N26 Business Standard
The free business bank account for freelancers
Your free virtual N26 Mastercard
Enjoy 0.1% cashback every month
Your free business bank account
No hidden fees
Enjoy transparent online banking with no account maintenance fees, minimum deposit amounts, or cash withdrawal fees.
Always secure
The N26 Mastercard linked to your free business bank account uses 3D Secure—a 2-factor authentication process that makes online payments even safer.
Free business transactions
Your free N26 business bank account comes with unlimited free business transactions.
Deposit protection up to €100,000
N26 is a fully licensed German bank. Thanks to the statutory Deposit Protection Scheme, the money in your online business account is covered at all times up to €100,000.
Stocks and ETFs the simple way
8 minutes
to open your business bank account
Customer support
7 days a week
Deposit protection
of up to €100,000
A full banking license
since 2016
Our Customer Support speaks your language
Get paid faster with SEPA and MoneyBeam
Sort your expenses with Insights
Print your transactions list
We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.
Banking on the big screen
First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.
View scheduled transfers at a glance
Easily set up standing orders and direct debits for recurring payments. See all your upcoming transfers right in your app.
#Tag your transactions
Categorize your business expenses with custom, individual hashtags so you can find them more easily later on.
Plan ahead with N26—save money with Spaces
Invest in yourself with N26 Business Metal
Find the right bank account for your business
Are you ready to take your business to the next level? Explore our premium business accounts, with features like Spaces sub-accounts to save for different projects and even more cashback. Whichever option you choose, you can open your new business bank account in under 10 minutes. Visit our plans page to find the perfect fit for your business.Frequently asked questions
- What are the benefits of the free business bank account from N26?
- Do I need an online business bank account if I’m self-employed?
- How do I open my free business bank account?
- Should I open my free business bank account in my own name or in my company’s name?
- How do I receive my cashback for purchases I made with my N26 Mastercard?
- I am looking for a modern business bank account that allows me to deposit cash. Does an N26 Business Standard account offer this?
- Can I have both a private and a business account with N26?
- What happens if I use my online business bank account for private expenses?
- I already have a business bank account with another bank. Can I switch to N26?
- What are the monthly fees for an N26 Business Standard account?
- Will I pay negative interest with an N26 Business Standard account?
- Are small business owners eligible for the N26 free business bank account?
- I have a small business ('Kleingewerbe' in German) and am looking for a business bank account. Is an N26 Business Standard account right for me?