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N26 Blog

All storiesCompanyProductTechnology & SecurityLifestyleBanking BasicsStudentsInsideN26CryptoExpatsFreelancersTaxesBudgetingTravel
N26 how to save money in college and university a hand holding Euro coins Photo by Mein Deal.

Lifestyle

Your guide to credit checks and Schufa credit scores in Germany

Want to better understand how your Schufa credit score impacts your creditworthiness in Germany? Get the lowdown on credit scores, as well as practical tips on how to improve your creditworthiness.

4 min read

EU flag but the stars are Euro symbols.

Banking Basics

The ECB’s key interest rate: what it is and how it affects you

12 min read

A man with a hat and sunglasses looks off into the distance.

Lifestyle

The high cost of keeping up appearances

7 min read

Lifestyle

Virgo: your financial horoscope

9 min read

Budgeting

Easy ways to make money and improve your finances

6 min read

Company

At N26, we're busy building the future of banking. Check out the latest news, important announcements, and company updates.

Company
a girl holding a smartphone N26 x Bolt.

N26 x Bolt — Get cashback on your rides

If you’re looking for smart mobility solutions in one app, then Bolt has you covered. And as an N26 customer, you can now claim up to 10% cashback on your rides.

2 min read

N26 x adidas—whatever your goal, we’ll keep you on track

At N26, we want you to go further. That’s why we’ve partnered with adidas to bring you an offer on the sportswear brand’s apparel.

2 min read

An N26 logo against a green background.

Donate to Ukraine-Hilfe Berlin with N26

2 min read

An N26 logo against a green background.

Why does N26 block accounts?

2 min read

N26 The Mobile Bank.

Looking ahead: Temporary changes to N26’s onboarding of new customers

2 min read

Popular articles

Piggy bank to symbolize budgeting tips (how to save money).

Budgeting

5 smart budgeting tips for first-time savers

Piggy bank to symbolize budgeting tips (how to save money).
EU flag but the stars are Euro symbols.

Banking Basics

The ECB’s key interest rate: what it is and how it affects you

Map of Germany separated in regions and icons related to money.

Expats

How expensive is it to live in Germany? An overview of (almost) every cost

Woman adjusting a thermostat.

Budgeting

How to save money on your gas bill and still stay warm

View of a city and the sunset from the window of a plane.

Travel

When’s the best time to book flights?

Product

Meet the future of banking: beautifully simple and 100% mobile. Find out about N26 products, new features, exclusive promotions, and more.

Product
Image: Girl standing smiling on a scooter.

N26 x Voi — Get up to 50% off your next 10 rides

Ready to do urban mobility the green way? As an N26 customer, you can now benefit from up to half off your next 10 rides. Read on to learn how

2 min read

A burger with fries and a slice of pizza is placed on a colourful table.

N26 x WOLT—get €8 off at your favorite food spots

Finally got time to binge on your favorite series, but just don’t feel like cooking? WOLT delivers tasty food right to your door.

2 min read

N26 and Philips home appliances partnership.

N26 x Philips — Get up to 25% off home appliances

2 min read

Man in front of blue wall holding a phone.

Dive into N26 Crypto with these top features

3 min read

N26 x NordVPN — Save big on your VPN plan

3 min read

Technology & Security

Learn all about N26 products, features, and bank accounts.

Technology & Security

How N26 will contact you — and how we won’t

Scammers and fraudsters may pose as representatives of N26 to try to steal customer data. Here, we dive into how N26 will and won’t contact you, so that you can spot the scams.

1 min read

Dr. Anastasia Kotovskaia, LL.M.

Cybersecurity and operational resilience: challenges for the financial sector

Finance expert Dr. Anastasia Kotovskaia discusses the role of corporate IT security, the ongoing threat of cybercrime, and the challenges the industry is currently facing.

11 min read

A woman looking at her cellphone.

Vishing — a growing threat

5 min read

two people looking on at a cell phone.

What is social engineering? How to protect yourself from online fraud

7 min read

Stay safe while online shopping.

