The bank you’ll love

N26 lets you manage your bank account, spend and set money aside in real-time, all under one app. Open your account in minutes from your smartphone.

An elevated hand holding an iPhone X in their hand with the N26 App’s Spaces screen open on it.
A transparent N26 Standard card.

Your free N26 bank account

Join N26 to get a free bank account and a Mastercard debit card to use all over the world. Stay up-to-date and in control of your finances, wherever you are.

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Smart, flexible banking in real-time

Whether you’re withdrawing or depositing money, or sending a MoneyBeam to your friend in real-time—keep on top of your spending thanks to automated push-notifications after each transaction. Stay flexible with CASH26, and withdraw and deposit money at no cost at over 1,900 shops in Austria.

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N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.
A phone screen with the Spaces screen of the N26 app open on it.

Dream big and save money with Spaces

N26 Spaces are a new way for you to handle your money. It’s easy—create a space with just a few clicks and start saving money for the things that matter. Monitor your financial goals and keep a track of your progress.

Soon, all N26 users will be able to create Shared Spaces in order to manage money together with other N26 customers. We’ll inform you as soon as we launch this feature!

Shared Spaces

N26 You: banking, personalized.

Choose N26 You to discover personalized banking. It comes with a contactless Mastercard in a color that best represents you—choose from Ocean, Sand, Rhubarb, Aqua or Slate. Additionally, benefit from an extensive package of lifestyle and travel insurance, and free foreign currency ATM withdrawals for better travel.

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N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Earn cashback with N26 Business and Business You

N26 Business is a free bank account that’s perfect for freelancers and self-employed. With N26 Business You, you’ll get all the benefits of your premium bank account with your business account. Plus, enjoy 0.1% cashback on all purchases.

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Your safety is top priority

N26 operates with a full European banking license, and every N26 bank account is safe up to €100,000 according to EU directives. Thanks to 3D Secure, you’re also protected when making purchases online.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Banking with N26: smart, digital, simple.

N26 helps you stay on top of your finances effortless and flexible. Open your free bank account without annoying paperwork within minutes. Compare all N26 bank accounts and choose an account that suits you.

+5 Million
Customers
25
Countries
+1500
Employees