Manage your money with N26's personal finance calculators

Achieving your financial goals shouldn't be intimidating. With N26's online finance calculators, you can make informed decisions and start managing and saving your money right away. It’s never been easier to plan your finances!Whether you're learning how to budget, planning on moving to a new house (or even a new country), or wondering how the current inflation rate is affecting the value of your money, we have the best financial calculators to help you achieve financial freedom. Get started!
Person filling up his piggy bank.

50/30/20 Calculator: Your income needs, wants, and savings

The first step towards financial freedom starts with a budget. It’s simple: The 50/30/20 rule helps you budget your money more efficiently. By dividing your income into categories, you get a clear overview of your monthly budget.Use our free 50/30/20 budget calculator to track your needs, wants, and savings. The results? Better money management and a clear picture of your expenses, which will help you to boost your savings, avoid wasting money, and reach your financial goals.
Start budgeting now
N26 spaces against light blue background.

Monthly Budget Calculator: Making the most of your money

Big dreams get closer to coming true once you have a monthly budget in place. Budgeting with N26 is easy, and our free personal finance calculator allows you to create a monthly budget you can actually stick to.Visualize your income, split your earnings into common expenses and savings goals. and make the most out of your money with this budget breakdown calculator. See exactly where your money is, so you’re not left wondering at the end of every month where it all went.
Calculate your monthly budget
Image of a woman in sportswear sitting on a yoga mat.

Interest Calculator: Forecast the future of your money

So, you’re already investing and saving your money — well done! Still, we know that calculating interest rates — a fundamental aspect of finance — isn’t the easiest task (especially if you don't like doing math). Luckily, our Interest Calculator is here for you.Quickly and easily check the interest on your savings deposits, forecast the future return on your investments, evaluate credit, and sort out other financial matters with this powerful personal finance calculator.
Use the interest calculator
A person reviewing some papers and interest rates.

Your loan calculator: This is how you get the best deal

Are you dreaming of a new car, your dream wedding or founding your own startup? Whatever it is, with a loan from N26 you can make your dreams come true - without having to wait long. Simply use our loan calculator and receive your non-binding loan offer in just a few minutes and without any paperwork. With credit terms of 6 to 84 months, you are sure to find a loan that really suits you.
Loan calculator
Moving and relocation loans - N26 Credit.

Moving Cost Calculator: No surprises during your big move

Whether you finally found your dream home in your city or you're getting ready to move countries, a moving cost calculator can help you avoid nasty financial surprises along the way.Use our Moving Cost Calculator to figure out how much money you’ll need to cover and manage your moving expenses. From truck rentals and insurance (for domestic moves) to travel tickets and customs expenses (for moving internationally), this online calculator will help you plan and prepare for your big move.
Calculate your moving costs
A person carrying boxes during a move.

Inflation calculator: Keep track of your purchasing power

What does inflation mean for you and your money? Inflation can affect your personal finances and reduce the value of your savings. But there's no need to panic! With our personal Inflation Calculator, you can easily determine the effects of inflation based on currency depreciation and price increases. By figuring out the future price of products and your future purchasing power, you can ensure your money stays valuable over time — or adjust your savings accordingly.
Use the inflation calculator
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Other interesting pages

Piggy bank to symbolize budgeting tips (how to save money).

5 smart budgeting tips for first-time savers

Budgeting doesn’t need to be stressful or confusing. These simple budgeting tips show you how you can start saving today.

What is Euribor and how does it affect you?

What is Euribor and how does it affect you?

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.

kid showing the coins placed in a glass jar.

How to save money fast: 17 tips to grow your savings

Whether your financial goals are big or small, these life hacks will help you save money faster.

Find a plan for you

N26 Standard

The free* online bank account

The N26 virtual card.
Virtual Card


  • A virtual debit card

  • Free payments worldwide

  • Up to 3 free withdraws

  • Deposit protection

N26 Smart

The bank account that gives you more control

N26 You card, Teal.
N26 You card, Ash.
N26 You card, Wheat.
N26 You card, Petrol.
N26 You card, Rhubarb.


  • Free Virtual Card

  • Up to 10 Spaces sub-accounts

  • Support Center phone number

  • Round-ups


N26 You

The debit card for everyday and travel

N26 You card, Rhubarb.
N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Ash.
N26 You card, Teal.


  • Up to 5 free withdrawals in the Eurozone

  • Flight and luggage delay cover

  • Medical emergency cover

  • Winter activities insurance

  • Pandemic coverage

N26 Metal

The premium account with a metal card

N26 Metal - Slate Grey.
N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.


  • An 18-gram metal card

  • Up to 8 free withdrawals in the Eurozone

  • Purchase protection

  • Phone insurance

  • Dedicated N26 Metal line