The premium business bank account with cashback

To open a bank account with N26, you must meet the eligibility criteria. You can then register on our website or via the app—all you need is your smartphone and a photo ID to get started. The sign-up process only takes a few minutes and no paperwork is needed—and you don’t even need a minimum deposit amount.

You can find more information on how to open a business bank account at our Support Center.

Your N26 Business Metal bank account comes with a free contactless Mastercard debit in 18-grams of stainless steel. Once you’ve signed up and your identity has been verified, we’ll send your Business Metal card — in your choice of metallic shade — to the delivery address you’ve provided. Please note that we don’t currently offer credit cards at N26 for our business bank accounts.

Looking for a current account with cashback? With N26 Business Metal, earn 0.5% cashback on all your purchases made with your N26 Mastercard. This money is paid straight back into your account on a monthly basis.

Cashback is a refund or bonus. Some banks offer cashback to their customers when they make purchases with their credit or debit card.

For example, if you open an N26 Business Metal account, you'll receive 0.5% cashback on any purchases made using your N26 Mastercard.

Your N26 Business Metal account comes with travel insurance, courtesy of Allianz Assistance. Benefit from emergency medical coverage abroad for you, your spouse and your children, trip interruption or cancellation insurance, compensation for travel delays and baggage delays and baggage loss, mobile phone coverage in case of theft or damage, personal liability when travelling and purchase protection.

Find out more about what’s included in the Terms and Conditions.

Yes, it’s included with N26 Business Metal. You’re covered in case of theft or damage up to €2,000, regardless of whether you paid for your smartphone with your N26 card or not.

Yes, as a premium Business Metal customer, you can enjoy a wide selection of business-orientated perks from brands such as Fiverr, Dropbox, Taxfix, and NordVPN. On top of this, benefit from a range of lifestyle deals and offers that support your general wellbeing.

The N26 Business Metal account costs €16.90 per month, and it’s a yearly subscription.

N26 Spaces are sub-accounts that sit alongside your main account, and are a practical way to organize your business finances. As a premium customer, create up to 10 Spaces sub-accounts with IBANs in your N26 app, then easily set money aside for your taxes, future projects, savings goals, and more. Each space can have its own unique IBAN, which you can use to pay your business expenses via direct debit, or to get paid via SEPA transfers directly into a sub-account. Of course, you don’t have to add an IBAN to your space if you don’t need one—the choice is yours.

Working with a team? Simply open a Shared Space, and manage your business funds together with up to 10 other N26 customers. Please note that an IBAN can’t be added to a Shared Space for now—but stay tuned for more exciting updates to come! Learn more about N26 Spaces and all its features here.

Yes! At N26, we provide a free account switching service, together with finleap Connect. It takes as little as 10 minutes to request to switch banks. Just visit our account switching service page and type in the name of your current bank. It’s possible to switch to N26 from almost any bank in Germany. Still have questions? Read more about how to switch banks and find out how easy and quick it is to change your bank.

Wondering which is the best business bank account at N26 and what benefits are included? The answer depends entirely on your personal needs. For example, if you choose N26 Business Metal, you get an account with 0.5% cashback for every purchase you make with your metal card.

Plus, you’ll also receive a stainless-steel debit Mastercard in one of three distinct metallic shades, an extensive insurance package including rental car insurance, up to 10 Spaces sub-accounts, and much more. Check out our plans to find the one that’s best for you.

N26 Business Metal offers innovative features that help you with your accounting. Especially when it comes to invoices and tax returns, an N26 business account has practical perks. Easily download your account statements in PDF or CSV format with the N26 WebApp. Plus, search your transactions directly in the N26 app, filter by category, or create your own tags for them, such as #tax or #businesstrip, so you can find the details more easily later.