N26 Standard—your free student bank account
- No account maintenance fees
- Bizum, free virtual card, apple pay and google pay
- Instant Savings with 2.26% AER interest
- Free withdrawals, no matter which ATM
- Intuitive app for perfect online banking
The free bank account that makes life easy
Send and receive money instantly with Bizum
Grow your savings by 2% NIR/AER* — only with N26
- 2% NIR/AER* interest calculated daily, paid monthly
- No minimum or maximum deposit limits
- No conditions or fees
- Instant access
- Available with free and premium N26 bank accounts
Enjoy amazing perks
Only got spare change left? Thanks to N26 Perks, you don’t have to spare yourself the fun. Get exclusive discounts from top brands like FlixBus, Reebok, GetYourGuide, and more.
100% digital and secure
N26 has a full European banking license. That means the funds in your student account are protected up to €100,000, so you can enjoy 100% secure, mobile banking!
No hidden costs
100% transparency, 0% hidden costs. Benefit from free ATM withdrawals all over Austria and free payments in any currency—all with our N26 student bank accounts!
Keep your finances in check
Our Statistics feature categorizes your spending and helps you spot opportunities to save. Whether it’s “Food & Groceries” or “Shopping,” the N26 app gives you an overview of how much you’re actually spending on what each month.
Find out what documents you need to open your N26 account
Switch banks the easy way with N26
- Open an N26 account on the N26 mobile or web app
- Head to My Account and scroll to Switch to N26. Alternatively, use the N26 bank account switching website, and log in with your old bank details.
- finleap will automatically recognize your direct debits, incoming payments and standing orders—simply select the ones you want us to transfer to your N26 account.
- Confirm the account switch—and you’re done!
Find your perfect student bank account
Ready to open your student bank account with N26? Compare our premium plans and sign up online in minutes—all you need is some WiFi, your ID, and your smartphone. No paperwork needed!FAQs
- How do I open a student bank account?
- What are the benefits of student bank accounts?
- How much money do I need to open a student account?
- Can I open a student bank account without a parent?
- What is the best student bank account at N26?
- Which Spanish bank can I switch from?
Learn how to manage your finances as a student
12 ways to save money on a college student budget
Use these 12 tips to save money and reach financial independence while you’re still in school
What is the cost of attendance at university in the EU?
It’s important to consider the cost of attendance when studying at university. From tuition fees to living costs, here’s everything you need to know.
The top 10 study abroad scholarships
Want to study outside of Spain? Check out these renowned programs and start planning your international adventure.