How to keep your money safe when you shop online

8 min read

Lifestyle

Lifestyle subjects that enhance your life and help you better manage your money.

Lifestyle
A man with a hat and sunglasses looks off into the distance.

The high cost of keeping up appearances

Social media's comparison carousel can be financially and mentally draining. Here’s how to prioritize your financial well-being and your mental health.

7 min read

Virgo: your financial horoscope

Virgos tend to stay out of the limelight, but we’re taking a closer look. Get to know more about Virgos, their characteristics, and their financial habits here!

9 min read

Couple standing next to each other.

Overcoming financial inequalities to thrive as a couple

6 min read

A woman on a desk writing in a notebook.

The taboo of credit card use in Europe

8 min read

How Leos handle money

8 min read

Banking Basics

All things banking and money, to empower you make you the most out of your finances.

Banking Basics
EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

12 min read

EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.

8 min read

Euro symbol.

Banking Basics: getting started

6 min read

What is a debt management plan and how does it work?

5 min read

Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

4 min read

Students

Money tips and resources to help you make the most of student life.

Students
Two pizza boxes.

Student savings accounts: 7 things you need to know

Student savings accounts help you stash away your cash during your studies. Our guide will show you how, and much more.

7 min read

Freelancer's computer, memo, pen, and mag cup on a wooden table.

4 N26 features that will make your life as a student easier

New semester—new you? Whether you’re just starting university or already working on your thesis, these four smart features will help you to keep your student life and finances even more organized.

4 min read

woman taking notes in a notebook.

Your guide to living and studying in Frankfurt

6 min read

Student attending a lecture.

Your guide to living and studying in Cologne

5 min read

Student in a library next to book shelves.

Servus! The student’s guide to moving to Munich

7 min read

InsideN26

1,500 people, 80+ nationalities, 10 different countries — and plenty of stories to tell. Get a glimpse inside N26: our team, culture, and values.

InsideN26
Alumni: Daria Milashenko.

Team spotlight: Daria Milashenko, Executive Assistant to the CBO

When Daria Milashenko, Executive Assistant to the CBO at N26, visited Berlin at 15, it was love at first sight.

9 min read

CGO Alexander Weber.

CGO Alexander Weber on the practice and profession of entrepreneurship

Now our CGO, Alexander Weber has been with N26 for nearly 8 years. Learn how he decided to study business and why he thinks being an entrepreneur is about vision, passion, and intrinsic motivation.

8 min read

Team Spotlight: Kumi Gernhardt.

Jr. Technical Delivery Manager Kumi Gernhardt

8 min read

Team Spotlight: Christian Strobl.

Austrian Team Lead Christian Strobl on how uni prepared him for his role at N26

6 min read

Team Spotlight: COO & CFO Jan Kemper.

COO & CFO Jan Kemper on the most important skill he learned at university

10 min read

Crypto

Crypto is just a few taps away with N26. Brush up on the basics and get all the information and resources you need to get started.

Crypto
10 types of cryptocurrency.

10 popular types of cryptocurrency and how they work

There are thousands of cryptocurrencies—but they’re not all the same. We reveal the 10 most popular types of cryptocurrency.

5 min read

illustration of cryptocurrency.

What is cryptocurrency? A guide for beginners

Cryptocurrency is a digital type of currency that exists only electronically. In this guide, we’ll cover how crypto works and why it may (or may not) revolutionize finance as we know it.

7 min read

woman paying with her smartphone in a store.

What is the digital euro and how does it work?

6 min read

Hands holding Bitcoin coins.

The pros and cons of cryptocurrency: A guide for new investors

8 min read

Illustration of crypto coins.

What is DeFi? A beginner’s guide to decentralized finance

6 min read

Expats

Moving to a foreign country? N26 is here to help. Get useful information and resources for expats so you can thrive in your new home.

Expats
View of Hamburg town hall.

Being an Expat in Hamburg: A Guide to Housing, Jobs, and German Culture

Moving to Hamburg can be an adventure, but it’s not without its challenges. German culture can take some getting used to, from the language to the paperwork involved in setting up your new life.

