About N26

Risk indicator for all N26 accounts.

1

/6

This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk.

N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.

A bank designed to empower you

For too long, fees, complicated jargon, and bureaucracy have misplaced our trust in banks. That’s why at N26, we’re focused on giving you total transparency and control.Save, spend and invest however you like — with just a few taps on your phone. By making money beautifully simple and easy to manage, we’re here to help everyone achieve financial freedom with confidence.

Open Bank Account

App screen showing how to lock your card.

Innovation you can trust

At N26, our customers are at the heart of everything we do. That’s why although N26 was founded in Germany, we opened a Spanish branch in 2019 to better serve your daily needs. By joining N26, you enjoy the best of both worlds—your bank account comes with a Spanish IBAN for effortless local payments, and your money is guaranteed up to €100,000 by the German Deposit Protection Scheme.

2013

Market Launch

24

Countries

~$1.8B

Invested

~1,500

Employees

The N26 Story

2013

Founded by Valentin Stalf and Maximilian Tayenthal to make banking easier and more transparent for millions around the world.

2015

We launch Europe’s first mobile bank accounts. It shows that managing money on the go can be beautifully simple, easy, and transparent.

2019

Opened the Spanish branch and launched bank accounts with Spanish IBANs. Announced $300 million in Series D funding and a further $170 million extension, bringing our valuation to $3.5 billion.

2022

We celebrate our millions customer. We also incorporate Bizum among our payment methods for clients with Spanish IBAN.

2023

We launched our Instant Savings Account for new and existing clients in Spain. Also we become the first neobank collaborating with Social Security.

2024

We start offering joint accounts and N26 Crypto- our crypto investment platform, arrives in Spain. And N26 still has a lot of news coming, so don’t go too far!

Our Team

From just two founders in 2013, we’ve grown to a team of over 1,500 people of more than 80 nationalities today.Working together across 10 countries, we’re united by our vision to change the world’s relationship with money for the better.

Meet the team