Investing in crypto assets is not regulated, may not be suitable for retail investors, and the entire amount invested may be lost. It is important to read and understand the risks of this investment which are fully explained here.

N26 Crypto

N26 Crypto is here

Welcome to a new kind of crypto platform that’s convenient and intuitive. Located right next to your cash, you can now trade crypto in your N26 banking app. Turn your euros into almost 200 coins instantly — just give it a tap in your N26 app to begin.
Woman sitting on a sofa looking at the N26 app with her dog.

Couldn’t be more convenient

All in one app

Manage and monitor both cash and crypto in one place — from your N26 app. No need to download a new app or make a new account to start trading crypto, just scroll down from your bank account to check it out.

Buy and sell—instantly

Turn your cash into crypto in a flash with N26 Crypto. Buy and sell almost 200 coins — including Bitcoin, Ether, and Cardano — right from your N26 app. And all of your crypto transactions are processed faster than you can say ‘that was so fast.’

Start with just €1

Buying crypto doesn’t have to be costly — you only need €1 to get started. And with N26 Crypto, you’ll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies (or less, if you upgrade to Metal)*.
Woman sitting watching Crypto on the N26 app with a man lying next to her.

Get comfortable with crypto

Our simple app experience takes the chaos out of crypto. From helpful coin insights to a clear portfolio overview, you’ll soon feel right at home with N26 Crypto. And whether you’re a current customer or a new one, signing up is a piece of cake.
Dog looking at crypto performance on the n26 app.
Person walking in the background. In the foreground there is a pop up displaying Stellar, Aave, and Avalanche crypto coins.

Track the top movers

Now you can get the latest info on coins and make trades with confidence. See which coins have made the biggest gains and losses in the last 24 hours right in your portfolio.

Tether and Bitcoin crypto coins and some flowers in the background.

Build your watchlist

Track your favorite coins with ease and become more familiar with the ones you’re most interested in. Just tap the star symbol to add a coin to your watchlist — you can track as many as you like!

Hand holding a mobile displaying the N26 app.

Search and filter

Make almost 200 coins much simpler to navigate with our Explore feature. Sort based on lowest or highest price, market cap, or value fluctuation — and see the coins you want at a glance.

Get started in just 3 steps

Try N26 Crypto in your N26 app by following these steps:
  • Tap the Finances tab and scroll to Trading
  • Select Get started with crypto and browse the coins
  • If you’re ready, hit Buy and sign up in just a minute
Tada—enjoy being a digital currency owner!
Give crypto a try

Save on fees with N26 Metal

Save on crypto trading fees with N26 Metal. With a Metal account, you get a discount on trading fees — pay 1% for Bitcoin and 2% for other coins (deviations for special coins are possible).* Metal plans also come with a Mastercard made of stainless steel, comprehensive travel and tech insurance, and dedicated customer support via phone 7 days a week.
Upgrade to N26 Metal
Image of the Crypto section in the n26 app showing the performance of Ethereum, Bitcoin and Shiba next to the N26 Metal card.

*The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent—to a maximum of one cent—which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction and including a possible spread are not determined by N26 but provided by Bitpanda GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.

Catch up on crypto

Crypto may seem like a tough nut to crack—but, as always, we’ve got your back. Whether you’re wondering what crypto is or you’re ready to jump into crypto mining, we're here to help.
N26 application showing crypto and its fluctuation along with a dessert.

A few things before getting started

Investing in crypto assets is not regulated, may not be suitable for retail investors, and the entire amount invested may be lost. It is important to read and understand the risks of this investment, which are explained in detail hereA return equal to the money spent is not guaranteed, and a complete loss of funds is possible at any time. Past performance is not a reliable indicator of future performance. Make sure you have sufficient knowledge before trading.
Image of N26 logo next to Bitpanda logo in a teal background color.

The statements on this page do not constitute investment advice or any other advice on financial services, financial instruments, financial products or digital assets. The values and returns depicted above are fictional and for illustrative purposes only. For customers with a Spanish IBAN: N26 Bank operates in Spain through N26 Bank AG, Sucursal en España with CIF: W2765098E, as an entity authorized by the Bank of Spain with the financial entity code 1563. It is registered in the Mercantile Registry of Madrid under Book 37931, page 122, section 8, Sheet HM 675425 with establishment address at Paseo de la Castellana, 43, 28046 Madrid, Spain. For customers with a German IBAN: N26 Bank AG is a public limited company under German law (HRB 247469 B Berlin Charlottenburg District Court Register, Voltairestraße 8, 10179, Berlin, Germany).

** N26 Bank does not offer or provide virtual assets to fiat currency exchange services or custody of virtual assets by itself. ** N26 Bank makes a functionality available in its app that technically allows the reception and transmission of purchase and sale orders of virtual assets executed exclusively by Bitpanda GmbH (FN423018k, at Stella-Klein-Löw-Weg 17, 1020 Vienna, Austria), a virtual asset service (VASP), and custody provider registered with the Austrian Financial Market Authority (FMA) and with Banco de España (N0023062C).

FAQs about N26 Crypto and cryptocurrency

  • What are cryptocurrencies?
  • What can I use cryptocurrency for?
  • Which coins can I buy with N26 Crypto?
  • Why don’t I see N26 Crypto in my app?
  • Are there any limits to trading crypto on N26?
  • Are there fees for trading crypto with N26 Crypto?
  • Do I need to set up a crypto wallet to use N26 Crypto?
  • Is the cryptocurrency I buy on N26 stored in a safe place?
  • Are crypto transactions taxable?
  • Can I use N26 Crypto on my desktop?
  • What is Bitpanda?
  • What are the top gainers and top losers?