Your free account
With a virtual Mastercard and free card payments worldwide with no foreign transaction fees.
Simply secure
Our innovative security features keep your money and data simply secure.
24/7 support
Contact us day and night via the chat in your N26 app — in five languages.
Flexibility when you need it
Stay financially flexible and activate your overdraft directly in your N26 app.
Your 100% mobile bank account
Put your savings to work
Invest in stocks, ETFs, and crypto
N26 accounts — your money deserves an upgrade
N26 Standard
The free account for your everyday banking needs
€0.00/month
2.8% interest p.a. on your N26 Instant Savings
Pay worldwide with no foreign transaction fees
Free ATM withdrawals in Austria and the eurozone
A virtual debit card
N26 You
The all-in-one account for banking and travel
€9.90/month
2.8% interest p.a. on your N26 Instant Savings
5 free monthly trades on stocks and ETFs
Free ATM withdrawals worldwide
Travel insurance
N26 Metal
The premium bank account with a metal card
€16.90/month
4% interest p.a. on your N26 Instant Savings
15 free monthly trades on stocks and ETFs
Travel, phone, and purchase protection insurance
Premium stainless steel Mastercard
- Is N26 a bank?
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- How is N26 protecting my money and personal data?
- What documents do I need to open a bank account?
- How much does it cost to open a bank account?
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- How can I deposit money with N26?
Find out more
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Investment for beginners: what is investing and how to easily get started
From purchasing real estate to buying stocks, investing is the key to a secure and stable financial future. In this guide, learn what investing is and what you need to know to get started.
Deposit protection scheme: why your money is protected
Looking for reassurance that your money is protected? Deposit protection schemes help secure the money in your bank account.