Your bank account with travel insurance
Your premium bank account, with everyday and travel insurance for that extra peace of mind. Discover what’s included with N26 You and Metal below.
*The insurance on this page is offered exclusively to new-joining customers after 13.11.2019.
Rest assured you’re covered with travel insurance
Alongside free ATM withdrawals abroad, your choice of card color and exclusive partner discounts, benefit from a re-designed package of lifestyle, mobility, trip and travel health insurance, provided by Allianz Assistance.
Your travel insurance cover
Travel medical insurance
Travel medical insurance up to €1,000,000 for you, your partner and kids in case of emergencies, inclusive of dental and winter sports*.
Flight delay compensation
Compensation up to €500 for flight delays over 4 hours.
Luggage loss and delay insurance
Compensation up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing.
Trip curtailment or cancellation coverage
Trip cancellation or curtailment up to €10,000.
Pandemic coverage for COVID-19
Traveling in uncertain times? Be prepared with epidemic and pandemic coverage*, now included for N26 You, Business You, Metal and Business Metal customers at no extra cost. Stay safe with coverage for emergency medical treatments abroad, trip cancellations and trip curtailment due to reasons related to COVID-19.
*Available for trips started on or after January 22, 2021. Exclusions apply. Please find more information here.Learn more
Mobility insurance for vehicle rentals
A fan of zooming around town with the help of a mobility app? With N26 You and Metal, your car sharing, e-scooter and e-bikes hires are covered for damages incurred up to €20,000*.
As a customer of our most premium Metal bank account, the mobility insurance coverage extends to rental car hires abroad and further away from home.
Mobile phone insurance
With N26 Metal, enjoy extra peace of mind and avoid the extra costs that come with replacing your phone! It doesn’t matter if you’ve paid for it with your N26 card or not—your phone insurance covers you up to €2,000 for mobile theft and damages.
Medical travel insurance
Get emergency medical coverage for you, your partner and children while traveling, with access to 24/7 medical phone assistance. Dental insurance is included.
Enjoy coverage up to €500 if your plane is delayed for over 4 hours. And claim up to €500 for luggage delays over 12 hours, and up to €2,000 if it goes missing.
Traveling on e-bikes, e-scooters or rental vehicles? With mobility scooter and rental car insurance, you’re covered up to €20,000 in case of damages.
Snow & mountain insurance
Hit the slopes knowing you’re protected. Thanks to the snow and mountain travel insurance included with your bank account, get compensated in case of accidents.
Explore your world with travel insurance
Lifestyle, mobility and travel insurance is just the beginning. To enjoy all the benefits that come with N26 You or Metal, sign up today and open a bank account in minutes. No paperwork needed.
Frequently asked questions
What is travel insurance?
If you have travel insurance, you’re protected from certain financial risks and losses that can occur while you’re traveling.
What travel insurance is included with my N26 bank account?
If you have an N26 You, Business You, or an N26 Metal or Business Metal bank account, you can claim travel insurance in case of trip cancellation or curtailment. Additionally, you’re covered for flight delays over 4 hours, and if your luggage is held up or goes missing.
With medical travel insurance in case of emergencies, you can also make a claim up to €1,000,000 for you, your partner and kids. This also includes dental emergencies.
Thanks to winter sport insurance, you’re protected in case of accidents on the slopes. And your car sharing, e-scooter and e-bikes hires are also covered for damages up to €20,000. Alongside this, N26 Metal and Business Metal customers can get compensation for rental car hires abroad and further away from home.
Is phone insurance included?
If you’re an N26 Metal or Business Metal customer, you’re also covered up to €1,000 for mobile theft and damage if the event and phone are eligible.
How can I make a claim?
To make an insurance claim, open your N26 app and go to My Account. Tap on your account name under ‘Manage,’ and go to ‘Allianz insurance coverage.’ Select the type of claim you’d like to make and tap ‘Start my claim process.’ Please follow the step-by-step guide on how to submit the required documents to Allianz.
For more information, please refer to the Terms and Conditions.
*The insurance on this page is offered exclusively to new-joining customers after 13.11.2019. Subject to the policy Terms and Conditions.