• Standard

    A graphic close-up of the front of a silver N26 Debit Mastercard.
    Bank for free

    Smart

    A graphic close-up of the front of a pink N26 Mastercard.
    Bank with more control

    Go

    A graphic close-up of the front of a teal N26 Mastercard.
    Bank at home or on the go

    Metal

    A graphic close-up of the front of a black N26 Metal Mastercard.
    Make a statement
    Compare personal plans

    Business Standard

    A graphic close-up of the front of a silver N26 Business Standard card.
    Freelancers bank for free

    Business Smart

    A graphic close-up of the front of a pink N26 Business card.
    Manage your business with more control

    Business Go

    A graphic close-up of the front of a teal N26 Business card.
    Manage your business on the go

    Business Metal

    A graphic close-up of the front of a black N26 Business Metal card.
    Premium banking with cashback for your business
    Compare business plans
  • Highlights
    CRST-18128_PulseSoft_Banking_Nav-highlight_140x140.
    Banking featuresYour money made simple
    Features
    Mobile planBizumJoint accountMastercardDigital wallets
  • Highlights
    A man smiles while leaning over a box to unpack vinyl records in a bright room.
    Instant SavingsEarn interest flexibly
    Features
    SpacesGuide to interest rates
  • Highlights
    A hand holds a smartphone displaying the N26 investment screen listing popular stocks.
    All investment optionsYour portfolio, your way
    A woman wearing a baseball cap smiles while holding up her smartphone outdoors.
    Stocks and ETFsTrade from €1
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    CryptoBuy and sell 300+ coins
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    Ready-made fundsFunds managed by pros
     
    CRST-25202_MMF_Expansion_LP_Thumbnail_140x140.
    Flexible Cash FundMake your money work harder
    Features
    Savings plansAnalyzing stocksGuide to ETFsGuide to stocksInvesting for beginners
  • Highlights
    A smiling man embraces a laughing woman holding a smartphone and keys.
    Credit and loans Extra money made simple
    Features
    Personal loanOverdraftInstallments
  • Highlights
    CRST-18128_PulseSoft_Travel benefits_Nav-highlight_140x140.
    Travel benefits Borderless banking
    A woman with a backpack holds a smartphone while standing on a mountain trail overlooking a city and a peak.
    Travel eSIMData in 100+ countries
    A smiling man sits on the floor next to a backpack and looks at his smartphone.
    Travel Insurance Protección contra imprevistos
    Features
    Exchanging currencyForeign transaction feesUsing your card abroad
Log in
Log in
File a report

Company

  • About us

  • Leadership Team

  • Investor Relations

  • Careers

  • Press

  • Affiliate program

Help

  • Client Service Department

  • File a complaint

  • Support Center

  • Sitemap

  • Ethical Channel

LEARN

  • Blog

  • Banking basics

  • Trading glossary

  • Crypto glossary

  • Taxes hub

  • Studies and research

Money tools

  • Financial calculators

  • Budget calculator

  • 50-30-20 calculator

  • Interest calculator

  • Inflation calculator

  • Moving cost calculator

  • Festive budget calculator

More

  • Student bank account

  • Salary account

  • Basic account

  • Security

  • Refer a friend

  • Expats

  • International money transfers

© N26 SE 2026

Legal DocumentsPrivacy PolicyCookie PolicyImprintUpdate cookie settings
Welcome to N26’s speak up portal

N26's speak up portal

You are in a trusted environment where you can report to us any serious administrative or ethical violations, criminal activity, as well as breaches of our Code of Conduct, Compliance, Data Privacy and Confidentiality policies. Remember that this is not a customer support channel.
File a report
At N26 we want to identify and resolve any possible serious administrative or ethical violations, criminal activity, as well as breaches of our Code of Conduct, Compliance, Data Privacy and Confidentiality policies, as quickly and efficiently as possible.The whistleblowing channel is a fully confidential and anonymous reporting tool, if the user so wishes, which allows anyone to report such breaches without being subject to retaliation. To maximize the efficiency of the tool, remember that this channel is not the appropriate way to process contractual or commercial complains from suppliers, partners or customers. For all these purposes, we have other communication channels specially enabled for it.Although you can contact the Independent Whistleblower Protection Authority directly to report such cases, and SEPBLAC in the event that these relate to Financial Crime (FC) matters, we would encourage you to raise any concerns you may have about the above internally beforehand in an environment where you can feel safe from bias or fear of retaliation.From the day of receipt of the request, we will send you an acknowledgement within 7 days, and based on the information communicated an investigation will be carried out. This may require additional clarifications, which will be requested from the informant through the channel itself.

File a report

FAQs

  • This platform is designed to be used by all employees (current, former or potential), partners, contractors and external suppliers of N26, as well as shareholders of the company.
  • Any report processed through this platform is protected by the Whistleblower Protection Act, so anyone can report potential wrongdoing anonymously and without fear of retaliation. If you want to submit a case signed with your name it is also possible.
  • Reports are received by a small selection of specially authorized and trained N26 employees from the Compliance department or, alternatively, from the company's Human Resources department, and are always treated confidentially.
  • Once a report is received, you will receive a message confirming receipt of the report by the company, and the responsible teams will evaluate the matter and conduct any further investigation required by the specific case. If they need further information, they will contact you through the platform.
  • Communication between your computer and the reporting system takes place over an encrypted connection (SSL). Your IP address will not be stored during your use of the reporting system. To maintain the connection between your computer and the EQS incident reporting system, a cookie containing only the session identifier (so-called session cookie) is stored on your computer. This cookie is only valid until the end of your session and expires when you close your browser.
  • To submit an anonymous or personalized report, you have to click on the "Submit Report" button located at the top of the page. You will then be asked some security questions > we will ask you for the subject of your report > we will ask you to explain the case on the report page in a maximum of five thousand characters where you can attach files as well > finally we will ask you to set up your own mailbox so that we can communicate with you.