Contactless payment with a smartphone.

N26 Business Metal—earn money by spending it

No, we’re not crazy. We’re only trying to make freelancers' lives a little easier by offering them 0.5% cashback on all their card purchases.

2 min read

If you’re working as a freelancer, you definitely know what we’re talking about when we say that it’s not easy to be self-employed. And taking that into account, we’re always looking for  ways to ease that burden. Unlike the offers from many traditional banks (unfortunately, gifting cutlery and kitchenware isn’t our thing) we’ve decided to offer you what nobody else does—a bank account for freelancers with 0.5% cashback on all card purchases. And of course, a host of other premium benefits to compliment your day-to-day.

If your business is your top priority, why not reinvest a percentage of what you spend on it back into it? Find more more below.

Is N26 Business Metal for you?

At N26, we’re transparent, and we also don’t like to waste your time—so let’s get straight to the point. A subscription to N26 Business Metal costs €16.90 per month for a minimum period of 12 months. This means that if you spend more than €3,380 per month with your card, it will pay for itself. In addition to the 0.5% cashback on all your card purchases and an iconic metal Mastercard to carry around in your pocket, our most premium plan for freelancers includes additional perks that make your everyday life easier. These include:

  • No fees on payments and withdrawals in any currency worldwide
  • An Amazon Prime subscription refund if you add your N26 Business Metal card as a payment method before November 30, 2020
  • Travel, mobility and lifestyle insurance, that comes with:
    • medical emergency coverage abroad
    • flight delay and cancellation cover
    • luggage loss, damage and delay insurance
    • theft and damage of rental cars and shared mobility vehicles cover
  • Coverage of up to €1,000 in case of damage or theft of your smartphone
  • Special deals and offers on business-boosting and self-development tools such as Google Ads, Udemy and Fiverr
  • Up to 10 Spaces sub-accounts to organize your money for future projects, including Shared Spaces to save together with co-workers and business partners
  • Priority customer support via chat and a priority phone line.

Invite other freelancers like you to join N26 Business

If you’re a happy N26 Business Metal customer and you like it so much that you’d shout from the rooftops, why not invite others to sign up too? And of course, you’ll get a reward as a thank you from us.  For every freelancer that you invite, both of you will receive €10! Sounds good, right?

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