Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits om money up to 100,000 euros per owner of the European Union and entity.
This number is indicative of the risk of the product, being 1/6 indicative on lower risk and 6/6 of higher risk.
A bank account with features built for real people
A bank account with features that make sending money, saving money and keeping your money safe easier than choosing what to have for breakfast.
In-app security features
You have full control over your account. You can set and change your daily payment and withdrawal limits, immediately lock your card if it gets lost, reset your PIN, and enable or disable online or foreign payments.
3D Secure (3DS) from Mastercard SecureCode is an extra layer of security that helps prevent fraud when making payments online with your N26 account.
Receive push-notifications with your account activity
Stay up to date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.
Lost your N26 Mastercard? Lock it straight away.
Ever lost a bank card and found it again the moment you cancel it? With N26 you can easily lock your card inside the app, reorder it if need be at the tap of a button, or simply unlock again.
Secure fingerprint login
Instead of typing in your password every time you want to open your N26 account, your secure fingerprint login does the hard work for you.
Headache free transfers anytime, anywhere
In just a few taps you can make realtime transfers with N26. With MoneyBeam you can send, receive or request money from your friends instantly.
International transfers into 19 foreign currencies
N26 has partnered with TransferWise. You can do international transfers from directly within the N26 App. It's up to 6x cheaper than using traditional banks.
Track your balance over time
Scroll your way through your transactions to see where and when you’ve spent your money.
#Tag your transactions
#weekend, #friends, #gift — Create your own personal #tags to organize your account transactions list better and see the total amounts for each label.
Automatic categorization. Get an instant breakdown of your spending
Not sure where all your money goes? The N26 bank account uses artificial intelligence to automatically categorize your spending. You're provided with an easy to understand overview in the App.
Bank on the big office screen
We’re mobile, but we also work on your desktop device, laptop or tablet. The N26 WebApp offers the same functionality with added features like Darkmode for low-light display.
Export your transactions
Need a statement? Download your transaction list as a CSV or PDF directly to your phone or computer.
We’re here for you. In several languages.
If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian.