
1 It is not a requirement to use N26 as a salary account to have access to Rules, Income Sorter, Insights, budgeting tools, or Spaces sub-accounts. Budgeting automations and Spaces sub-accounts are only available for N26 Smart, N26 Go and N26 Metal customers.
2 Open to new and existing N26 Personal and Business customers (Standard, Smart, Go, Metal) residing in Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, or Switzerland who receive an official info card, email, or push notification. To participate, enroll between 07.09.2026 and 28.02.2027, and receive an incoming payment of €1,000+ (€800+ for non-German permanent residents) into a main or joint account. Winners will be selected and notified via email early next calendar month, with prizes credited within 30 days of notification. Read full terms and conditions.
3 Open to new and existing N26 personal and business customers (Standard, Smart, Go, and Metal) residing in Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, or Switzerland who receive an official content card, email, or push notification. To participate, enroll between 07.09.2026 and 31.12.2026. Winners will be drawn and notified via email at the beginning of the next calendar month, with prizes credited within 30 days of notification. Read full terms and conditions.
4 Buying and selling stocks, ETFs, and ETCs through the N26 app costs €0.90 per transaction. N26 Go customers receive 3 free trades per month, while N26 Metal customers receive 10 free trades per month. Free trades are only valid for stocks, ETFs, and ETCs. Product costs may apply, e.g. ETF management fees and third-party inducements. Terms and conditions apply.
These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments etc. These statements also do not constitute an offer to conclude a contract for the purchase or sale of financial instruments. Financial instruments can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. Past performance is not a reliable indicator of future results.
A portfolio transfer of fractional shares and fractional ETFs is not possible, so a non-intended sale may be necessary. The values depicted are fictional and for illustrative purposes. The numbers of available stocks and ETFs can vary per market.
The reception and transmission service for stocks, ETFs, and other assets is provided by N26 Bank SE, Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 271697 B in partnership with Upvest Securities GmbH, a limited liability company, Schlesische Straße 33/34, 10997 Berlin, Germany, CR Berlin Charlottenburg HRB 232445 B (execution and custody).
5 The market for crypto assets constitutes a high risk. Crypto assets are subject to high fluctuations in value — declines in value or a complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance. N26 Crypto is powered by Bitpanda Asset Management GmbH. Dircksenstrasse 4, 10179 Berlin | Deutschland | Gericht: Amtsgericht Berlin Charlottenburg | Handelsregisternummer: HRB 258842 B