Refer friends and bank together with N26

N26 is even better with friends. From splitting bills to paying your half of the pizza, all it takes is a couple of taps to send money to your contacts. Sign up to N26 for a unique referral code and earn a bonus when you introduce others to the world of mobile banking. You can find more info here in the Terms and Conditions.
Share your unique invite code

Open the Friend Invite screen in settings or by tapping the 'gift box' icon or N26 settings. Simply copy the code and share it.

Your friend signs up to N26

If your friends signs up to N26 using your link, our system automatically recognizes the code and flags this on your scoreboard.

icon - comic speech bubble with one heart.
You earn a reward

Once your friend uses their N26 Mastercard for the first time, we’ll deposit a cash bonus into your account.

Spaces and friends

Spaces is the free in-app tool that uses sub-accounts to make budgeting and reaching money goals even easier. Keep an eye out for new features that make it possible to reach those goals together...
Open online bank account
N26 You Spaces Overview in App.

MoneyBeam instant transfers

Sharing is caring, but personal bank details are better kept secret. MoneyBeam lets you instantly transfer and receive money using nothing more than your N26 contacts list.
N26 Bank Account Moneybeam example transaction.

Frequently Asked Questions

  • How much do I get for referring a friend to N26?
  • How do I receive my referral bonus?
  • How long is my link or code valid for?
  • Why didn't I receive my friend referral bonus?
  • How do I invite friends to join N26?
  • Why can’t I see who signed up in my scoreboard?