• Standard

    A graphic close-up of the front of a silver N26 Debit Mastercard.
    Bank for free

    Smart

    A graphic close-up of the front of a pink N26 Mastercard.
    Bank with more control

    Go

    A graphic close-up of the front of a teal N26 Mastercard.
    Bank at home or on the go

    Metal

    nav-plans img-slate-grey-metal.
    Make a statement

    Aura

    CRST-24224 Aura Card Locked.
    Our signature banking experience
    Compare personal plans

    Business Standard

    A graphic close-up of the front of a silver N26 Business Standard card.
    Freelancers bank for free

    Business Smart

    A graphic close-up of the front of a pink N26 Business card.
    Manage your business with more control

    Business Go

    A graphic close-up of the front of a teal N26 Business card.
    Manage your business on the go

    Business Metal

    nav-plans img-business-slate-grey-metal.
    Premium banking with cashback for your business
    Compare business plans
  • Highlights
    CRST-18128_PulseSoft_Banking_Nav-highlight_140x140.
    Banking featuresYour money made simple
    CRST-14299 Cards for Kids Nav-highlight-140x140 V1.
    For under 18sCards for teens and children, with parents looped in
    Features
    Mobile plansJoint accountCash26MastercardWeroDigital walletsAdding money
  • Highlights
    A man smiles while leaning over a box to unpack vinyl records in a bright room.
    Instant SavingsEarn interest flexibly
    Features
    Spaces Guide to interest rates
  • Highlights
    A hand holds a smartphone displaying the N26 investment screen listing popular stocks.
    All investment optionsYour portfolio, your way
    CRST-22654_AVD_nav_dropdown-highlights_img.

    Private retirement account

    The Altersvorsorgedepot
    A woman wearing a baseball cap smiles while holding up her smartphone outdoors.
    Stocks and ETFsTrade from €1
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    CryptoBuy and sell 400+ coins
     
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    Ready-made fundsFunds managed by pros
    CRST-25202_MMF_Expansion_LP_Thumbnail_140x140.
    Flexible Cash FundMake your money work harder
    Features
    Savings plansAnalyzing stocksGuide to ETFsGuide to stocksInvesting for beginners
  • Highlights
    A smiling man embraces a laughing woman holding a smartphone and keys.
    Credit and loans Extra money made simple
    Features
    Personal loanOverdraftInstallments
  • HIGHLIGHTS
    CRST-18128_PulseSoft_Travel benefits_Nav-highlight_140x140.
    Travel benefits Borderless banking
    A smiling man sits on the floor next to a backpack and looks at his smartphone.
    Travel Insurance Coverage for the unexpected
    A woman with a backpack holds a smartphone while standing on a mountain trail overlooking a city and a peak.
    Travel eSIMData in 100+ countries
    FEATURES
    Exchanging currencyForeign transaction feesUsing your card abroad
Log in
Log in
Start investing

Company

  • About us

  • Leadership Team

  • Investor Relations

  • Careers

  • Sustainability

  • Press

  • Affiliate program

  • Suppliers

Help

  • Customer Support

  • Sitemap

More

  • Blog

  • Banking basics

  • Trading glossary

  • Crypto glossary

  • Taxes hub

  • Studies and research

Money tools

  • Financial calculators

  • Budget calculator

  • 50-30-20 calculator

  • Interest calculator

  • Inflation calculator

  • Moving cost calculator

  • Festive budget calculator

More

  • Bank account without SCHUFA

  • Salary account

  • Student bank account

  • Security

  • Refer a friend

  • Expats

  • International money transfers

© N26 SE 2026
Legal DocumentsPrivacy PolicyCookie PolicyImprintUpdate cookie settings
CRST-18128_PulseSoft_LP1-Desktop_1728x1117.

Investing made effortless

Buy and sell over 5,000 stocks, ETFs, and more from €1. Investing involves risk of financial loss.
Start investing

5,000+ options in your pocket

Choose from the traditional stock market, popular ETFs, and select ETCs. Enjoy 3 free monthly trades with N26 Go and 10 with N26 Metal.1

N26 Go customers receive 3 free trades per month, while N26 Metal customers receive 10 free trades per month. Free trades are only valid for stocks, ETFs, and ETCs. Product costs may apply, e.g. ETF management fees and third-party inducements.

Invest the hands-off way

Automated savings plans let you invest regularly — decide how often and how much.

The all-in-one investing app

Trade stocks, ETFs, ready-made funds, and crypto — without downloading one more app.
A smartphone screen displays a banking app interface showing a total balance of 5.677,40 € alongside financial accounts for main savings, stocks and ETFs, and cryptocurrencies.
N26 homepage app.

Switch banks in minutes

Open your N26 account and move your recurring payments in just a few taps.
Start investing

All investments carry a risk of capital loss. Stocks and ETFs can be subject to high fluctuations in value. The invested amounts are not guaranteed, and a total loss of your investment is possible at any time. Past performance is not a reliable indicator of future performance. Ensure you have sufficient knowledge before making any transactions.

1 Buying and selling stocks, ETFs, and ETCs through the N26 app costs €0.90 per transaction. N26 Go customers receive 3 free trades per month, while N26 Metal customers receive 10 free trades per month. Free trades are only valid for stocks, ETFs, and ETCs. Product costs may apply, e.g. ETF management fees and third-party inducements. Terms and conditions apply.

These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments etc. These statements also do not constitute an offer to conclude a contract for the purchase or sale of financial instruments. Financial instruments can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. Past performance is not a reliable indicator of future results.

A portfolio transfer of fractional shares and fractional ETFs is not possible, so a non-intended sale may be necessary. The values depicted are fictional and for illustrative purposes. The numbers of available stocks and ETFs can vary per market.

The reception and transmission service for stocks, ETFs, and other assets is provided by N26 Bank SE, Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 271697 B in partnership with Upvest Securities GmbH, a limited liability company, Schlesische Straße 33/34, 10997 Berlin, Germany, CR Berlin Charlottenburg HRB 232445 B (execution and custody).

FAQ

  • The value of stocks and ETFs can go up or down depending on market conditions, and N26 has no influence on the wins or losses of your investments. You can reduce risks by diversifying your portfolio. This means that prices fluctuate all the time, and N26 has no influence on the wins or losses in your portfolio. You can reduce risks by diversifying your portfolio. Your deposits at N26 are protected up to €100,000 by the German Deposit Protection Scheme.
  • A simple €0.90 transaction fee applies when you buy or sell stocks, ETFs, and ETCs. Holding stocks and ETFs is free of charge. N26 Go customers receive 3 free trades per month, while N26 Metal customers receive 10 free trades per month. Free trades are only valid for stocks, ETFs, and ETCs. Product costs may apply, e.g. ETF management fees and third-party inducements.
  • If you’re a German resident, you’ll pay tax on the income you earn when investing in stocks and ETFs. This includes a flat tax rate of 25% plus a 5.5% solidarity surcharge, or 26.375% in total, along with 8 or 9% church tax, if applicable and depending on your federal state. You may also need to pay a preliminary tax, or ‘Vorabpauschale’, on potential gains generated by certain accumulating funds like ETFs.
  • Absolutely. Our selection of stocks and ETFs will continue to expand across categories. Stay tuned!
  • Stocks and ETFs are not available in all countries. However, we’re always expanding, so check back soon.
  • Yes! We offer portfolio transfers from select brokers in Germany, Austria, Spain, Portugal, Ireland, the Netherlands, and Belgium. You can read more about this here.