The bank you’ll love
Money made beautifully simple. Spend, save, and invest in one intuitive app that's trusted by millions.Open free bank accountThe free bank account that makes life easy
Your free account
With a virtual Mastercard and two free domestic ATM withdrawals per month.
Simply secure
Our innovative security features keep your money and data simply secure.
24/7 mobile banking
Enjoy a fully transparent bank account that's made for travelling, with 24/7 support when you need it.
Send and receive money
Pay friends and make quick, simple transfers within the eurozone.
Put your savings to work
Invest in stocks, ETFs, and crypto
N26 accounts — your money deserves an upgrade
N26 Standard
The free account for your everyday banking needs
€0.00/month
Up to 2 free ATM withdrawals in euros
Pay worldwide with no foreign transaction fees
A virtual Mastercard debit card
1% annual gross interest rate* with Instant Savings
N26 You
The all-in-one account for banking and travel
€9.90/month
Up to 5 free ATM withdrawals in euros
Free ATM withdrawals abroad
Travel insurance
1.3% annual gross interest rate* with Instant Savings
N26 Metal
The premium bank account with a metal card
€16.90/month
18-gram metal debit card
Up to 8 free ATM withdrawals in euros
Exclusive mobile phone insurance
2.5% annual gross interest rate* with Instant Savings