Love your bank

Welcome to the future of banking — manage your money and grow your savings in one beautifully simple app that's trusted by millions.

This is how I bank

What’s your unique way of banking? Whether here, there — or even in your underwear — N26 makes banking stress-free, so you can manage your money exactly how you want.

The free bank account that makes life easy

Not a fan of waiting times, hidden fees, or paperwork? Us too. Get a bank account with a virtual card and 24/7 support and manage your money on the go.
Open N26 Standard Account
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Invest in stocks, ETFs, and crypto

N26 customers in Ireland and the Netherlands can now buy stocks and ETFs** right in their banking app**. Pay a flat rate of €0.90 per trade, with 15 free monthly trades for N26 Metal customers, and 5 if you have N26 You. Invest as little as €1 and automate it with our flexible investment plans. Curious about crypto? We’ve got over 200 cryptocurrencies to pick from***.
Learn more
Gymnast wearing teal color clothes and holding a mobile with the N26 app open. In the foreground there is pop up displaying the balance and profitability in the Stocks and ETFs account and Crypto account.

Security is a top priority at N26

N26 operates with a full German banking license, and your bank account with a German IBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.
Learn more about Security at N26

N26 Smart—save and spend with confidence

Discover N26 Smart, the bank account that gives you more control over your money—with a direct customer support hotline if you ever need help. Choose a Mastercard in your choice of 5 colors and organize your finances with 10 Spaces sub-accounts—including Shared Spaces to save together with others. Plus, get an overview of your spending with Insights, and learn to budget better along the way.
Get bank account
Smartphone and an N26 card.

Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.
N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.

Get Insights into your spending habits

Not sure where all your money's going? Our Insights feature automatically categorizes your spending in real time. Track regular expenses, keep a pulse on your costs, and spot opportunities for savings. Everyday budgeting has never been easier.
Learn about budgeting
The image shows the N26 Insights feature divided by expenses and income.

Reach your goals with N26 Spaces

Give your financial goals room to grow with N26 Spaces sub-accounts. Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps. Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.
Smartphone with the N26 Spaces open on it.

Make payments the easy way with Apple Pay

Tired of carrying your wallet around? We get it—which is why you can link your N26 Mastercard to Apple Pay for effortless payments right from your smartphone. Apple Pay lets you make secure, contactless payments online, in stores, or even in-app. Each transaction is verified by touch or face ID, and takes place in real-time. It’s the simple, safe, 100% mobile way to pay. 
Try Apple Pay
iphone showing apple pay feature with N26 bank account.

N26 Support is here for you — in several languages.

If you have any questions or run into any problems, our N26 Customer Support team is always on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat to an N26 expert right in your app.
Visit our Support Center
N26 Bank Account Customer Service Chat in App.

*The interest rates are based on your N26 membership: 2.8% for Standard, Smart, and You, and 4% for Metal. ** These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as stocks and ETFs. These statements also do not constitute an offer to conclude a contract for the purchase or sale of stocks and ETFs. Stocks and
ETFs can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time.
The values depicted are fictional and for illustrative purposes. *** The market for crypto assets constitutes a high risk. A complete loss of the money spent is possible at any time. N26 Crypto is powered by Bitpanda.

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5-star app ratings on iOS and Android

Noteworthy reads

Articles and stories to help you make the most of your money
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N26 celebrates 7 million customers

Thank you to all 7 million N26 customers across 25 markets who have trusted us to put their financial interests first.

N26 Twitter Card Image.

CEO Blog: Grooming the next generation of global entrepreneurs

At N26, we pride ourselves on encouraging innovation, disruption and an entrepreneurial spirit as almost a school for entrepreneurs.

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N26's Complete Guide to Secure Online Banking

The complete N26 guide to banking safely online