Your Mastercard debit
A virtual debit card
Accepted worldwide
Pay with a virtual card on your phone, or get a physical card for a €10 delivery fee
A colorful debit card
Accepted worldwide
Choose from 5 card colors that best fit your style
A colorful debit card
Accepted worldwide
Choose from 5 card colors that best fit your style
An 18-gram metal card
Accepted worldwide
Choose from 3 metallic shades
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Contactless payments
NFC technology-enabled
Go cashless and pay with your contactless card at the checkout
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Mobile payments
With your smartphone
You can use your N26 card with Apple Pay and Google Pay
Optional extra card
For more flexibility
Not included
Unlock this feature with N26 Business Smart, Business You or Business Metal
Optional extra card
For more flexibility
You can order an extra N26 card to use with your account, for a one off fee
Optional extra card
For more flexibility
You can order an extra N26 card to use with your account, for a one off fee
Optional extra card
For more flexibility
You can order an extra N26 card to use with your account, for a one off fee
Your bank account
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
100% mobile banking
for all your transactions
Send and receive transfers, set up direct debits and standing orders, and transfer money instantly
0.1% cashback
on all card purchases
Pay with your N26 Mastercard and get 0.1% cashback every month
0.1% cashback
on all card purchases
Pay with your N26 Mastercard and get 0.1% cashback every month
0.1% cashback
on all card purchases
Pay with your N26 Mastercard and get 0.1% cashback every month
0.5% cashback
on all card purchases
Pay with your N26 Mastercard and get 0.5% cashback every month
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Free payments worldwide
In any currency
Enjoy free and unlimited payments in any currency, wherever you are
Up to 3 free withdrawals
In Germany
Enjoy up to 3 free withdrawals per month
Up to 5 free withdrawals
In Germany
Enjoy up to 5 free ATM withdrawals per month
Up to 5 free withdrawals
In Germany
Enjoy up to 5 free withdrawals per month
Up to 8 free withdrawals
In Germany
Enjoy up to 8 free ATM withdrawals per month
Free withdrawals
In foreign currencies
Not included
Unlock this feature with N26 Business You or Business Metal
Free withdrawals
In foreign currencies
Not included
Unlock this feature with N26 Business You or Business Metal
Unlimited free withdrawals
In foreign currencies
Enjoy free ATM withdrawals worldwide
Unlimited free withdrawals
In foreign currencies
Enjoy free ATM withdrawals worldwide
Your travel insurance package
Travel medical insurance
In case of emergency
Not included
Unlock this feature with N26 Business You or Business Metal
Travel medical insurance
In case of emergency
Not included
Unlock this feature with N26 Business You or Business Metal
Medical travel insurance
In case of emergencies
You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies
Medical travel insurance
In case of emergencies
You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies
Trip insurance
In case of cancellation
Not included
Unlock this feature with N26 Business You or Business Metal
Trip insurance
In case of cancellation
Not included
Unlock this feature with N26 Business You or Business Metal
Trip insurance
In case of cancelations
Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered
Trip insurance
In case of cancelations
Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered
Pandemic travel coverage
in case of COVID-19
Not included
Unlock this feature with N26 Business You or Business Metal
Pandemic travel coverage
in case of COVID-19
Not included
Unlock this feature with N26 Business You or Business Metal
Pandemic travel coverage
in case of COVID-19
Get covered for medical emergencies and trip cancellation or curtailment due to COVID-19
Pandemic travel coverage
in case of COVID-19
Get covered for medical emergencies and trip cancellation or curtailment due to COVID-19
Flight insurance
In case of delay
Not included
Unlock this feature with N26 Business You or Business Metal
Flight insurance
In case of delay
Not included
Unlock this feature with N26 Business You or Business Metal
Flight insurance
In case of delays
Claim compensation of up to €500 for flight delays over 4 hours
Flight insurance
In case of delays
Claim compensation of up to €500 for flight delays over 4 hours
Luggage coverage
In case of delay or loss
Not included
Unlock this feature with N26 Business You or Business Metal
Luggage coverage
In case of delay or loss
Not included
Unlock this feature with N26 Business You or Business Metal
Luggage coverage
In case of delay or loss
Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing
Luggage coverage
In case of delay or loss
Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing
Your lifestyle insurances
Mobility
For shared vehicles
Not included
Unlock this feature with N26 Business You or Business Metal
Mobility
For shared vehicles
Not included
Unlock this feature with N26 Business You or Business Metal
