- A transparent Mastercard debit
- Free payments in any currency, with no extra foreign exchange rate fees
- 3 free ATM withdrawals in €
- 1.7% fee on ATM withdrawals in foreign currencies
- 0.1% cashback on all purchases
- Customer Support in 5 languages via our live in-app chat
- 2 sub-accounts for easier saving with Spaces
- Share your sub-accounts (Spaces) with up to 10 other N26 usersNot included
- Selected offers from partner brands such as WeWork, GetYourGuide and Hotels.comNot included
- Medical insurance coverage while travelingNot included
- Flight and luggage delay insurance coverageNot included
- Winter sports and ski insurance coverNot included
- Car, bike and scooter sharing coverageNot included
- A choice of 5 unique colors for your Mastercard debit
- Free payments in any currency, with no extra foreign exchange rate fees
- 5 free ATM withdrawals in €
- Free ATM withdrawals worldwide in foreign currencies
- 0.1% cashback on all purchases
- Customer Support in 5 languages via our live in-app chat
- Up to 10 sub-accounts for easier saving with Spaces
- Share your sub-accounts (Spaces) with up to 10 other N26 users
- Exclusive Experiences and selected offers from brands such as WeWork, GetYourGuide and Hotels.com
- Medical insurance coverage while traveling
- Flight and luggage delay insurance coverage
- Winter sports and ski insurance cover
- Car, bike and scooter sharing coverage
The N26 Business account is designed for self-employed and freelance users doing business under their own name. That means you can’t have your company’s name on the account or card. The N26 Business Mastercard is intended for business use only. You receive 0.1% cashback every quarter on all payments made using the card. Also, it’s currently not possible to have two separate N26 accounts at the same time.
None to speak of. Since February 2018 you don’t need to make a minimum number of transactions and there aren’t any fees related to how often you use the account.
If you open a free N26 account or N26 Business account, there is no commitment on how long you need to keep your account open. If you open a N26 You, N26 Metal, or N26 Business You account you commit to having the account for 12 months.
You can withdraw euros at any ATM up to 3 or 5 times a month for free depending on if you have a N26 or N26 You account. If you have the free N26 account and you receive your payroll in it, then you can withdraw up to 5 times a month without commissions. After the 5th withdrawal, there is a €2 fee for each extra one.
Yes, of course. With your N26 You or N26 Metal card, you can withdraw cash for free in any currency, as many times as you want. If you have a standard N26 account, you can withdraw euros fee-free. If you need cash in a different currency, you’ll pay a low 1.7% fee on the amount withdrawn.
The Allianz insurance policy protects you when traveling and shopping. It comes with mobile phone theft protection (if bought with your N26 card), travel insurance, ATM theft protection, and an extended warranty and purchase protection on qualifying goods.