N26 Instant Savings account
Earn up to 3%* interest on your savings
What is N26 Instant Savings?
Saving just got more rewarding
Grow your money
Earn up to 3%* interest p.a. — calculated daily and paid out monthly to grow your balance automatically.
100% flexibility
No need to lock your money away. Deposit and withdraw any amount in seconds, anytime.
No extra fees
Open your N26 Instant Savings account with just a few taps in the N26 app — at no extra cost.
No deposit limits**
Add as much money as you like and earn interest on your total savings balance. The sky’s the limit**.
N26 accounts — Your money deserves an upgrade
N26 Metal
The premium account with a metal card
€16.90/month
3% interest p.a. on your N26 Instant Savings
15 free trades in stocks and ETFs every month
Up to 8 free domestic ATM withdrawals
Exclusive mobile phone coverage
N26 You
The all-in-one account for banking and travel
€9.90/month
1.3% interest p.a. on your N26 Instant Savings
5 free trades in stocks and ETFs every month
Up to 5 free domestic ATM withdrawals
Flight and luggage delay cover
N26 Standard
The free account for your everyday banking needs
€0.00/month
1% interest p.a. on your N26 Instant Savings
350+ stocks and ETFs at €0.90 per trade
Up to 3 free domestic ATM withdrawals
Free payments worldwide
Get more with N26 Metal
Interest Calculator
N26 Instant Savings
Use our interest calculator to understand how your money can grow over time with N26.
Enter a balance, your plan’s interest rate, and a time period:
New balance
€10,300.00
Gross interest
€300.00