RISK INDICATOR corresponding to N26 Account
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/6
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
RISK INDICATOR corresponding to the securities product offered by Upvest Securities GmbH
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/6
The execution, administration and custody product of Equities and ETFs offered by Upvest in free provision of community services has the following Risk Indicator in accordance with the provisions of Order ECC/2316/2015: 6/6
Buy stocks and ETFs with N26
Invest in yourself
Want to live in the moment while planning for the future? With N26, buy stocks and ETFs right from your phone.
- Simple, intuitive, and easy to use
- Just €0.90 per trade
- Free trades for N26 You and Metal
All in one app
N26 combines everyday banking and investing in a seamless way. That means you can manage your stocks, ETFs, and crypto portfolios without having to download another investment app. With N26, all the tools you need to build your financial wealth are in one place.
Make your future self proud with a plan
Investing can be stressful. Get some peace of mind with a fully-automated investment plan, available for all memberships at no extra cost in the N26 app. You decide how much and how often you want to invest. Start your plan any day you like with more than 500 stocks and 300 ETFs to choose from, and even more coming soon.Set up your first stress-free stock or ETF investment plan now, and make your money work for you.
Simple rates and free trades
Say goodbye to hidden fees for good with:
- A flat rate of just €0.90 per trade* and a complete overview of your portfolio, transaction fees, gains, and losses.
- 15 free trades every month with N26 Metal — and 5 with N26 You.
N26 accounts — Your money deserves an upgrade
15 FREE TRADES
N26 Metal
The premium bank account with a metal card
€16.90/Month
15 free monthly trades for Stocks and ETFs
Up to 8 free domestic ATM withdrawals
3% NIR (2.8% AER)** interest on your N26 Instant Savings
N26 You
The all-in-one account for banking and travel
€9.90/month
5 free monthly trades for Stocks and ETFs
Up to 5 free domestic ATM withdrawals
2% NIR/AER** interest on your N26 Instant Savings
N26 Smart
The bank account that gives you more control
€4.90/month
N26 Standard
The free account for your everyday banking needs
Virtual Card
€0.00/month
Free payments worldwide
Up to 3 free domestic ATM withdrawals
2% NIR/AER** interest on your N26 Instant Savings
What are stocks and ETFs?
Stocks represent ownership in a company. When you buy a stock, you're buying a piece of that company. You can earn some of the company's profits through dividends, or when the price of the stock goes up. ETFs, or ‘Exchange Traded Funds’, are a type of index fund made up of various assets — such as stocks or bonds.
Pick and choose from 800+ stocks and ETFs
Popular ETFs
From some of the largest ETF providers — such as iShares, Xtrackers and Amundi.
Stock market ETFs
Invest directly in a specific stock market of your choice, like S&P 500 or NASDAQ-100.
Emerging markets ETFs
Choose ETFs from specific regions or countries to invest in, such as iShares IV-MSCI China Tech.
Sector ETFs
Invest in ETFs from specific sectors — such as AI, clean energy, or robotics.
Allianz
Offering solutions in insurance and asset management worldwide.
Tesla
The American multinational automotive and clean energy company.
Apple
One of the world’s largest technology companies by revenue.
Netflix
Part of the leading entertainment service providers worldwide.
N26 is simply secure
N26 is a fully-licensed German bank, so your funds are protected up to €100,000 by the German Deposit Protection Scheme. However, because stocks and ETFs include a wide range of securities that fluctuate with the market, we can't guarantee returns or prevent losses.
Learn more about security at N26
These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as stocks and ETFs. These statements also do not constitute an offer to conclude a contract for the purchase or sale of stocks and ETFs.
All investments carry a risk of loss of principal. Equities and ETFs can be subject to large fluctuations in value. The amounts invested are not guaranteed and a complete loss of the investment is possible at any time. Past performance is not a reliable indicator of future performance and past performance is no guarantee of future performance. A decline in value or a complete loss of the money invested are possible at any time.
These products are not suitable for all investors and therefore the client must ensure that they have sufficient knowledge before carrying out any transaction.
The values depicted are fictional and for illustrative purposes.
The service of receiving and transmitting orders for financial instruments (Equities and ETFs) is provided for clients of N26 Bank AG, Sucursal en España by its parent company N26 Bank AG, a public limited company under German law with a share capital of 120,000 euros, and address in Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 247466 B, under the regime of free provision of community services in accordance with its registration under number 5223 in the Registry of Community Credit Institutions operating in Spain under the regime of Free Provision of Services. the National Securities Market Commission.
The N26 broker service is provided, from the N26 app in association and through the entity Upvest Securities GmbH, a limited liability company under German law with a share capital of 25,000 euros and address at Schlesische Straße 33/34 , 10997 Berlin, Germany with a European licence to provide order execution, administration and custody services in accordance with its registration under number 5223 in the Registry of Investment Services Companies of the European Economic Area in Free Provision of the National Commission of the Stock Market.
**2.8% AER (3% annual NIR). With this interest rate, if you maintain a daily balance of €100 000 in your N26 Instant Savings account for 12 months, discounting the annual N26 Metal subscription fee of €202.80, your annual remuneration amounts to a gross amount before withholdings and taxes of €2,797.20. Interest is paid monthly. Applicable to any amount deposited in the N26 Instant Savings account, with no maximum limit. See conditions at n26.com.
- Which ETFs can I buy at N26?
- Which stocks can I buy at N26?
- Is it safe to buy stocks and ETFs with N26?
- Is my investment secure?
- How do I choose the right stock or ETF?
- How are ETF prices determined?
- How are stock prices determined?
- How much does it cost to buy, hold, and sell stocks or ETFs at N26?
- How much tax do I need to pay on my stocks and ETFs in Spain?
- Will more stocks and ETFs be available in the future?
- Why can't I find stocks and ETFs in my app?
- Can I transfer stocks and ETFs from my previous broker to N26?