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The N26 Business account is designed for self-employed and freelance users doing business under their own name. That means you can’t have your company’s name on the account or card. The N26 Business Mastercard is intended for business use only. You receive 0.1% cashback every quarter on all payments made using the card. Also, it’s currently not possible to have two separate N26 accounts at the same time.

None to speak of. Since February 2018 you don’t need to make a minimum number of transactions and there aren’t any fees related to how often you use the account.

If you open a free N26 account or N26 Business account, there is no commitment on how long you need to keep your account open. If you open a N26 Black, N26 Metal, or N26 Business Black account you commit to having the account for 12 months.

You can withdraw euros at any ATM up to 5 times a month for free. After the 5th withdrawal, there is a €2 fee for each extra one.

Yes, of course. With your N26 Black or N26 Metal card, you can withdraw cash for free in any currency, as many times as you want. If you a standard N26 account, you can withdraw euros fee-free. If you need cash in a different currency, you’ll pay a low 1.7% fee on the amount withdrawn.

The Allianz insurance policy protects you when traveling and shopping. It comes with mobile phone theft protection (if bought with your N2 Black account), travel insurance, ATM theft protection, and an extended warranty and purchase protection on qualifying goods.