Investing in crypto assets is not regulated, may not be suitable for retail investors, and the entire amount invested may be lost. It is important to read and understand the risks of this investment which are fully explained here.
Never miss a market move
Track top movers, add coins to your watchlist, and filter by price, market, and more.
Take the hands-off approach
With fully-automated investment plans, decide when and how much to invest. We’ll do the rest.
Save on fees with N26 Metal
Upgrade to Metal and pay only 1% commission on Bitcoin trades and 2% on other coins.2
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1 The market for crypto assets constitutes a high risk. Crypto assets are subject to high fluctuations in value — declines in value or a complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance. N26 Crypto is powered by Bitpanda Asset Management GmbH (HRB 121696), licensed by the German Federal Financial Supervisory Authority and located at Friedrich-Ebert-Anlage 36, 60325 Frankfurt, Germany.
2 The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent — to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction and including a possible spread are not determined by N26 but provided by Bitpanda Asset Management GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.
FAQ
- A €50,000 limit on daily transactions for personal customers
- A €100,000 limit on daily transactions for business customers
- A limit of 200 trades within 24 hours
- Buy and sell orders can be placed with a minimum of €1
With N26 Crypto, you can buy and sell over 400 coins. We offer some of the biggest cryptocurrencies, such as Bitcoin, Ethereum, Solana, and many more. Be sure to do your research on the different types of cryptocurrencies before trading crypto, as each trade may have pros and cons to consider.
N26 Crypto is available to eligible customers in Germany, France, Spain, Austria, Belgium, Ireland, and Portugal. Get started in the Investments tab. Eligibility can change at any time, so check again in the future if you don’t see it in your app.
Trades are subject to a transaction fee of 1.5% for Bitcoin and 2.5% for all other coins (deviations for special coins are possible). A very limited amount of coins, called 'low-liquidity coins', have a higher fee of 3.5%. N26 Metal comes with a 0.5% discount on all transaction fees. Transaction and exchange rates can always be reviewed before confirming a trade.
N26 Crypto is stored in a cold offline storage managed by Bitpanda. For added security, Bitpanda also manages and safeguards private keys from fraudsters.
Crypto is typically subject to capital gains tax and may be subject to other taxes as well. Taxation rules vary by country and are constantly evolving, so always do your research to understand cryptocurrency taxes.
Bitpanda is an Austria-based financial services provider that offers trading, custody management, and protection of crypto assets. N26 has partnered with Bitpanda to offer N26 Crypto, a convenient way to trade over 400 cryptocurrencies directly from your N26 app.