The bank you’ll love
N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.
A free bank account with no hidden fees
Your standard N26 account comes with all you need to spend, save and keep track of your money. Get a free Mastercard and enjoy free ATM withdrawals in euros and free payments in any currency, wherever you are in the world. And with no hidden costs or foreign exchange fees, you’ll always know what you’re spending while traveling.Bank Account
*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. Please find the Terms & Conditions here.
N26 Smart—save and spend with confidence
Discover N26 Smart, the bank account that gives you more control over your money—with a direct customer service hotline if you ever need support. Choose a Mastercard in your choice of 5 colors and organize your finances with 10 Spaces sub-accounts—including Shared Spaces to save together with others. Plus, get insights on your spending habits with Statistics, and learn to budget better along the way.
Security is a top priority at N26
N26 operates with a full European banking license, and your bank account with a German iBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.
Stay tuned with push-notifications
Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.
Insights on your spending habits
Not sure where all your money goes? Thanks to Statistics, your account uses artificial intelligence to automatically categorize your spending and shows you right in the app. Learn how to better manage your expenses, view all your transactions divided into smart sub-categories, and gain insights into your financial habits.
Spaces for all your goals
Organize your finances with Spaces sub-accounts, and put money aside to save up for that dream purchase. Just create and name a space, set your savings goal, and see how close you are to reaching it by tracking your progress.
And soon, all N26 users will have access to Shared Spaces–our new shared bank account feature that helps you save money together with family and friends, all in one place. We’ll let you know once this feature is available in your N26 app.Shared Spaces
N26 Support is here for you—in several languages.
If you have any questions or run into any problems, our N26 Customer Support team is always on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat to an N26 expert right in your app.