N26 Switzerland – the bank you’ll love.

Get your free N26 bank account and start managing your finances digitally. Your N26 account comes with perks and innovative features, such as Spaces (sub accounts), push notifications and much more. Open your account in minutes from your smartphone and start using it even before you receive your card.

A hand holding an iPhone X in their hand with the Spaces screen open on the N26 app.
N26 You Timeline Feature in App.

Free bank account in Switzerland

Your free* euro account with no hidden fees. Get your N26 debit Mastercard and explore a modern and innovative banking experience. Keep track of your money on your smartphone and enjoy a wide range of other banking features!

Discover our free bank account

*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. Please find the Terms & Conditions here.

Security at N26

N26 is a German bank with a full European banking license. This means that your N26 bank account is guaranteed by the Compensation Scheme of German Banks for deposits up to €100.000. N26 also uses additional safety measures to keep your account safe, such as smartphone pairing, 3D Secure and fingerprint identification.

Learn more about security

Automated push-notifications

With N26 you’re always on top of your finances. Whether it’s card payments, cash withdrawals or transfers – you’ll always know what’s going in and out of your account, thanks to real time push-notifications.

iPhone X with the Apple Pay screen open on it.

Apple Pay

Mobile payments, easier than ever. Thanks to Apple Pay’s NFC technology you can pay directly with your Apple device. It’s easy to use, safe and effortlessly mobile. Pay with your N26 Mastercard and Apple Pay to get your shopping done faster.

Apple Pay

N26 Switzerland - our mission

If you frequently travel or like to cross the border to go shopping, N26 is for you. With the N26 euro account you can withdraw money from ATMs free of charge and are never subject to foreign exchange fees. Freelancers with a N26 Business account can transfer money free of charge (in euros) and additionally profit from 0.1% Cashback on purchases.

Saving made easy with Spaces

Whether you’re saving up for uni, your new winter garden or that seven month world trip you’ve been planning - with our Spaces sub-accounts—saving has become easier than ever. Create and design up to three different Spaces, set rules, and easily move money around through drag-and-drop.

Discover Spaces
N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Get Cashback with N26 Business

With our free business account you get 0.1% Cashback on all purchases made with your N26 Mastercard. Also, you’re never subject to foreign exchange fees when paying for things on your work trip!

Discover business banking

Banking - easy and digital

N26 makes it easy to manage your finances on your smartphone. Open your free account in a few minutes without any paperwork.

Transparent N26 Standard card.

Open your free euro account now