The online bank you'll love
N26 is the 100% mobile bank. Manage your account, spend, save, and set money aside in real-time—all with one app. Open an account in minutes directly from your smartphone and start making mobile payments before your physical card arrives. It's all the efficiency of German banking, right on your smartphone.
Enjoy N26 Smart for free—save up to €58.80/year
How does it work?
- Open your new N26 Smart bank account with the promo code N26ZERO until March 31, 2022
- Deposit your salary or at least €700 into your account each month
- Use your N26 Mastercard at least once a month
That's it! For every month you deposit your salary, we'll waive the €4.90 monthly membership fee! That's some smart saving, all year round.Find out how it works
Everyday banking with an Italian IBAN
Dreaming of managing all your payments from one streamlined app? We hear you—which is why we built a bank that brings your finances to your fingertips.
From utility bills to memberships to streaming services and more—all direct debits are free with N26. Plus, you can make bank transfers in seconds, and pay postal bills, MAV or RAV, car taxes, and PagoPA with just a few taps.
Until June 30, 2022 the stamp duty on account statements is on us.
Join Italy’s best bank
With cutting-edge service and a world of exclusive benefits, it's no wonder Forbes named us the best bank in Italy—and the world. With N26, you not only benefit from 100% mobile banking with no hidden fees—customers get a free debit Mastercard card, free mobile payments with Google Pay and Apple Pay, and Customer Support, 7 days a week.
Get insights into your spending habits
N26 offers innovative features to help you manage your money like a pro. Not sure where all your money's going? Our Statistics feature automatically categorizes your spending to offer you insights directly in-app. Track regular expenses, keep a pulse on your costs, and spot opportunities for savings. Everyday budgeting has never been easier.Learn about budgeting
Make your dreams a reality
Your dreams are big—they need some space. Enter N26 Spaces, sub-accounts built for your unique savings goals. Whether you're saving up for a vacation, a new car, or simply create a space for your goal with just a few taps and start saving right away.
Want to save together with family and friends? Then try Shared Spaces—the perfect way to manage your expenses and save with others. Invite up to 10 N26 customers to join a space to stash money for rent, bills, or a weekend getaway—whatever you like!Shared Spaces
A business account built with you in mind
When you’re a freelancer, the right tools make all the difference. That's why our N26 Business accounts come with everything you need to manage your finances, so you can focus on what you do best. Get up to 0.5% cashback on all purchases and priority Customer Support access, 7 days a week.
Looking for a premium experience? Then try N26 Business Metal, complete with an exclusive metal Mastercard, and extensive travel and pandemic insurance.Discover our business accounts
Withdraw and deposit cash easily
Say goodbye to standing in line at the bank—with N26, getting cash is as easy as heading to the corner store.
With CASH26, you can deposit or take out cash at more than 2,000 partner shops across Italy—and withdrawals are always free. Just generate a barcode in your N26 app, show it to the cashier, and deposit or withdraw cash. Your balance will be updated immediately. Plus, enjoy free withdrawals at any ATM in Italy and the Eurozone.Deposit money with CASH26
Security is a top priority at N26
Your N26 account comes with three-tier security measures that protect all your transactions. Mastercard 3D Secure adds an extra layer of protection when making online payments for extra peace of mind. You can also block your card instantly if it gets lost or stolen, and set your own withdrawal and payment limits right from your N26 app.
N26 is a fully licensed German bank with a European banking license, so your money is always protected up to €100,000 by the German Deposit Protection Fund.Find out more about security at N26
Get the support you need, 7 days a week
Need assistance? Our N26 Customer Support team is available every day from 7:00 a.m. to 11:00 p.m. CET. Reach out to an N26 expert via the in-app chat feature or via the web app.
N26 Smart, N26 You, or N26 Metal customers can also contact us directly via phone.Go to Support Center
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