Risk Indicator corresponding to the bank accounts N26 Standard, N26 Smart, N26 You and N26 Metal

1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.

N26 Standard—your free student bank account

Saving money as a student? Sure, it’s possible—with N26 Standard! This N26 student bank account is 100% mobile and 100% free of charge. Start spending with your digital N26 Mastercard as soon as you set up your account, and enjoy smart features and perks curated for your busy life. Why wait? Open your student bank account from your smartphone in just 8 minutes today!

Student in class with a notebook paying attention to her teacher and taking notes.

Keep your finances in check with N26 Smart

  • Save money with up to 10 Spaces sub-accounts
  • Create Shared Spaces for shared living costs
  • Get insights into your spending habits with Statistics
  • Choose a debit Mastercard in one of 5 colors
  • Enjoy a number of perks from our partner brands
N26 You card, Petrol.
MoneyBeam instant transfer screenshot.

Send and receive money instantly

Whether it’s making a last-minute rent payment or splitting the dinner bill —with N26, you can settle up in seconds! Send, receive, and request money from your N26 contacts instantly with MoneyBeam. Plus, use instant payments to transfer money in seconds—no matter which bank account you’re sending it to. And with your new student account, you can save yourself the post-meal hassle with Split the Bill and divvy up shared restaurant bills with just a few taps in your N26 app.

Discover instant payments

Enjoy amazing perks

Only got spare change left? Thanks to N26 Perks, you don’t have to spare yourself the fun. Get exclusive discounts from top brands like FlixBus, Reebok, GetYourGuide, and more.

Keep your finances in check

Our Statistics feature categorizes your spending and helps you spot opportunities to save. Whether it’s “Food & Groceries” or “Shopping,” the N26 app gives you an overview of how much you’re actually spending on what each month.

100% digital and secure

N26 has a full European banking license. That means the funds in your student account are protected up to €100,000, so you can enjoy 100% secure, mobile banking!

No hidden costs

100% transparency, 0% hidden costs. Benefit from free ATM withdrawals all over Austria and free payments in any currency—all with our N26 student bank accounts!

N26 Smart—spend and save with confidence

Finally, a student bank account that’s just as mobile as you are. With N26 Smart, managing your finances is effortless and, well, smart! Save money for your unique goals with Spaces sub-accounts—our signature virtual piggy banks. To save even more, use Round-ups to automatically round up card payments to the nearest euro and transfer the difference to a designated Space. And with Shared Spaces, you can comfortably manage shared expenses and savings goals with up to 10 contacts.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Find your perfect student bank account

Ready to open your student bank account with N26? Compare our premium plans and sign up online in just 8 minutes—all you need is some WiFi, your ID, and your smartphone. No paperwork needed!

TIN 0%, APR: -1.17% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €4,90/month. The settlement of the account is made monthly.

FAQs

Learn how to manage your finances as a student

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12 ways to save money on a college student budget

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Hole punch, slinky, and a notepad.

What is the cost of attendance at university in 2019?

It’s important to consider the cost of attendance when studying at university. From tuition fees to living costs, here’s everything you need to know.

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