Beyond banking: N26 research insights on financial trends
As The Mobile Bank, N26 is committed to simplifying banking and empowering our customers to take charge of their finances. But our work doesn’t stop there. By producing cutting-edge financial research studies, surveys, and data analysis, we showcase insights on everything from digital banking trends to the investing gender gap. Our goal: help spearhead the change we want to see in the financial landscape. Here’s a selection of our financial research studies that we’re most excited about.
The Female Opportunity Index
While advances in gender equality have undoubtedly been made, the work is far from over. The brunt of domestic labor still falls on women, not to mention the gender wage gap and ongoing discrimination in the workplace. We commissioned the Female Opportunity Index to analyze gender equality in 100 countries and advancements in female leadership across sectors. It’s all about learning what more can be done to level the playing field and enact real change when it comes to gender parity.
The Global Banking Index
We’re always looking to gain insights on the state of digital banking worldwind, which is why we partnered with Accenture to create the Global Banking Index. Here, we share what we uncovered about customers’ attitudes toward digital banking, including factors driving the shift to digital banking, and the barriers that remain. Our digital banking report is based on Accenture’s 2020 Global Banking Customer Study, which surveyed over 47,000 customers of digital and traditional banks in 28 markets.
European saving and spending trends
How good are Europeans at saving? To get to the bottom of this question, we researched how customers in Europe’s largest economies saved and spent in 2021. By analyzing N26 customer data from Germany, France, Italy, and Spain, we discovered helpful insights about saving and spending in Europe, how habits differ between countries, and much more.
Women and investing
Investing is a key part of growing our savings and preparing for the future. But the gender wage gap, an outsized share of domestic duties, and other factors put women at an investing disadvantage compared to their male counterparts. Over time, this disparity can have far-reaching effects. We set out to better understand the motivations and barriers for women investors in our study on women and investing, surveying over 16,000 people across five European markets on their investment behavior.