The N26 Mastercard

No matter which account you choose, you’ll get a contactless N26 Mastercard debit card, accepted worldwide.

Standard N26 card on top of a brick.
A hand holding the Standard N26 card.

Accepted worldwide

Pay using your N26 Mastercard online and in-stores for free, anywhere in the world, with no markups and no fees.

Your money when you need it

Every N26 account comes with free domestic currency ATM withdrawals each month, in accordance with our fair use policy. N26 premium accounts also include unlimited free foreign currency withdrawals.

A person holding a Rhubarb colored You card in their hand.
Person holding an N26 Sand You card in their hand.

A fair exchange rate

Use your N26 Mastercard wherever you go. With a mid-market exchange rate on all your foreign currency transactions, you’ll be sure you’re always getting a fair deal.

Instant notifications

Live in the now when it comes to your cash flow. One tap is all it takes to pay with your card’s contactless NFC technology, with an instant push-notification after every incoming and outgoing transaction.

N26 Metal Card Charcoal.

A card you control

It’s your account and you’re in the driver’s seat. Use the N26 app to lock or unlock your card, change the PIN and set daily spending and withdrawal limits at home and abroad.

Mastercard 3D Secure

Spend with confidence. Every payment you make online with your N26 Mastercard comes with extra 3DS protection for an added layer of security.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Choose your N26 account

Business or personal? Standard or premium? Whichever type of bank account you opt for, there’s an N26 account with a Mastercard debit that’s just right for you. Plus, pick your card’s color when you choose any premium account.

FAQ

What is the N26 Mastercard?

All N26 bank cards are debit cards that come with contactless NFC technology—even our bespoke-design metal Mastercard. At present, we don’t offer credit cards with our accounts.

Can I get a Maestro card with my N26 account?

Residents in Germany, the Netherlands and Austria can also order a Maestro card to accompany their primary debit card.

How can I choose my own N26 card?

You can choose your own card when you open a N26 You, N26 Metal and N26 Business You premium account. The N26 You and Business You accounts come with five card colors to choose from, while N26 Metal offers a metal card available in three different shades.

What are the benefits of an N26 premium account?

Your N26 premium account offers extras, such as an extensive travel insurance package, courtesy of Allianz. On top of this, benefit from a wide range of ever-changing discounts and offers from partner brands, and much more.

What is the difference between the N26 business and personal accounts?

N26 Business and Business You are accounts which are available to freelancers and self-employed customers only. They offer the same features and benefits package as the personal accounts, alongside 0.1% cashback on all purchases.