Risk indicator for all N26 accounts.
This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk.
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.

About Us

N26 is The Mobile Bank

  • We believe digital banking is the future
  • N26 is a 100% digital, online bank
  • We have a European banking license
  • Get a bank account with Spanish IBAN
  • Intuitive, transparent banking from the N26 app
  • Full control of your money anywhere, anytime
A man sitting on a sofa working on his computer.

A bank for the 21st century

At N26, we believe your bank should be as mobile and flexible as you. That’s why we offer an innovative, 100% digital banking experience that’s designed to be simple and transparent with no hidden fees. Manage your finances on-the-go via our intuitive and beautifully simple N26 app—anywhere, anytime.
App screen showing how to lock your card.

What is N26?

  • N26 is not a prepaid card.
  • N26 is not part of another bank.
  • N26 is not just a fintech company.
  • N26 is a fully licensed bank.
And “The Best Bank In The World”, according to Forbes in 2021.
A hand holding an iPhone X in their hand with the Spaces screen open on the N26 app with Forbes best bank logo.

A Spanish online bank with German roots

At N26, our customers are at the heart of everything we do. That’s why although N26 was founded in Germany, we opened a Spanish branch in 2019 to better serve your daily needs. By joining N26, you enjoy the best of both worlds—your bank account comes with a Spanish IBAN for effortless local payments, and your money is guaranteed up to €100,000 by the German Deposit Protection Scheme.
N26 Local IBAN Spain.

A bank as mobile as you

Banking in your pocket, wherever you are. Want to lock, or re-order your card? All it takes is a tap in the app. Need customer support? Get help using our live chat. Keen for an overdraft? No problem—simply apply within the app in seconds. No paperwork, no hidden fees and full transparency.
Person in a dress walking with a silver suitcase.

Our Team

N26 has a team of over 1,500 people of 80 nationalities working across eight global offices in Berlin, Barcelona, Madrid, Milan, Paris, Vienna, New York and São Paulo. Combining our curiosity, drive, and innovative spirit, we’re proud to be building a modern bank the world loves to use.
Meet the team
Three N26 employees sitting on a coach and a beautiful white dog.

A bank with a global vision

Our founders Max and Valentin started N26 in 2013 to set new standards in an industry that’s remained institutional and dysfunctional for many. Their vision was to transform the way you manage your money with the latest technology and the best minds from around the globe, in order to change banking for the better. In February 2019, we opened our Spanish branch to offer bank accounts with Spanish IBANs. Since then, we’ve grown leaps and bounds with over 700,000 customers in Spain.

>8 Million





Global Offices



The N26 Story


Founded by Valentin Stalf and Maximilian Tayenthal to make banking easier and more transparent for millions around the world.


Launched our first products for the first time, unveiling our free N26 bank accounts and N26 Mastercards in Germany and Austria.


Secured our full German banking license from the European Central Bank.


Introduced N26 Metal, our top-of-the-line premium account with exclusive benefits to suit every lifestyle.


Opened the Spanish branch and launched bank accounts with Spanish IBANs. Announced $300 million in Series D funding and a further $170 million extension, bringing our valuation to $3.5 billion.


Crossed the 7 million customer mark across our 24 markets—including over 700,000 customers in Spain—with a team of more than 80 nationalities across our offices in Berlin, Barcelona, Madrid, Milan, Paris, Vienna, Amsterdam, Belgrade, New York and São Paulo.

n26 standard card.
n26 metal card.
n26 you card.

Hello convenient banking. Goodbye hidden fees.

Ready to discover why over 7 million customers bank with N26 around the world? Compare bank accounts to check out our premium subscriptions, or open your free bank account now in minutes. 100% online. 100% transparent. 100% convenient banking—right at your fingertips.