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N26 Blog

All storiesCompanyProductTechnology & SecurityLifestyleBanking BasicsStudentsInsideN26CryptoExpatsFreelancersTaxesBudgetingTravel
EU flag but the stars are Euro symbols.

Banking Basics

The ECB’s key interest rate: what it is and how it affects you

For the first time in 11 years, the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

13 min read

Woman sitting backwards on a chair facing the camera.

Lifestyle

Imposter syndrome: What is it and how can it impact your career?

6 min read

Product

N26 x NordVPN — Save big on your VPN plan

3 min read

Woman smiling on a couch.

Lifestyle

Improving financial equity for women

6 min read

A woman looking at her cellphone.

Technology & Security

Vishing — a growing threat

5 min read

Company

Important news and updates on all things N26.

Company
N26 and Philips home appliances partnership.

N26 x Philips — Get up to 20% off home appliances

The right appliances can not only make your life easier, but help turn your house into a home. Read on to learn how to claim your discount on Philips home electronics with this special offer from N26.

2 min read

N26 x adidas—whatever your goal, we’ll keep you on track

At N26, we want you to go further. That’s why we’ve partnered with adidas to bring you an offer on the sportswear brand’s apparel.

2 min read

An N26 logo against a green background.

Donate to Ukraine-Hilfe Berlin with N26

2 min read

An N26 logo against a green background.

Why does N26 block accounts?

2 min read

Papa Johns pizza.

Enjoy up to 20% off at Papa John’s

2 min read

Popular articles

Woman checking her bank statement and holding an N26 debit card.

Banking Basics

The Difference Between Visa and Mastercard - N26

Woman checking her bank statement and holding an N26 debit card.
Smartphone with some coins and a pencil with papers arranged neatly on a white background.

Banking Basics

TIN and TAE interest rates in Spain—what are they and how do they work?

N26 You.

Banking Basics

Credit, debit, and prepaid cards—what’s the difference?

White renovated kitchen.

Budgeting

Remodeling your home? Here’s how to plan your budget

N26 notification from a SEPA Instant Incoming Transfer.

Banking Basics

SEPA transfers made easy–everything you need to know

Product

Learn all about N26 products, features, and bank accounts.

Product

N26 x NordVPN — Save big on your VPN plan

When it comes to your data, safety matters. That’s why we’ve partnered with NordVPN to give N26 customers 68% off a top-of-the-line VPN plan. Read on to learn more.

3 min read

Person holding a smartphone displaying the Perlego app.

N26 x Perlego: Save 50% on textbooks

Say goodbye to spending tons of money on textbooks! With Perlego, you get access to a huge online library of books and academic texts — and N26 customers save 50% off the first 3 months.

1 min read

Woman walking in a vineyard.

N26 x Booking.com: discover smarter travel

1 min read

Westwing furniture images in a balcony.

N26 x Westwing—upgrade your home interiors

2 min read

Woman on her phone eating a strawberry.

New in N26: features for easier-than-ever finances

3 min read

Technology & Security

Learn all about N26 products, features, and bank accounts.

Technology & Security
A woman looking at her cellphone.

Vishing — a growing threat

Voice phishing — aka vishing — is on the rise. Learn how to recognize these scams and protect yourself from fraud.

5 min read

Stay safe while online shopping.

How to keep your money safe when you shop online

Protect yourself from fraud with this simple guide.

8 min read

woman holding a cell phone.

Deposit protection scheme: why your money is protected

5 min read

How to avoid bank transfer scams

6 min read

Wifi gratis.

Security risks of public Wi-Fi — and how to protect yourself

4 min read

Lifestyle

Lifestyle subjects that enhance your life and help you better manage your money.

Lifestyle
Woman sitting backwards on a chair facing the camera.

Imposter syndrome: What is it and how can it impact your career?

Do you doubt your successes and talents? Then you may be suffering from impostor syndrome. Find out here how it can hinder your career and how you can combat it.

6 min read

Woman smiling on a couch.

Improving financial equity for women

N26 speaks with Alina Grotz from Women for Women International to learn how we can level the financial playing field for women globally – and why it matters.

6 min read

Woman looks out into the distance.

How Millennial and Gen Z women are redefining their relationship with money

5 min read

Woman sitting on a bench at sunset.

What exactly is period poverty?

4 min read

Woman works on a laptop on her sofa.

How to improve your work-life balance and avoid burnout

5 min read

Banking Basics

All things banking and money, to empower you make you the most out of your finances.

Banking Basics
Smiling man stands in front of plants.

How to build a healthy relationship with your bank account

Stuck in a rut with your finances? Here’s how to overcome financial anxiety and create a healthy, sustainable relationship with your money.

6 min read

What is a debt management plan and how does it work?

A debt management plan (DMP) can help you manage overwhelming bills and take control of your debt. If your debt is getting out of hand, a DMP may be a good option.

5 min read

Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

4 min read

What is Euribor and how does it affect you?

5 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

5 min read

Students

Money tips and resources to help you make the most of student life.

Students
Students relaxing on a bed.

COVID-19 gives rise to a new generation of money-savvy students

Faced with a tough economic landscape, European students are finding new ways to manage their money. We explore how digital tools are enabling students to seize control of their finances.

2 min read

A group of three MBA students point to a laptop in a library while laughing.

Everything you need to know about MBAs

Heard of the Master of Business Administration but want to learn more? Read on to discover the ins and outs of MBA programs, why they’re valuable, and the top schools both in Spain and abroad.

6 min read

3 student girls salute the sunset.

7 university cities in Spain for an unforgettable student experience

7 min read

12 Spanish scholarship for university studies and beyond

6 min read

Two Erasmus students in a classroom wearing face masks.

