Get a free Mastercard virtual card, accepted worldwide
Grow your savings by 2% AER/NIR* — only with N26
- 2% AER/NIR* interest calculated daily, paid monthly
- No minimum or maximum deposit limits
- No conditions or fees
- Instant access
- Available with free and premium N26 bank accounts
Stocks and ETFs the simple way
Send and receive money instantly with Bizum
Money management made easy
3D Secure for online payments
Shopping online? Your free bank account is equipped with Mastercard’s 3D Secure (3DS)—an advanced two-factor authentication step that keeps your money safe.
Real-time push notifications
Stay on top of all account activity with instant push notifications on your phone. Be alerted in seconds for every incoming and outgoing payment.
Biometric log in
Always forgetting passwords? Quickly and securely log in to your free bank account by using fingerprint identification or FaceID to verify your identity.
Free instant bank transfers
Make free real-time bank transfers to other N26 customers with MoneyBeam, and receive incoming payments in seconds with SEPA Instant Credit Transfers.
Your money is safe with deposit protection
Make international money transfers with Wise
Banking on the big screen
Banking from your home or the office? If you prefer a bigger screen, you can also access your free bank account from the N26 WebApp for desktop.
Fuss-free tax preparations
Export your transaction history as a CSV or PDF file from the N26 WebApp, and download your bank statements at any time on your N26 app.
Real Customer Support—in 5 languages
Frequently asked questions
- Be at least 18 years old
- Be a resident of a supported country
- Have a compatible smartphone
- Not already have an existing N26 account
- Have a supported ID document, applicable to the country that you’re a resident in.