The bank you’ll love
N26 is the mobile bank that lets you manage your bank account, spend and set money aside in real-time, 100% mobile. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.
Your free* N26 bank account
Join N26 to get a free bank account and a virtual Mastercard debit card to use all over the world. Discover convenient, 100% mobile banking, and stay in control of your finances—wherever you are.Read more
*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. Please find the Terms & Conditions here.
N26 Smart—spend and save with confidence
Discover N26 Smart—the bank account that gives you more control. Enjoy access to a direct Customer Support hotline, and get a colorful Mastercard debit card, free ATM withdrawals, up to 10 Spaces sub-accounts, access to Shared Spaces, and insights into your spending habits with Statistics—a powerful AI-powered categorization tool.
Smart, flexible banking in real-time
Whether you’re withdrawing or depositing money, or sending a MoneyBeam to your friend in real-time—keep on top of your spending thanks to automated push-notifications after each transaction. Stay flexible with CASH26, and withdraw and deposit money at no cost at over 11,500 shops in Germany.Discover CASH26
Your finances at a glance with Statistics
Whether it’s your salary coming in or money going out when you’re buying that treat in your favorite café—thanks to our automatic categorization feature Statistics, you can see all your transactions at a glance, divided into smart sub-categories to keep you posted on your financial habits.
Your safety is top priority
N26 operates with a full European banking license, and every N26 bank account is safe up to €100,000 according to EU directives. Thanks to 3D Secure, you’re also protected when making purchases online.
Reach your goals with N26 Spaces
Give your financial goals room to grow with N26 Spaces sub-accounts. Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps.
Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.Go premium to unlock 10 Spaces
We’re here for you. In several languages.
If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat with an N26 expert in your app.
Banking with N26: smart, digital, simple.
N26 helps you stay on top of your finances effortless and flexible. Open your free bank account without annoying paperwork within minutes. Compare all N26 bank accounts and choose an account that suits you.
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