The first bank you’ll love
N26 lets you manage your bank account, spend and set money aside in real-time. All 100% mobile and under one app. Open your account in a few minutes, and start making mobile payments before your physical card arrives.
Your N26 account with Spanish IBAN
We’re a licensed bank, 100% digital and secure. Every N26 bank account is guaranteed by the Compensation Scheme of German Banks up to €100,000.
N26 Smart—spend and save with confidence
We’re introducing N26 Smart, the new premium bank account with all the tools you need to manage your account. Save up and budget better with 10 Spaces sub-accounts, and share them with up to 10 other N26 users thanks to Shared Spaces. Get a Mastercard in your choice of color and call Customer Support phone line, whenever you need. You can also get a full overview of your monthly expenses with N26 Statistics, the best way to understand your spending habits.
Automatic categorization of your spending
Not sure where all your money goes? Your account uses artificial intelligence to automatically categorize your spending and shows you in the app.
Start saving with Spaces
Still struggling to save some money? Try Spaces, the free feature that lets you create sub-accounts for organizing your finances or putting money aside in real-time. Create a space, set your savings goal and see how close you are to reaching it.More about Spaces
Push-notifications with your account activity
Stay up-to-date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.
Discover a new banking experience
Open your free N26 bank account from your phone. Just download the app, sign up and receive your N26 Mastercard at home.