The top 10 study abroad scholarships

7 min read

InsideN26

Stories from inside N26: our team, our culture, and our values.

InsideN26
Alumni series: Employer Branding Associate Bel Merens.

Employer Branding Associate Bel Merens on uni, travel, and living your dreams

Team spotlight: Bel shares how she made her dream—moving to Europe to work for a popular FinTech—a reality.

9 min read

Alejandro Pérez Ibiricu.

Strategy & Ops Analyst Alejandro Pérez Ibiricu on the importance of teamwork

This N26 Strategy & Operations Analyst has made it his life’s mission to have a positive impact.

6 min read

Team spotlight: Pedro Rodriguez Paramo.

Team Spotlight: N26 PR Specialist Pedro Rodriguez Páramo on how his studies led him to a career in public relations

7 min read

Crypto

Basics, information, tools, and resources you need to get started with crypto.

Crypto
10 types of cryptocurrency.

10 popular types of cryptocurrency and how they work

There are thousands of cryptocurrencies—but they’re not all the same. We reveal the 10 most popular types of cryptocurrency.

5 min read

illustration of cryptocurrency.

What is cryptocurrency? A guide for beginners

Cryptocurrency is a digital type of currency that exists only electronically. In this guide, we’ll cover how crypto works and why it may (or may not) revolutionize finance as we know it.

7 min read

woman paying with her smartphone in a store.

What is the digital euro and how does it work?

6 min read

Hands holding Bitcoin coins.

The pros and cons of cryptocurrency: A guide for new investors

8 min read

Illustration of crypto coins.

What is DeFi? A beginner’s guide to decentralized finance

6 min read

Expats

The tools and information you need to thrive in a new country.

Expats
illustration of residency.

How to get a residence permit in Spain

Are you thinking of moving to Spain? We’ll tell you how to get a residence permit without the complications or frustrating fine print.

7 min read

illustration of someone looking for home.

How to rent an apartment in Spain as an expat: everything you need to know

One of the biggest challenges of moving to a new country is finding somewhere to live. Here, learn how to rent an apartment in Spain as an expat and avoid getting conned in the process.

6 min read

illustration of residency.

Your guide to the certificate of residence in Spain

4 min read

two young people on a balcony looking to the building in front.

Here’s how to rent a flat in Germany—the ultimate guide

11 min read

illustration of someone looking for home.

Finding a rental home in Italy—a practical guide for expats

8 min read

Freelancers

Learn how to get started as a freelancer or take your career to the next level.

Freelancers
A freelancer searching about expected salary with a desktop and a plant behind.

How much do freelancers make? A guide to the average freelancer salary

Salary is a big consideration when thinking about going freelance. Read our guide to find out average hourly rates for a number of industries.

5 min read

illustration of a freelancer.

Your ultimate guide to being self-employed in Spain

Itching to start your own business in Spain? Here, you’ll learn what paperwork you have to complete, where to do so, and what you need to bear in mind on your journey into freelancing.

6 min read

A man with tattooed arms typing on a computer on a white table with sunglasses, wallet, notebook, and iPad.

What is freelancing and how does it work?

7 min read

Man holding a pencil on a table with glasses, notebook, and envelopes.

What is the RETA and how can I register?

5 min read

Freelancer quota guide

6 min read

Taxes

Tips to understand and navigate taxes with ease.

Taxes
A man writing down his idea on a white book on a small wooden table.

Tax relief–how different European countries tax working from home

Many countries have tax regulations with breaks that actually benefit remote workers. Find out how you could benefit, what conditions apply, and where—so you can stay on top of your finances.

1 min read

freelancer working at a table.

How to declare cryptocurrencies and NFTs on your Spanish tax return

Types of taxes and tax rates for cryptocurrency mining and cryptocurrency investments or NFT transactions. Get up to speed on tax issues regarding crypto assets!

5 min read

A hand holding a pen, writing.

What it means when your tax return is being processed in Spain

4 min read

man in white crew neck t-shirt sitting on car seat with 3 other friends.

A simple guide to road tax in Spain

4 min read

Woman drinking coffee.

Everything you need to know about tax debt in Spain

4 min read

Budgeting

Budget and save money for the things that matter most to you.

Budgeting
image of the statistics feature of N26 bank account showing the spend in groceries.

What to include in your family budget

Budgeting for the family can feel like a chore, but with a few simple adjustments, it can also be empowering! Read on to discover how to create a family budget the easy way.

5 min read

Illustration of a person in a pink wheelchair.

The Nonchalant

If you’re less interested in money than most, you might be a Nonchalant. Read more about this type here!

3 min read

Illustration of a woman carrying her child on her chest.

The Independent

2 min read

Illustration of a bearded man wearing a tank top and waving.

The Thrifter

2 min read

Illustration of a man wearing sunglasses with his hands on his hips.

The Pleasure Seeker

2 min read

Travel

Money saving tips, inspiration, and ideas to help you make the most out of your next trip.

Travel
Two people working on laptops outside.

The 5 Best Visas for Digital Nomads in 2022

Want to live and work from an island? A rainforest? Some countries are offering digital nomad visas with impressive benefits. Here are some of the most attractive visas for digital nomads in 2022.

5 min read

Portugal flag and barcode.

How to Save and Where to Go if You Travel to Portugal

To make the most out of your vacation, here's where to go, what to do, and how to budget for your Great British adventure!

10 min read

Netherlands flag and barcode.

Travel to the Netherlands—Where to Go and How to Budget for your Trip

10 min read

Customer using a mobile to pay in a swipe machine.

The ultimate guide to tipping in Europe

4 min read

Italian flag and barcode.

Want to travel to Italy? Here’s where you should go.

9 min read

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