The free bank account for your day-to-day life
Easy to open
Open an account in minutes directly from your smartphone.
Free card included
Get a free virtual Mastercard you can use immediately.
24/7 chat support
Contact us day and night via the chat in your N26 app — in five languages.
Simply secure
Our innovative security features keep your money and data simply secure.
Withdraw cash easily
Save and budget with N26
N26 accounts — your money deserves an upgrade
N26 Standard
The premium bank account with a metal card
€0.00/month
Up to 3 free ATM withdrawals in the eurozone
Free SEPA transfers
A virtual Mastercard debit card
N26 You
The debit card for everyday banking and travel
€9.90/month
Free ATM withdrawals worldwide
Free instant SEPA transfers and a free physical card
Travel insurance
N26 Metal
The premium bank account with a metal card
€16.90/month
18-gram metal debit card
Exclusive mobile phone insurance
Purchase protection
Open your N26 account in minutes
Whether you're looking for a free, flexible online bank account or a premium account complete with insurance packages and smart budgeting tools, N26 has got you covered. There's no paperwork and no hassle — open your account from your phone in minutes.- Is N26 a bank?
- Is N26 secure?
- How do I open an N26 account?
- How much does it cost to open a bank account?
- What documents do I need to open a bank account?
- How long does it take to open a bank account with N26?
- Do I have to be an Italian resident to open an online bank account?
- Can I use my online bank account for international transfers?
- Can I easily close my account online?