Open a bank account online in minutes
Sign up
Hit the button below and enter your personal details in order to create your account.
Verify your identity
Please have a valid ID at hand. We don't have branches so you can verify your identity within the app.
Add your card to your wallet
Your N26 virtual debit card is ready to use.
Enjoy your N26 account!
You're good to go! You can already top up your account and start using your virtual card.
All in one app
N26 Standard—your free bank account
More than an app: A fully licensed bank
N26 features you’ll love
Get a virtual or physical debit Mastercard
Your debit Mastercard is accepted worldwide and offers zero foreign transaction fees—as well as SecureCode authentication for extra security.
Virtual card
Connect your virtual card to Apple Pay or Google pay, and start spending right from your mobile wallet the minute you open your account.
Instant payments
Send or receive money 24/7, and top up your account in seconds with instant payments. Plus, easily transfer money to other N26 customers via MoneyBeam.
Budgeting tools
From instant push notifications to spending limits to in-depth features like N26 Insights, you’ll have all the tools you need to stay within budget.
Withdraw and deposit cash
Start earning interest
Stress-free dining with Split the Bill
Find a plan for you
N26 Standard
The free* online bank account
€0.00/month
A virtual debit card
Free payments worldwide
Deposit protection
N26 You
The debit card for everyday and travel
€9.90/month
Up to 5 free withdrawals in the Eurozone
Flight and luggage delay cover
Medical emergency cover
Winter activities insurance
Pandemic coverage
N26 Metal
The premium account with a metal card
€16.90/month
An 18-gram metal card
Up to 8 free withdrawals in the Eurozone
Purchase protection
Phone insurance
Dedicated N26 Metal line
FAQs
- Choose a Bank: Decide on a bank that meets your needs.
- Application Process: Complete the account opening form, either online or in the branch. Provide personal information and select the type of account.
- Identity Verification: Authenticate yourself, for example, via video identification.
- Documents: Review and sign the contract.
- Activation: After verification and approval by the bank, the account is activated and you will receive access data and possibly payment instruments like a card.
- Traditional branch banks
- Online banks
- Savings banks
- Cooperative banks
- Specialized financial service providers