Stand out with your Business Metal card
Get rewarded with 0.5% cashback
8 minutes
to open a premium business bank account
Priority customer support
with access to our dedicated hotline
Deposit protection
of up to €100,000
A full banking license
since 2016
Priority Customer Support, always at your service
![N26 Premium Metal dedicated phone support.](https://images.ctfassets.net/q33z48p65a6w/3KZd9X1xmAYLrMiBzuw6w9/db8cf2f17af18df96faa1a72bf35a9f6/N26_Metal_LP_Module_2_Market_Agnostic.png?fit=thumb&fm=png&q=80&w=360)
Extra peace of mind, wherever you are
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Emergencies when traveling
The N26 You policy provides cover for you, your spouse and children in case of a medical emergency abroad, including emergency dental care. You also get access to 24/7 medical phone assistance.
Baggage coverage and delay insurance
Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.
Travel delay and cancellation
We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.
Trip interruption
Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.
Stay covered with mobile phone insurance
Go global with Mastercard, at no extra cost
N26 Business Perks that propel you forward
Smart management tools at your fingertips
![N26 Bank Account categorising transactions for statistics.](https://images.ctfassets.net/q33z48p65a6w/CTAIWMYxoDeEG1VwNpvGI/742bb91892a69c35098b4870d8aea02e/categorization_ENEU.png?fit=thumb&fm=png&q=80&w=360)
Get organized with Spaces sub-accounts
Pay from Spaces with your Business Metal card
Link your metal card with just a few taps to a Space of your choice and pay directly from that Space. That way, you'll always be in control of your business expenses.
Organize incoming transfers into Spaces
Optimize your budget planning! Use the N26 Income Sorter to automatically set aside part of your incoming transfers into your Spaces. Set either a percentage or fixed amount and let us take care of the rest.
![n26 standard card.](http://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=80&w=200)
![n26 metal card.](http://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![n26 you card.](http://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=80&w=200)
Your card, your business style.
Join N26 or upgrade to Business Metal to redefine your banking experience.FAQ
- What do I need to open an N26 Business Metal account?
- How do I get an N26 Business Metal debit card?
- How does cashback work at N26?
- What does cashback mean?
- Does N26 Business Metal come with insurance?
- Is mobile phone insurance included in the N26 Business Metal fee?
- Does my bank account come with deals and offers?
- How much does the N26 Business Metal account cost?
- How do Spaces sub-accounts work, and what can I use them for?
- I’d like to switch my business bank account. Does N26 offer an account switching service?
- Which is the best business bank account at N26?
- Does the N26 Business Metal account help me with accounting?