Risk Indicator corresponding to the bank accounts N26 Standard, N26 Smart, N26 You and N26 Metal

1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.

About Us

We’re building the world’s first digital bank

At N26, we believe that your bank should be as mobile and flexible as you. That’s why we’re offering a 100% digital banking experience that’s designed to be simple and transparent. Centered around you, it’s an app that feels good to use—integrating the most innovative technology to make life easier, and enabling you to live and bank your way.

A man sitting on a sofa working on his computer.

A bank for the 21st century

Technology streamlines your life. It’s given us the power to offer our customers more choice, better protect their money, and make banking simple and fast. We believe that managing your finances doesn’t need to be complex. This is modern banking, created for our century.

A bank as mobile as you

Banking in your pocket, wherever you are. Want to lock, or re-order your card? All it takes is a tap in the app. Need customer support? Get help using our live chat. Keen for an overdraft? No problem—simply apply within the app in seconds. No paperwork, no hidden fees and full transparency.

A bank with a global vision

Our founders Max and Valentin started N26 in 2013 to set new standards in an industry that’s remained institutional and dysfunctional for many. Their vision was to transform the way you manage your money with the latest technology and the best minds from around the globe, in order to change banking for the better.

Since, we’ve grown to a team of over 1,500 people of 80 nationalities, with teams in Berlin, Barcelona, Madrid, Milan, Paris, Vienna, New York and São Paulo.

~7 Million
Customers
25
Markets
8
Global Offices
~1,500
Employees

The N26 Story

2013

Founded by Valentin Stalf and Maximilian Tayenthal to make banking easier and more transparent for millions around the world.

2015

Launched our first products for the first time, unveiling our free N26 bank accounts and N26 Mastercards in Germany and Austria.

2016

Secured our full European banking license from the European Central Bank.

2017

Introduced N26 Metal, our top-of-the-line premium account with exclusive benefits to suit every lifestyle.

2019

Announced $300 million in Series D funding and a further $170 million extension, bringing our valuation to $3.5 billion.

2021

Crossed the 7 million customer mark across our 25 markets, with a team of more than 80 nationalities across our offices in Berlin, Barcelona, Madrid, Milan, Paris, Vienna, New York and São Paulo.