13 min read

A woman on a desk writing in a notebook.

What is a digital nomad visa?

A digital nomad visa is the key to working remotely from anywhere in the world. Here, learn about the legal and tax requirements for digital nomads — plus tips for making your time abroad a success.

6 min read

Frankfurt Skyline.

Being an Expat in Frankfurt: A Guide to Housing, Jobs, and German Culture

13 min read

Skyline of Munich.

Being an Expat in Munich: A Guide to Housing, Jobs, and German Culture

13 min read

View of Brandenburg Gate with young woman walking towards it.

Being an Expat in Berlin: A Guide to Housing, Jobs, and German Culture

12 min read

Freelancers

For freelancers, self-employment means flexibility, independence — and some hustle. Learn how to level up as a freelancer with helpful tips from N26.

Freelancers
A freelancer searching about expected salary with a desktop and a plant behind.

How much do freelancers make? A guide to the average freelancer salary

Salary is a big consideration when thinking about going freelance. Read our guide to find out average hourly rates for a number of industries.

6 min read

A man with tattooed arms typing on a computer on a white table with sunglasses, wallet, notebook, and iPad.

What is freelancing and how does it work?

New to freelancing? Let us guide you through the intricacies of setting up as a freelancer and what you can expect after making the switch.

7 min read

Wooden desk with a laptop, notebook, coffee mug and smartphone.

Self-Employment in Germany: a Beginner’s Guide

10 min read

two women working in a art design studio.

How to start your own business

7 min read

Woman working on a lap top.

Freelancing FAQs: everything you need to know about freelancing

1 min read

Taxes

The wide world of taxes is easier to navigate with N26. Find the need-to-know info about tax declarations, deductions, deadlines, and more.

Taxes

What is the singles tax?

Find out why you are financially disadvantaged as a single person and what you can do about it - without changing your relationship status.

12 min read

man typing on a laptop.

Self-employed in Germany? Taxes, tips, and more

Thinking about working for yourself? Our guide will break down what you need to know about taxes when you're self-employed in Germany.

6 min read

Hands writing on a table.

Tax returns in Germany — what are the deadlines in 2023?

5 min read

Person working on a laptop at the desk.

Your guide to tax deductions in Germany for 2022

9 min read

A man writing down his idea on a white book on a small wooden table.

Tax relief–how different European countries tax working from home

1 min read

Budgeting

Everyday budgeting is easier than ever thanks to N26. Discover ways to save and put your money toward the things that matter most to you.

Budgeting

Easy ways to make money and improve your finances

Improving your financial health and boosting your savings might be easier than you think. From joining the gig economy to selling your spare stuff, find out how to easily make and save more money.

6 min read

set of different travel related objects.

How to save money for a trip in 10 simple steps

Are you ready for a break? Here’s how to save up for the trip of a lifetime.

9 min read

A bathtub in a hotel room.

How much does it cost to remodel a bathroom? — a budget blueprint

1 min read

White renovated kitchen.

How much does a kitchen remodel cost? — a budgeting guide

1 min read

image of the statistics feature of N26 bank account showing the spend in groceries.

What to include in your family budget

5 min read

Travel

With N26, make the most of your next trip. Explore our money-saving tips, travel inspiration, and practical advice for adventures of all kinds.

Travel
Irish flag and barcode.

Everything you need to know before you travel to Ireland

From adventure travel and city breaks to family-friendly trips, Ireland does have it all. Discover your perfect Irish travel destination so you get the most out of your trip to the Emerald Isle.

9 min read

Netherlands flag and barcode.

Travel to the Netherlands—Where to Go and How to Budget for your Trip

How to get the most out of your Dutch adventure and return with plenty of cash to spare!

9 min read

French flag and barcode.

Everything you need to know before you travel to France

9 min read

Spanish flag and barcode.

Want to Travel to Spain? Here's where you should visit

10 min read

A guy with sunglasses stranding on a street.

How to travel on a budget

7 min read

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