A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.

5 min read

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What Is an Insufficient Funds Fee?

Also called a non-sufficient funds fee, this is one of the most common and frustrating hidden bank fees.

2 min read

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What is a central bank, and what is its role?

Heard of it, but not really sure what a central bank is? Find out what role this institution plays, and its influence on a country’s economy.

4 min read

What is debt consolidation? How and when to consolidate debt

Consolidating multiple debt balances into a new account with just one monthly payment can have a lot of advantages. But it may not be right for every situation.

7 min read

What is debt relief? Understanding your options

If you’re feeling overwhelmed by debt, you have options. Debt relief may involve consolidating your debts into a more manageable payment, or exploring options to have your debts reduced or forgiven.

6 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

What is a debt management plan and how does it work?

A debt management plan (DMP) can help you manage overwhelming bills and take control of your debt. If your debt is getting out of hand, a DMP may be a good option.

5 min read

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How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

A couple under the sun during their vacation on the beach.

What is paid time off and how does it work?

What does PTO stand for and what do you need to know? Our guide explains the difference between paid time off and vacation.

5 min read

Woman in the car working and negotiating.

What are wages?

Find out what wages are, how to calculate yours, and the different compensation methods available for you.

5 min read

Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.

5 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read