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Live, travel and commute without the worry

N26 You, Business You and N26 Metal—your premium bank accounts with everyday and travel insurance.

*The insurance on this page is offered exclusively to new-joining customers after 13.11.2019.

More than a bank account

Alongside free ATM withdrawals abroad, your choice of card color and exclusive partner discounts, N26 You, Business You and Metal account holders benefit from a re-designed package of lifestyle, mobility, trip and travel health insurance, provided by Allianz Assistance.

A person standing in a desert.

Your travel health insurance cover

With the N26 You, Business You and Metal accounts, you’re covered for:

  • Emergency medical insurance up to €1,000,000 for you, your partner and kids, inclusive of dental and winter sports¹
  • Compensation up to €500 for flight delays over 4 hours
  • Compensation up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing
  • Trip cancellation or curtailment up to €10,000

¹Subject to the policy Terms and Conditions

Pandemic coverage for COVID-19

Traveling in uncertain times? Be prepared with epidemic and pandemic coverage*, now included for N26 You, Business You, Metal and Business Metal customers at no extra cost. Stay safe with coverage for emergency medical treatments abroad, trip cancellations and trip curtailment due to reasons related to COVID-19.

*Available for trips started on or after January 22, 2021. Exclusions apply. Please find more information here.

Learn more
Pandemic insurance coverage.
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Mobility coverage for vehicle rentals

A fan of zooming around town with the help of a mobility app? With our premium memberships, your car sharing, e-scooter and e-bikes hires are covered for damages incurred up to €20,000.

As a customer of our premium tier Metal, the mobility coverage extends to rental car hires abroad and further away from home for up to €20,000.

Mobile phone cover

Losing your phone is inconvenient and stressful. Enjoy that extra peace of mind as a Metal member and forget the extra costs! Regardless of whether you paid for your smartphone with your N26 card or not, you’re covered up to €1,000 for mobile theft and damage so you’re never left stranded.

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N26 Metal - Charcoal Black.
N26 You card, Petrol.
N26 You Business Card, Ocean.

Insurance is just one part of the package

Lifestyle, mobility and travel insurance is just the beginning. Click below to discover the full list of benefits included with your N26 You, Business You or Metal bank account.

*The insurance on this page is offered exclusively to new-joining customers after 13.11.2019.