Risk Indicator corresponding to the bank accounts N26 Standard, N26 Smart, N26 You and N26 Metal
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.
Deposit cash into your N26 account with CASH26
Did you know you can deposit or withdraw cash at N26 using only your smartphone? With CASH26, you can take out or add money to your bank account at over 500 partner shops throughout Spain.
Simply Go to the “Cards” tab in your N26 app, tap “CASH26,” fill in the prompts, and show the barcode to the cashier at any CASH26 partner store. That’s all there is to it.
Make your cash digital
Deposit your cash while you shop and top up your N26 account instantly. CASH26 gives you more ways to use your account.
We’re there for you
Over 500 Spanish retailers are participating in CASH26. Check the map in your N26 app to find the closest partner store, and start making simple, hassle-free transactions right away.
Find out what documents you need to open your N26 account
We aren’t huge fans of paperwork — or of making you waste your time looking for the information you need. To make it easier for you, we explain here in detail what identity documents you need to open your N26 bank account, depending on your nationality.See list of documents
Daily life made easier with N26
Not an N26 customer yet? Open your account in just 8 minutes and experience the benefit of managing your finances whenever and wherever you need to, directly from your smartphone. No paperwork, no queues, no hassle.
Smart: TIN 0%, APR: -1.17% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €4,90/month. The settlement of the account is made monthly.
TIN 0%, APR: -2.35% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €9,90/month. The settlement of the account is made monthly.
Metal: TIN 0%, APR: -3.98% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €16,90/month. The settlement of the account is made monthly.
Frequently Asked Questions
Where can I deposit or withdraw cash from N26?
CASH26 is available at more than 500 shops throughout Spain. You can find your closest partner right from the N26 app. You can also find more information in this article.
How much cash can I deposit with CASH26?
CASH26 allows you to make cash deposits with a minimum of €50, up to a maximum of €999 within a single 24-hour period. All deposits made using CASH26 are subject to a transaction fee of 1.5% of the total amount.
How much cash can I withdraw using CASH26?
CASH26 allows you to withdraw cash for free whenever you want, with a limit of €200 per withdrawal, and a maximum of €900 within a single 24-hour period. There is no minimum for withdrawals using CASH26—if you wanted to, you could withdraw a single cent.
How can I make a deposit into my N26 account with CASH26?
To make a deposit using CASH26, all you have to do is open the N26 app and go to the Cards tab in the navigation bar in the bottom menu. Then, tap to CASH26, select Deposit and enter the amount you want to deposit. You will then be asked to confirm the transaction with your personal PIN. Once you’ve done that, a barcode—valid for 10 minutes—will be generated directly by the app. Show this to the cashier in the partner shop. They will scan the code and you’ll then deposit the amount indicated. The money will be available for you to use straight away, but it might take up to 10 minutes to be reflected in your balance in the app.
How can I withdraw cash using CASH26?
To use CASH26, all you have to do is open the N26 app and go to the Cards tab in the navigation bar in the bottom menu. Then, tap CASH26, select Withdrawal and enter the amount you want to withdraw. You will then be asked to confirm the transaction with your personal PIN. Once you’ve done that, a barcode—valid for 10 minutes—will be generated directly by the app. Show this to the cashier in the partner shop. They will scan the code and give you the amount of money indicated. Your account balance will be updated in real time as soon as you generate the barcode.
Do I have to make a minimum purchase in the shop to use CASH26?
No, you don’t have to buy anything in the shop to deposit or withdraw cash with CASH26.
What happens if I generate a CASH26 code, but it expires before I use it?
CASH26 barcodes are valid for 10 minutes, but you can also delete them manually if you’ve made a mistake. When you withdraw cash using CASH26, your account balance will be updated as soon as you generate the code. If you delete the code or it expires before being scanned, the amount will be returned to your account.
How do I delete a CASH26 barcode?
To delete a CASH26 barcode, tap the wastebasket icon in the top-right corner of your screen. If you can’t delete it for some reason, you can always wait for it to expire after 10 minutes.
What should I do if the code doesn’t work?
If a code doesn’t work, the quickest solution is to delete it and generate a new one. In the worst case, if there’s an error when deleting the code and it doesn’t expire after 10 minutes, do the following:
- Unlink your smartphone in My Account > Settings > Security.
- Uninstall the N26 app.
- Switch your smartphone off for 2 whole minutes.
- Switch your smartphone back on and reinstall the N26 app.
- Link your smartphone again in My Account > Settings > Security.
Warning! You won’t be able to complete this process unless you have your N26 card on hand. If this is the case, just update to the latest version of the N26 app and try again.
Can I use CASH26 if I haven’t received my debit card yet?
If your card has been lost or stolen and you’re waiting to receive a new one after having the old one blocked, you can use CASH26 to access your funds in cash while waiting for your physical card to arrive.
Which countries can I use CASH26 in?
CASH26 is available in Spain, Italy, Greece, Germany, and Austria.