Mobility insurance
For shared vehicles
Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000
Mobility insurance
For shared vehicles
Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000
Winter sport insurance
In case of accidents
Not included
Unlock this feature with N26 Business You or Business Metal
Winter sport insurance
In case of accidents
Not included
Unlock this feature with N26 Business You or Business Metal
Winter sport insurance
In case of accidents
You're protected on trips to the mountains
Winter sport insurance
In case of accidents
You're protected on trips to the mountains
Car rental
Away from home
Not included
Unlock this feature with N26 Business Metal
Car rental
Away from home
Not included
Unlock this feature with N26 Business Metal
Car rental
Away from home
Not included
Unlock this feature with N26 Business Metal
Car rental insurance
Away from home
Your rental car hires abroad and further away from home are covered for up to €20,000
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Business Metal
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Business Metal
Phone insurance
For damage and theft
Not included
Unlock this feature with N26 Business Metal
Phone insurance
For damages and theft
You’re covered up to €1,000 for mobile theft and damage if the event and phone are eligible
Your extra features
Transaction list
downloadable in CSV and PDF
For easier tax return and invoicing
Transaction list
downloadable in CSV and PDF
For easier tax return and invoicing
Transaction list
downloadable in CSV and PDF
For easier tax return and invoicing
Transaction list
downloadable in CSV and PDF
For easier tax return and invoicing
Insights
on your spending
Get a categorized overview of your spending each month
Insights
on your spending
Get a categorized overview of your spending each month
Insights
on your spending
Get a categorized overview of your spending each month
Insights
on your spending
Get a categorized overview of your spending each month
Up to 10 Spaces sub-accounts
with individual IBANs
Not included
Unlock this feature with N26 Smart, You or Metal
Up to 10 Spaces sub-accounts
with individual IBANs
Create Spaces to organize your money and save, budget, pay bills, or send and receive payments
Up to 10 Spaces sub-accounts
with individual IBANs
Create Spaces to organize your money and save, budget, pay bills, or send and receive payments
Up to 10 Spaces sub-accounts
with individual IBANs
Create Spaces to organize your money and save, budget, pay bills, or send and receive payments
Not included
Unlock this feature with N26 Business Smart, Business You or Business Metal
Create Shared Spaces to manage business funds together with other N26 users
Create Shared Spaces to manage business funds together with other N26 users
Create Shared Spaces to manage business funds together with other N26 users
Round-ups
to save with every purchase
Not included
Unlock this feature with N26 Business Smart, Business You or Business Metal
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Round-ups
to save with every purchase
Round-up every card transaction to the nearest euro and automatically save the difference in a space
Not included
Unlock this feature with N26 Business Smart, Business You or Business Metal
Enjoy premium partner offers and discounts with world-class brands
Enjoy premium partner offers and discounts with world-class brands
Enjoy premium partner offers and discounts with world-class brands
Your Customer Support
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
Chatbot support
24/7 assistance
Our chatbot can answer your basic questions, 24/7
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
In-app livechat
with our specialists
You can contact us directly through your N26 app or via the web app, 7 days a week
Phone support
via a direct hotline
Not included
You can contact us on the phone, 7 days a week
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Phone support
via a direct hotline
You can contact us on the phone, 7 days a week
Dedicated N26 Metal line
Contact us via phone
You can contact us via phone thanks to a priority line, 7 days a week
Your account security
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
Deposit protection
Up to €100,000
Your money is protected by the German Deposit Protection Scheme
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
3D Secure
For your online payments
All your online payments are secure, thanks to advanced 3D Secure (3DS) technology
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe.
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe.
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe.
Two-factor authentication
For a secure log-in
An additional layer of security to keep your money safe.
*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. Please find the Terms & Conditions here.
Services and Fees for everyone who registers with an address in Germany.
For our detailed price list, view PDF here
For more information on Allianz insurance coverage, please see the General Conditions of the N26 You, N26 Business You or N26 Metal account.