The bank you’ll love
Money made beautifully simple. Spend, save, and invest in one intuitive app that's trusted by millions.Open free bank accountThe free bank account that makes life easy
Your free account
With a virtual Mastercard and unlimited card payments in any currency with no foreign transaction fees.
Free withdrawals
Enjoy a set number of free ATM withdrawals in euros within the eurozone based on your membership — and unlimited free withdrawals abroad in the local currency for N26 You and Metal.
24/7 chat support
Contact us day and night via the chat in your N26 app — in five languages.
Simply secure
Our innovative security features keep your money and data simply secure.
Put your savings to work
Get a world of investment choices
N26 accounts — your money deserves an upgrade
N26 Standard
The free account for your everyday banking needs
€0.00/month
1.3% interest p.a. on your N26 Instant Savings
Pay worldwide with no foreign transaction fees
2 free ATM withdrawals within the eurozone
A virtual debit card
N26 You
The all-in-one account for banking and travel
€9.90/month
1.5% interest p.a. on your N26 Instant Savings
Up to 5 free ATM withdrawals in euros
Free withdrawals in the local currency outside the eurozone
Travel insurance
N26 Metal
The premium bank account with a metal card
€16.90/month
2.5% interest p.a. on your N26 Instant Savings
Up to 8 free ATM withdrawals in euros
Pay only 1% trading fee for Bitcoin and 2% for other coins
18-gram metal card
Open your N26 account now
Open your N26 bank account in minutes and with no paperwork — right from your phone or our website. Moving from another bank? Transfer your direct debits, standing orders, and recurring payments to your new N26 account in a few taps.Noteworthy reads
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Trading is more than a buzzword or an ‘80s throwback. This article covers what financial trading is and how it works, step by step.
How to save money fast: 17 tips to grow your savings
Whether your financial goals are big or small, these life hacks will help you save money faster.
The 50/30/20 rule: how to budget your money more efficiently
The 50/30/20 budget is beautiful in its simplicity. It can help you divide your income into categories that make saving easy.