Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.

6 min read

EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

For the first time in 11 years, the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

13 min read

What is a debt management plan and how does it work?

A debt management plan (DMP) can help you manage overwhelming bills and take control of your debt. If your debt is getting out of hand, a DMP may be a good option.

5 min read

Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

Individuals and businesses use bank guarantees to safeguard payments, manage risk, and protect their money. Learn more about the different types of guarantees and their uses here.

4 min read

What is Euribor and how does it affect you?

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

What is shrinkflation? How to avoid paying more for less

Milka bars have been getting smaller, but cost the same. And there’s a word for that: shrinkflation. We’ll help you understand this phenomenon, and what you can do to avoid paying more for less.

5 min read

a world map showing different currency symbols and golden strings.

Stagflation Explained: From Stocks to Real Estate

When is an economy at risk of stagflation? And what does that mean exactly? Here, find out what the term means, the consequences of stagflation, and why some might even benefit from it.

8 min read

A brief guide to universal basic income

Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.

4 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

A hand full of different currency notes with a green background.

What is Hyperinflation?

You’ve probably noticed prices rising everywhere you look. Maybe you’ve heard of hyperinflation. But what exactly does it mean? And are we on track for hyperinflation like Germany had 100 years ago?

8 min read

Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.

5 min read