N26 Blog

Passport.
TAXESHow to submit a tax declaration in Germany
7 min read
Freelancers with iPads writing on a note-book.
TAXESSpeculation tax on real estate‌ — ‌what you need to know
8 min read
A calculator, banknotes and coins lie on a desk.
TAXESUnderstanding capital gains tax in Germany
7 min read
A woman outdoors looks at her phone.
INVESTHow to navigate market volatility
6 min read
Map of Germany separated in regions and icons related to money.
EXPATSHow expensive is it to live in Germany? An overview of (almost) every costFrom rent and food to transportation and leisure, many of us might not know exactly how much we spend each month. Here’s a simple breakdown of everything that goes into the cost of living in Germany.
16 min read

Lifestyle

Lifestyle subjects that enhance your life and help you better manage your money.

AI generated image of a man in a green sweater looking at his phone.
Could AI help you manage your money?86% of people are open to using AI for financial planning, but is it safe? Learn how AI is already transforming money management, and discover the pros and cons.
4 min read
Person paying with an N26 debit card.
Understanding tariffs
5 min read
A person laying in bed staring at the ceiling.
De-hyping the no-spend challenge
4 min read
A woman showing her friend her mobile phone.
Banking app fatigue is real‌
4 min read
Couple laying on the grass next to a bicycle looking at a blooming tree.
Here’s why you should adjust your budget according to the seasons
5 min read

Popular Articles

Hands holding Bitcoin coins.
Hands holding Bitcoin coins.
CRYPTOWhat is a blockchain?
CRYPTOWhat Is Bitcoin and How Does It Work?
CRYPTOWhat is cryptocurrency? A guide for beginners
BUDGETINGWhat to include in your family budget
BANKING BASICSBest ways to send money online internationally

Banking Basics

All things banking and money, to empower you make you the most out of your finances.

A person writing a letter with a green pen.
Dear Money: an exercise for rewriting your financial scriptsWhether you feel stuck, anxious, or ready to make a change, writing a letter to money can help you reflect on and reset your financial mindset.
5 min read
Bear illustration with its head in a bin.
Bear market: This is what it means
11 min read
Illustration of a graph with an arrow pointing up.
Bull markets: What they mean for your money
10 min read
Volatility at the stock market, as seen from the decline in stock values.
What is volatility?
6 min read
Article by Xavier Lavayssiere, financial expert, discussing the challenges of cross-border payments for N26.
Demystifying cross-border payments: challenges and new trends
6 min read

Travel

With N26, make the most of your next trip. Explore our money-saving tips, travel inspiration, and practical advice for adventures of all kinds.

A woman wearing a hat walks in the snow.
Why winter is the best season for budget travelFrom cheaper flights to luxury bargains, here’s why winter is the ultimate time to travel without breaking the bank.
4 min read
Tables outside of colorful buildings.
Keeping your money safe when traveling abroad
4 min read
A group of friends on a boat in the sea.
How to travel with friends without any financial stress
5 min read
Spanish flag and barcode.
Want to Travel to Spain? Here's where you should visit
10 min read
Italian flag and barcode.
How to Save and Where to Go if You Travel to Italy
10 min read

Product

Meet the future of banking: beautifully simple and 100% mobile. Find out about N26 products, new features, exclusive promotions, and more.

Man paying with his N26 debit card.
5 security features to help you keep your money safe this shopping season Think the only risk this shopping season is overspending? You might want to think again.
5 min read
A selection of N26 virutal cards in the shape of a cookie, a shirt, a suitcase, speakers, and a bar of soap.
What your choice of virtual card says about you
8 min read
A person checking their bank balance on their phone in a car.
Unlock your best summer yet with Spaces
6 min read
Persona usando un teléfono celular.
How to save on international money transfers
6 min read
A person uses the Taxfix app on their smartphone.
N26 x Taxfix—filing your taxes has never been easier
2 min read

Technology & Security

Helping you keep your money safe from scams, threats, and other potential dangers.

A man in his living room looking at his phone.
Why every day is April Fools’ Day for fraudstersToday’s scams look, sound, and feel real — until your money disappears. Here’s how to keep your finances safe.
5 min read
A hand with a phone scanning a QR code.
How scammers are using QR codes to steal your data
4 min read
Woman checking her phone behind N26 security shield.
5 popular holiday scams to watch out for this season
5 min read
Stay safe while online shopping.
How to keep your money safe when you shop online
8 min read
Digital finance expert Xavier Lavayssière - The role of AI in payments and financial markets.
AI: Banking’s New Superpower
7 min read

Budgeting

Everyday budgeting is easier than ever thanks to N26. Discover ways to save and put your money toward the things that matter most to you.

Wrench with euro sign.
Budgeting tools to get your finances on trackBudgeting tools demystify the budgeting process. Read on to find out how.
7 min read
image of the statistics feature of N26 bank account showing the spend in groceries.
What to include in your family budget
5 min read
a young woman and a young man crossing the street carrying moving boxes.
Moving in together: tips to manage monthly expenses
5 min read
Phone screen with apps.
9 budgeting apps to help your money go further
9 min read
A view from an airplane window showing land and water below, with the plane's wing and engine visible in the foreground.
How to save money for a trip in 10 simple steps
11 min read

Freelancers

For freelancers, self-employment means flexibility, independence — and some hustle. Learn how to level up as a freelancer with helpful tips from N26.

A freelancer searching about expected salary with a desktop and a plant behind.
How much do freelancers make? A guide to the average freelancer salarySalary is a big consideration when thinking about going freelance. Read our guide to find out average hourly rates for a number of industries.
6 min read
A man with tattooed arms typing on a computer on a white table with sunglasses, wallet, notebook, and iPad.
What is freelancing and how does it work?
7 min read
Wooden desk with a laptop, notebook, coffee mug and smartphone.
Self-Employment in Germany: a Beginner’s Guide
11 min read
two women working in a art design studio.
How to start your own business
7 min read
Woman working on a lap top.
Freelancing FAQs: everything you need to know about freelancing
1 min read

Expats

Moving to a foreign country? N26 is here to help. Get useful information and resources for expats so you can thrive in your new home.

Map of Germany separated in regions and icons related to money.
How expensive is it to live in Germany? An overview of (almost) every costFrom rent and food to transportation and leisure, many of us might not know exactly how much we spend each month. Here’s a simple breakdown of everything that goes into the cost of living in Germany.
16 min read
Naples overview.
Moving to Naples: a comprehensive guide for aspiring expats
15 min read
Panorama of the city of Turin.
Moving to Turin: a comprehensive guide for aspiring expats
14 min read
Milan, Duomo.
Moving to Milan: a comprehensive guide for aspiring expats
14 min read
Moving to Rome: a comprehensive guide for aspiring expats.
Moving to Rome: a comprehensive guide for aspiring expats
13 min read

Taxes

The wide world of taxes is easier to navigate with N26. Find the need-to-know info about tax declarations, deductions, deadlines, and more.

Passport.
How to submit a tax declaration in GermanyFiling your taxes can be stressful, especially if you’re not familiar with the German tax system. We’ve put together this simple guide to walk you through it.
7 min read
Freelancers with iPads writing on a note-book.
Speculation tax on real estate‌ — ‌what you need to know
8 min read
A calculator, banknotes and coins lie on a desk.
Understanding capital gains tax in Germany
7 min read
Someone fills out their tax declaration after changing their tax class.
How to change your tax class in Germany
6 min read
A freelancer man working on a laptop and drinking coffee.
Taxes on cryptocurrency – what you should to know
8 min read