N26 Business Smart is a powerful, streamlined account designed to help freelancers and self-employed professionals take their business to the next level. Enjoy one free physical N26 Mastercard in your choice of five vibrant colors (with the flexibility to order up to 4 additional cards for a one-time fee of €10 each), plus up to 6 free virtual cards for added security. Organize your finances effortlessly with up to 10 Spaces sub-accounts with their own IBANs for tax savings or expenses. Tools like Income Sorter, Rules for Spaces, and Round-ups make budgeting and saving a breeze. You’ll also get three free ATM withdrawals in the eurozone per month and 0.1% cashback on all spending. Find out more in our terms and conditions.For a detailed breakdown of the features and benefits included in each plan, please visit our plan comparison page.
To open your N26 Business Smart account, you must meet our eligibility criteria. If you do, you can open your account in minutes using your smartphone. Opening your bank account doesn’t require any paperwork. You can start using your account right away once we have verified your identity.You can find more information on how to open an N26 Business Smart account at our Support Center.
The N26 Business Smart account costs €4.90 per month.
Your first physical card and up to six virtual cards are included at no extra cost, you also have the flexibility to order up to 4 more physical cards for a one-time fee of €10 each.
To sign up, you must use your full legal name as it appears on your ID. The N26 Business Smart account is designed for self-employed people and freelancers who operate under their own name. That means you can’t have your company’s name on the account or card.
No. You can’t have a business account and a personal account at the same time.