (DMP) can help you manage overwhelming bills and take control of your debt. If your debt is getting out of hand, a DMP may be a good option.

Individuals and businesses use bank guarantees to safeguard payments, manage risk, and protect their money. Learn more about the different types of guarantees and their uses here.

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

Milka bars have been getting smaller, but cost the same. And there’s a word for that: shrinkflation. We’ll help you understand this phenomenon, and what you can do to avoid paying more for less.

When is an economy at risk of stagflation? And what does that mean exactly? Here, find out what the term means, the consequences of stagflation, and why some might even benefit from it.

Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

You’ve probably noticed prices rising everywhere you look. Maybe you’ve heard of hyperinflation. But what exactly does it mean? And are we on track for hyperinflation like Germany had 100 years ago?

Understand the difference between gross vs. net salary and learn what it means for your salary.