Discover our account switching service

Change banks in just 10 minutes

Switching to N26 isn’t just easy—it’s also fast and free. That’s because as a fully digital bank, we won’t bother you with one bit of paperwork—all you’ll need is your desktop computer and your bank details. Read on to find out how to switch banks in just 10 minutes with the N26 bank account switching service!

Smiling woman sitting in front of a table with a phone, laptop and plants.
Laptop with desktop version of N26 on a black table.

Switch banks the easy way with N26

We’ve partnered with finleap to make switching accounts easier than ever. Here’s how it works:

  1. Open an N26 account on the N26 mobile or web app
  2. Head to My Account and scroll to Switch to N26. Alternatively, use the N26 bank account switching website, and log in with your old bank details.
  3. finleap will automatically recognize your direct debits, incoming payments and standing orders—simply select the ones you want us to transfer to your N26 account.
  4. Confirm the account switch—and you’re done!

Open N26 account

Switch to a secure online bank

As a fully licensed bank, your security is our top priority. That’s why we’ve put top security measures in place to keep your money safe. Alongside 3D Secure technology that prevents unauthorized access to your bank account, you can log in to your N26 app with fingerprint ID or face recognition. And while push notifications will always keep you updated about incoming and outgoing payments, you can rest assured your deposits are protected up to €100,000 by the German deposit protection scheme.

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App screen showing a push-notification.

4 great reasons to switch to N26

Here’s how N26 keeps you on top of your finances:

  • With N26 Insights, you’ll always know what’s going in and out of your account. 
  • Keep track of each transaction on your account with instant push notifications.
  • Easily put funds aside with up to 10 Spaces sub-accounts—included in all premium plans.
  • Link your N26 card to Spaces to pay directly from your sub-accounts or give each one a unique IBAN. 

Ready for a better banking experience? Switch accounts today and start enjoying all the benefits of N26.

Open Online Bank Account

N26 Support—we’re here to help

Whether you’re experiencing technical issues, or just have a question about your bank account, we’re here for you. Simply contact our team of specialists via our chat function right in your N26 app. Plus, you can discover helpful information on the Support Center, 24/7. Got questions about opening an N26 account and switching banks? Check out our FAQ below!

Visit our Support Center
N26 Bank Account Customer Service Chat in App.

Save money your way with N26 Spaces

N26 Spaces are the virtual piggy banks that make budgeting and saving a breeze. Get up to 10 sub-accounts with a premium account and easily put money aside for your unique goals. Save bit by bit with Round-Ups—the feature that rounds up every card purchase to the nearest euro and stashes the rest in a Space. And with Income Sorter, you can automatically save a percentage of your salary as soon as it arrives. Sound good? Then switch to an N26 premium account today!

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Go premium to access top perks, insurance, and more

With an N26 Smart, You, or Metal account, there’s never been a better time to go premium. Get 10 Spaces sub-accounts, try Shared Spaces to spend and save with friends, and enjoy discounts with top retailers thanks to N26 Perks. Plus, our N26 You account includes comprehensive travel insurance, while N26 Metal comes with an elegant stainless steel Mastercard, smartphone insurance, free instant transfers, and even more exclusive perks. So don’t wait—open your N26 premium account today.

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N26 Premium Partners.

Switch your business bank account to N26

You’re a freelancer looking to change your business bank account? Look no further! Our N26 Business bank accounts offer smart features to make your working life easier. Use N26 Rules or our Income Sorter to automatically set aside money for taxes, business expenses, or your professional savings goals. Add IBANs to your Spaces so you can pay your taxes directly from a Space. Plus, get up to 0.5% cashback for every payment you make with your card.

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FAQs

How long does switching my bank account take?

Requesting your account switch only takes 10 minutes. Once you’ve submitted your request, it will take 5-7 business days to contact all your payment partners. However, you may need to factor in additional time to process certain changes for future payments.

What is finleap?

Finleap connect GmbH is our partner who offers the account switching service platform. Using finleap via the N26 link is easy, free, and 100% digital.

Which countries’ IBANs can be switched?

Currently, the account switching service is only available in Germany, Austria, and Spain. Unfortunately, IBANs from other countries cannot be processed yet.

Are there other ways to switch my bank account?

Yes. You also have the option to transfer all your direct debits, incoming payments, and standing orders manually. To do this, you’ll need to contact the relevant companies yourself. In Germany, every bank is required to offer an account switching service, however this service is usually not free.

What do I need to consider when switching accounts?

Before you begin to change banks, there are a few things to keep in mind. The N26 account switching service is currently only offered in Germany, Austria, and Spain—IBANs from other countries cannot be processed at this time. If you want to switch your checking account, it only takes 10 minutes to request the service. However, please note that after you’ve submitted your request, it may take up to 7 business days for us to contact all parties. Last but not least, keep in mind that we offer the account switching service together with our partner, finleap connect GmbH.

Will I have to pay to switch bank accounts?

In short: no! Our account switching service is completely free of charge. All you need is your laptop or computer and your former bank details.

Can I also switch my business account?

If you’re a freelancer looking to switch your business account, we have great news: you can also benefit from our free account switching service! Please note that our business accounts are made for freelancers and self-employed individuals who do business under their own name. Unfortunately, it’s not possible to open an account using your company’s name at this time.

I want to switch my bank account from Sparkasse to N26. Is that possible?

If you’re looking to switch your bank account and N26 is the new bank of your choice, you can easily do that from almost every German bank. Just go to the website of our account switching service and type in the name of your current bank.

Can I switch banks from Volksbank to N26?

If you decide you want to bank with N26, no stress—you can switch your bank account from pretty much any other German bank. Just visit our account switching service website and search for the name of the bank you’re currently using.

Can I switch to N26 from DKB?

You want to switch banks from DKB Bank and consider picking N26? No problem! You can switch to N26 from just about any bank in Germany. Simply go to the webpage for our account switching service and type in your current bank’s name.