The premium business bank account with cashback

Discover N26 Business Metal — the business bank account with 0.5% cashback, designed for freelancers and the self-employed, for €16.90 per month. Open yours in minutes, and start using it before your physical metal card arrives.

Travel emergencies

The N26 You policy provides cover for you, your spouse and children in case of a medical emergency abroad, including dental care. You also get access to 24/7 medical phone assistance.

Baggage coverage and delay insurance

Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.

Travel delay and cancellation

We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.

Trip interruption

Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.

Pay from Spaces with your Business Metal card

Link your metal card with just a few taps to a Space of your choice and pay directly from that Space. That way, you'll always be in control of your business expenses.

Organize incoming transfers into Spaces

Optimize your budget planning! Use the N26 Income Sorter to automatically set aside part of your incoming transfers into your Spaces. Set either a percentage or fixed amount and let us take care of the rest.