Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
The free online bank account from N26
Your N26 online bank account comes with everything you need to spend, save and keep track of your money, all under one app. Open yours in a few minutes, and start making mobile payments before your physical card arrives.
A free Mastercard as standard
Every N26 online bank account comes with a free Mastercard debit card, accepted worldwide. Use your app to set daily spending limits, lock or unlock your card and reset your PIN anywhere in the world, 24/7.
Headache-free instant payments
After signing up, instantly top up through a debit card to get money into your account. Make bank transfers for free using N26 MoneyBeam in real-time – send, receive or request money from your contacts listed in the N26 app, or to new ones with just an email or phone number.
Make international money transfers with TransferWise
Send money in 19 different currencies using the Transferwise feature built inside the N26 app and save up to 6 x more than you might with traditional banks.
Secure online banking with N26
Your N26 account is 3D Secure
With 3D Secure (3DS) from Mastercard SecureCode, get an extra layer of security that helps prevent fraud when making payments online with your N26 account.
Stay up-to-date with your account activity. Receive push-notifications immediately after all transactions, including card and mobile payments, ATM withdrawals, direct debits and transfers.
Full control over your Mastercard
Ever lost a bank card and found it again right after canceling it? Your N26 bank account lets you easily lock your card in the app, reorder it with a tap of a button, or simply unlock again.
Secure fingerprint identification
Forget typing in your password every time you want to open your N26 account. Instead, just identify yourself with your fingerprint to log in securely.
Save money with N26 Spaces
Find a better way to manage your money and save up for something special, thanks to N26 Spaces sub-accounts. Set a financial goal, give your space a name, and monitor how close you are to achieving your target.Spaces
Track your expenses with Statistics
Your salary comes in, you pay for your coffee with card (or your mobile phone) and transfer money to friends—your free bank account tracks and recognizes your transactions. Thanks to automatic spending categorization, always receive an up-to-date overview of your current expenses.
With #tags, you can further personalize the system. And when you go to file your tax return, simply export your transaction history as a CSV file via the WebApp.
Banking on the big screen
First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.
Print your transactions list
We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.
N26 Support speaks your language
Run into any problems, or just have a question? Whatever the issue or need, our Customer Service team is always on-hand to help you in English, French, German, Spanish and Italian. Contact them via email, or connect via chat with an N26 expert right through your app.
Launched in 2015, N26 is a bank operating with a full European banking license. We currently operate in 26 markets worldwide and have over 3.5 million customers.
As a bank, N26 is supervised by the Financial Markets Regulator and meets all European regulatory requirements. Our clients' funds are guaranteed up to €100,000 by the Deposit Protection Fund. In addition, the N26 app has many features to ensure the security of its users' bank accounts and data.
N26 is The Mobile Bank, allowing customers to fully manage their bank account online and from their smartphone in real-time, whether they’re at home or traveling the world. There are zero exchange fees on card payments in any currency. N26 You and N26 Metal accounts also allow you to make withdrawals without foreign currency exchange fees and offer access to premium benefits—these include exclusive partner deals and offers, as well as a comprehensive package of lifestyle and travel insurance, courtesy of Allianz.
The standard N26 bank account is free and doesn’t charge any opening or maintenance fees. The N26 You bank account costs €9.90 per month and the N26 Metal account is available for €16.90 per month, with a 12-month commitment period. To open an N26 account, no deposit or minimum income is required.
If you meet the eligibility criteria, you can open an account with N26. Simply register via the website or by downloading the N26 mobile app to a compatible device. Opening an account only takes a few minutes and is done without paperwork—all you need is a smartphone and an official form of identification. Once you have verified your identity, your bank account will be ready to go.