Buy stocks and ETFs with N26

Invest in yourself

Want to live in the moment while planning for the future? With N26, buy stocks and ETFs right from your phone.
  • Simple, intuitive, and easy to use
  • Just €1 to get started
  • Free trades for N26 You and Metal*
  • Free automated and flexible investment plans
Start investing
Woman in a gym holding a mobile that is showing the N26 Stocks and ETF feature. In the foreground there is a popup showing the Stocks and ETFs balance.

All in one app

N26 combines everyday banking and investing in a seamless way. That means you can manage your stocks, ETFs, and crypto portfolios without having to download another investment app. With N26, all the tools you need to build your financial wealth are in one place.

Hand holding a mobile with the N26 app open and showing the account balance and Stocks and ETFs balance.

Just €1 to get started

Invest in your future, regardless of your budget. Thanks to fractional shares which allow you to buy fractions of stocks and ETFs for as little as €1, you can build up your portfolio at your own pace.
Illustration showing the fluctuation of an Apple sctock over time.

Make your future self proud with a plan

Investing can be stressful. Get some peace of mind with a fully-automated investment plan, available for all memberships at no extra cost in the N26 app. You decide how much and how often you want to invest. Start your plan any day you like with more than 550 stocks and ETFs to choose from, and even more coming soon.Set up your first stress-free stock or ETF investment plan now, and make your money work for you.
Start investing
N26 App screen for Investment plans.

What are stocks and ETFs?

Stocks represent ownership in a company. When you buy a stock, you're buying a piece of that company. You can earn some of the company's profits through dividends, or when the price of the stock goes up. ETFs, or ‘Exchange Traded Funds’, are a type of index fund made up of various assets — such as stocks or bonds. 
Mobile and N26app showing the variation of Stocks & ETFs and Crypto investments.

Simple rates and free trades

Say goodbye to hidden fees for good with:
  • A flat rate of just €0.90 per trade and a complete overview of your portfolio, transaction fees, gains, and losses.
  • 15 free trades every month with N26 Metal — and 5 with N26 You.
Person holding a mobile showing N26 equities sections. In the foreground, there is popup displaying the Stocks and EFFs balance.

Ready? Start investing in 3 steps

  1. Head to the ‘Finances’ tab of your N26 app. If you’re an eligible customer, you’ll find Stocks and ETFs there.
  2. Choose the stock or ETF and the amount you’d like to buy.
  3. After confirmation, the cash equivalent of the trade and the transaction fee are deducted from your bank balance.
Start investing
Image of a girl in a gym holding her mobile and in the foreground the menu of the N26 app, showing the home, finances, explore, and card tabs.

N26 accounts — Your money deserves an upgrade

15 FREE TRADES

N26 Metal

The premium bank account with a metal card

Quartz Rose - N26 Metal Card.
N26 Metal - Slate Grey.
N26 Metal - Charcoal Black.

€16.90/Month

  • 15 free monthly trades for Stocks and ETFs

  • Up to 8 free domestic ATM withdrawals

  • 4% interest p.a. on your Instant Savings

Open N26 Metal account

N26 You

The all-in-one account for banking and travel

N26 You card, Teal.
N26 You card, Ash.
N26 You card, Rhubarb.
N26 You card, Wheat.
N26 You card, Petrol.

€9.90/Month

  • 5 free monthly trades for Stocks and ETFs

  • Up to 5 free domestic ATM withdrawals

  • 2.26% interest p.a. on your Instant Savings

Open N26 You account

N26 Smart

The bank account that gives you more control

N26 You card, Teal.
N26 You card, Ash.
N26 You card, Rhubarb.
N26 You card, Wheat.
N26 You card, Petrol.

€4.90/Month

  • Customer support hotline

  • Up to 10 Spaces sub-accounts

  • 2.26% interest p.a. on your Instant Savings

Open N26 Smart account

N26 Standard

The free account for your everyday banking needs

Transparent N26 Standard card.
Virtual Card

€0.00/Month

  • Free payments worldwide

  • Up to 3 free domestic ATM withdrawals

  • 1.26% interest p.a. on your Instant Savings

Open N26 Standard account

Pick and choose from 550+ stocks and ETFs

Popular ETFs

From some of the largest ETF providers.

Stock market ETFs

Invest directly in a specific stock market of your choice, like S&P 500 or NASDAQ-100.

Emerging markets ETFs

Choose ETFs from specific regions or countries to invest in.

Sector ETFs

Invest in ETFs from specific sectors — such as AI, clean energy, or robotics.

Allianz logo.
Allianz

Offering solutions in insurance and asset management worldwide.

Tesla logo.
Tesla

The American multinational automotive and clean energy company.

Apple logo.
Apple

One of the world’s largest technology companies by revenue.

Netflix logo.
Netflix

Part of the leading entertainment service providers worldwide.

N26 is simply secure

N26 is a fully-licensed German bank, so your deposits are protected up to €100,000 by the German Deposit Protection Scheme. However, because stocks and ETFs include a wide range of securities that fluctuate with the market, we can't guarantee returns or prevent losses.
Learn more about security at N26
Mobile with the N26 app, next to a transparent card and a Money badge.

These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as stocks and ETFs. These statements also do not constitute an offer to conclude a contract for the purchase or sale of stocks and ETFs. Stocks and ETFs can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time.
The values depicted are fictional and for illustrative purposes. *N26 You and Metal customers get 5 and 15 free monthly trades respectively.

  • Which ETFs can I buy at N26?
  • Which stocks can I buy at N26?
  • Is it safe to buy stocks and ETFs with N26?
  • Is my investment secure?
  • How do I choose the right stock or ETF?
  • How are ETF prices determined?
  • How are stock prices determined?
  • How much does it cost to buy, hold, and sell stocks or ETFs at N26?
  • How much tax do I need to pay on my stocks and ETFs in Germany?
  • Will more stocks and ETFs be available in the future?
  • Why can't I find stocks and ETFs in my app?
  • Can I transfer stocks and ETFs from my previous broker to N26?
  • What is a stock or ETF investment plan?
  • Is the investment plan free with N26?