Festive budget calculator

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Food, décor and wrapping costs

Manage festive gifting like a pro

• Set spending limits and organize a Secret Santa to minimize the number of gifts.
• Opt for DIY gifts like crafts or baked goods
• Thrift for gifts: Explore thrift stores for unique and budget-friendly options, and consider using thrifted items for décor and wrapping, such as reusable fabric.
• Regifting and group gifts can further economize your spending.
• Communicate budget constraints clearly to align expectations with reality.
• Plan and budget: Use the N26 Festive Finance Calculator to ensure you stay within financial limits.

Wrap it up, cost effectively

• Instead of buying single-use wrapping paper or gift bags, wrap gifts in reusable packaging like tea towels (for the foodies), pillowcases, fabric, old scarves, shoeboxes and enhance the presentation with a simple bow for a unique, clean aesthetic.
• Alternatively, opt for other recyclable options like newspapers, magazines, or brown kraft paper, and personalize them with stamps, drawings, or ribbons you already own.
• Or you can even skip traditional wrapping and engage recipients with a gift-revealing scavenger hunt or game, making the gift-giving experience both memorable and environmentally conscious.

Entertaining on a budget can be fun

• Simplify the décor or upcycle some thrifted items to match a festive theme when you are hosting friends and loved ones.
• Embrace DIY decorations, repurpose last year’s decorations in new ways and incorporate nature-inspired elements to add a fresh touch.
• Instead of carrying all the food costs for get-togethers, ask your friends and family to bring dishes and have a potluck party. This way, everyone plays a part in the party, and you can explore new dishes while spending time with them.