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Mobile banking the world loves

Think banking can't be fast, flexible, and transparent? Think again. Open an account today to experience mobile banking the world loves.

Finally, a debit card with Perks

Enjoy cashback on subscriptions from brands you know and love, and unlock exclusive discounts on travel, wellness, entertainment, and more.

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No hidden fees

Open an N26 account directly from your phone in 5 minutes and experience banking with no hidden fees. Yes, really — no minimum account balance, no maintenance charges, no insufficient funds fees, no problem.

Free cash withdrawals

Get unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK.

Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US.

Get your paycheck earlier

Hate waiting for payday? Get paid up to 2 days earlier¹ with direct deposit. With N26, Wednesday is the new Friday.

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Your money goals personalized

Whether you’re putting money aside for a new phone or a trip to Thailand, Spaces helps you visualize your short-term and long-term financial goals. Create personalized sub-accounts and instantly transfer money as often as you'd like.

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Fast and secure cashless payments

Pay with your N26 card using Apple Pay® or Google Pay™ in-app, online, and in stores, and get added speed, security, and convenience at millions of retailers worldwide.

Put your #MoneyInMotion with N26

When on the road doing stand-up, comedian Jimmy O. Yang is often tempted to buy things he doesn’t need. See how N26 can help you budget for the things you want, the things you need, and the things you simply can't say 'no' to.

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Are you ready to experience mobile banking the world loves?

Open an account in 5 minutes directly from your phone to experience banking with N26.

Apple and Apple Pay are trademarks of Apple Inc. For a list of compatible Apple Pay devices, see

Google Pay and Google Play are trademarks of Google LLC.

¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.