Free trades every month
Start earning interest
The easy way to save on crypto fees
8 minutes
to open a premium bank account
Priority customer support
with access to our dedicated hotline
Deposit protection
of up to €100,000
A full banking license
since 2016
Fee-free ATM withdrawals worldwide
Mobile phone insurance
Stay on top on your finances with Spaces sub-accounts
Manage your money seamlessly with sub-accounts
Link your Spaces to your Mastercard
Link your N26 Metal card to a Space with just a few taps to pay directly from it. That way, you'll always be in control of your spending.
10 Spaces sub-accounts with IBAN
Create up to 10 Spaces sub-accounts and give them their own IBAN. Then receive and make SEPA transfers — or set up direct debits and standing orders to pay bills directly from your Spaces.
Automate your savings
Use Round-Ups to save the spare change whenever you pay by card. Each payment with your N26 Metal card is rounded up to the nearest euro and the difference is automatically moved into a Space of your choice.
Sort incoming transactions into your Spaces
Automatically set aside money in Spaces with the N26 Income Sorter. Activate this feature to move a percentage or a fixed amount of your incoming funds to your Spaces, and stay on top of your budget without even thinking about it!
Priority Customer Support
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Emergencies when traveling
The N26 You policy provides cover for you, your spouse and children in case of a medical emergency abroad, including emergency dental care. You also get access to 24/7 medical phone assistance.
Baggage coverage and delay insurance
Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.
Travel delay and cancellation
We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.
Trip interruption
Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.
Exclusive rewards, perfectly suited to you
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
A unique N26 Metal debit card
Your card, your style.
Frequently Asked Questions
- Travel delays
- Baggage delay
- Baggage coverage
- Emergencies while traveling
- Trip cancellation
- Trip interruption
- Personal liability insurance
- Mobile phone coverage
- Purchase protection