Refer a friend and earn a bonus

Did you know you can earn cash by introducing friends to the world of mobile banking? Here is why it pays to recommend N26: 
  • Get up to €1,500 paid directly into your bank account
  • An N26 account is all you need to get started 
  • Sharing your referral link is easy and straightforward
  • Enjoy innovative banking together with your loved ones 
Find more info in our Terms and Conditions.

Refer a friend in 4 simple steps

1. Share your link in seconds. Open your N26 app and go to ‘My account’ > ‘Useful actions’ > ‘Invite your friends’ to share your unique link via WhatsApp, email, and more. 2. Your friends open a brand new N26 account. Your friends can use your referral link to open an N26 bank account — it only takes a few minutes! 3. Get your bonus deposited into your N26 account. Once your friends have opened their account and made their first transaction, we’ll transfer your referral bonus. 4. Invite more friends and earn extra cash. You can share your invite link with multiple friends — and get up to €1,500 in referral bonuses.

8 minutes

to open a bank account

Deposit protection

of up to €100,000

A full banking license

since 2016

Customer support

7 days a week

No N26 bank account yet? Open yours now to refer a friend!

Ready for better banking with innovative features that will simplify your life? With an N26 bank account, you can manage your money anytime, anywhere. The N26 app is beautifully simple and offers handy features built with you in mind — from sub-accounts to instant transfers to comprehensive insurance. Want to manage your money together with others or send money in a flash? Discover Shared Spaces, MoneyBeam, and much more with your 100% mobile bank.
Open N26 account
N26 You Timeline Feature in App.

Love shared banking? Discover Shared Spaces!

Are you and your partner saving up for a dream purchase or special vacation Or are you managing shared household bills with your flatmates? Good news — Shared Spaces makes it easier than ever to manage money with partners, family, and friends. Create a Space with just a few taps and invite up to 10 other N26 users to your shared sub-account.

Send and receive money in an instant

Sharing is caring, but personal bank details are better kept secret. MoneyBeam lets you instantly transfer and receive money right from your N26 contacts list. And because pictures speak louder than words, you can also send a matching GIF along with your reference. This way, you can pay your friend back for that dinner within seconds, while putting a smile on their face.
Learn about Instant payments
Instant payment.

Splitting expenses just got easier

A night out with friends is a blast, but dealing with the “who-ate-what” portion of the evening certainly isn’t. But with N26’s Split the Bill feature, you can ease the tension with just a few taps in your N26 app. Simply pay with your N26 card, open your app, and add everyone you want to split the bill with. Do an even or custom split, and send out your money requests — it’s that simple!
Discover Split the Bill
Bill divided in 4 parts and split with 4 for people.
n26 standard card.
n26 metal card.
n26 you card.

Open your 100% digital bank account in minutes

Discover the future of banking with N26. Check out our plans and find the one that’s right for you. Looking for a free bank account? Then try N26 Standard. Or maybe you’re on the lookout for a premium bank account with innovative features that help you save and budget? If so, N26 Smart might be for you. Open your N26 bank account in minutes right from your smartphone — no paperwork needed.

  • I’d like to refer a new customer. How does that work?
  • How much is the refer-a-friend bonus?
  • How do I receive my bonus?
  • When will I receive my bonus?
  • How long is the invite link or code valid for?
  • Is there a limit to the number of customers I can refer?
  • Can I see the status of my referral in the N26 app?
  • When my friends open an N26 account, do they receive a bonus, too?
  • Where can I find the Terms and Conditions of the ‘refer-a-friend’ program at N26?
  • If I have questions about N26’s friend referral program, where can I find answers?