Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.

1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

N26 Standard

The free online bank account from N26

Your N26 online bank account comes with everything you need to spend, save and keep track of your money, all under one app. Open yours in a few minutes, and start making mobile payments before your physical card arrives.

An N26 Standard card on top of a concrete block.
A transparent N26 Standard card.

A free Mastercard as standard

Every N26 online bank account comes with a free Mastercard debit card, accepted worldwide. Use your app to set daily spending limits, lock or unlock your card and reset your PIN anywhere in the world, 24/7.

Headache-free instant payments

After signing up, instantly top up through a debit card to get money into your account. Make bank transfers for free using N26 MoneyBeam in real-time – send, receive or request money from your contacts listed in the N26 app, or to new ones with just an email or phone number.

N26 Bank Account Moneybeam example transaction.
N26 Bank Account Transferwise example transaction.

Make international money transfers with TransferWise

Send money in 19 different currencies using the Transferwise feature built inside the N26 app and save up to 6 x more than you might with traditional banks.

Secure online banking with N26

Mastercard SecureCode - Icon - N26 Security.

Your N26 account is 3D Secure

With 3D Secure (3DS) from Mastercard SecureCode, get an extra layer of security that helps prevent fraud when making payments online with your N26 account.

Instant push-notification

Stay up-to-date with your account activity. Receive push-notifications immediately after all transactions, including card and mobile payments, ATM withdrawals, direct debits and transfers.

Full control over your Mastercard

Ever lost a bank card and found it again right after canceling it? Your N26 bank account lets you easily lock your card in the app, reorder it with a tap of a button, or simply unlock again.

Secure fingerprint identification

Forget typing in your password every time you want to open your N26 account. Instead, just identify yourself with your fingerprint to log in securely.

Save money with N26 Spaces

Find a better way to manage your money and save up for something special, thanks to N26 Spaces sub-accounts. Set a financial goal, give your space a name, and monitor how close you are to achieving your target.

Spaces
N26 You Spaces Overview in App.

Track your expenses with Statistics

Your salary comes in, you pay for your coffee with card (or your mobile phone) and transfer money to friends—your free bank account tracks and recognizes your transactions. Thanks to automatic spending categorization, always receive an up-to-date overview of your current expenses.

With #tags, you can further personalize the system. And when you go to file your tax return, simply export your transaction history as a CSV file via the WebApp.

N26 Bank Account categorising transactions for statistics.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

N26 Support speaks your language

Run into any problems, or just have a question? Whatever the issue or need, our Customer Service team is always on-hand to help you in English, French, German, Spanish and Italian. Contact them via email, or connect via chat with an N26 expert right through your app.

N26 Bank Account Customer Service Chat in App.
N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Compare Accounts

Open a new N26 bank account from your phone or computer in an easy, paperless signup process.