Refer friends and bank together with N26

N26 is even better with friends. From splitting bills to paying your half of the pizza, all it takes is a couple of taps to send money to your contacts. Sign up to N26 for a unique referral code and earn a bonus when you introduce others to the world of mobile banking.

Friend Referral
  • Share your unique invite code

    Open the Friend Invite screen in settings or by tapping the 'gift box' icon or N26 settings. Simply copy the code and share it.

  • Your friend signs up to N26

    If your friends signs up to N26 using your link, our system automatically recognizes the code and flags this on your scoreboard.

  • You earn a reward

    Once your friend uses their N26 Mastercard for the first time, we’ll deposit a cash bonus into your account.

Spaces and friends

Spaces is the free in-app tool that uses sub-accounts to make budgeting and reaching money goals even easier. Look out for new features in 2019 that make it possible to reach those goals together...

Spaces
N26 You Spaces Overview in App
N26 Bank Account Moneybeam example transaction

MoneyBeam instant transfers

Sharing is caring, but personal bank details are better kept secret. MoneyBeam lets you instantly transfer and receive money using nothing more than your N26 contacts list.

Frequently Asked Questions

Notice

Currently, Friend referral rewards are only available for customers in Germany, Austria, Italy, France, Spain, Belgium, Luxembourg, Greece, Portugal, Ireland, the Netherlands, Finland, Estonia, Sweden, Switzerland, Norway, Denmark, Poland, Iceland and Liechtenstein.