Skip to main content
N26
Select your language
Select your region

Products and features may vary by region.

AustriaBrazilEuropeFranceGermanyItalySpainSwitzerlandUnited KingdomUnited States
  • The N26 virtual card.
    Standard
  • N26 You card, Rhubarb.
    Smart
  • N26 You card, Petrol.
    You
  • N26 Metal - Charcoal Black.
    Metal
  • The N26 virtual card.
    Business Standard
  • N26 You Business Card, Rhubarb.
    Business Smart
  • N26 You Business Card, Ocean.
    Business You
  • Black N26 Business Metal card.
    Business Metal
View plans
  • Spaces
  • Shared Spaces
  • Split Expenses
  • Budgeting
  • Using Debit Card Abroad
  • Online Banking
  • Monthly Budget Calculator
  • 50-30-20 Calculator
  • Open Bank Account Online
  • Crypto
  • N26 Insurance
  • Mastercard
  • Apple Pay
  • Google Pay
  • Virtual Card
  • Wise
  • Instant Payments
  • Online Banking
  • Security
  • Invite Friends
  • Perks
  • Banking Terms
  • Crypto Glossary
  • Company
  • Products
  • Technology & Security
  • Banking Basics
  • Budgeting
  • Lifestyle
  • Students
  • Financial Hub
  • All articles
Log in
Open Bank Account

N26 Blog

All storiesCompanyProductTechnology & SecurityLifestyleBanking BasicsStudentsInsideN26TravelCryptoExpatsFreelancersTaxesBudgeting
EU flag but the stars are Euro symbols.

Banking Basics

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

12 min read

Two people working on laptops outside.

Expats

How to work remotely in France: a guide to digital nomad visas

6 min read

Woman sitting by pool with phone and computer.

Expats

The Updated 2023 European Digital Nomad Visa Guide

7 min read

Two people working on laptops outside.

Expats

How to work remotely in Germany with a digital nomad visa

6 min read

illustration of a freelancer.

Expats

Work Remotely in Spain: A Guide to Getting a Digital Nomad Visa

7 min read

Company

At N26, we're busy building the future of banking. Check out the latest news, important announcements, and company updates.

Company
a girl holding a smartphone N26 x Bolt.

N26 x Bolt — Get cashback on your rides

If you’re looking for smart mobility solutions in one app, then Bolt has you covered. And as an N26 customer, you can now claim up to 10% cashback on your rides.

2 min read

An N26 logo against a green background.

Reflecting on 2022 and looking ahead at what’s to come for N26

Founders Valentin Stalf and Maximilian Tayenthal reflect on key challenges and accomplishments of 2022, and look at what’s to come for N26 in the years ahead.

2 min read

N26 x adidas—whatever your goal, we’ll keep you on track

2 min read

An N26 logo against a green background.

Donate to Ukraine-Hilfe Berlin with N26

2 min read

An N26 logo against a green background.

Why does N26 block accounts?

2 min read

Popular articles

Pie Chart.

Budgeting

The 50/30/20 rule: how to budget your money more efficiently

Pie Chart.
kid showing the coins placed in a glass jar.

Budgeting

How to save money fast: 17 tips to grow your savings

A man with tattooed arms typing on a computer on a white table with sunglasses, wallet, notebook, and iPad.

Freelancers

What is freelancing and how does it work?

Hands holding Bitcoin coins.

Crypto

The pros and cons of cryptocurrency: A guide for new investors

young man sitting in a train station with a luggage and checking his mobile phone.

Expats

How to open a bank account in Germany the easy way

Product

Meet the future of banking: beautifully simple and 100% mobile. Find out about N26 products, new features, exclusive promotions, and more.

Product
Image divided in 5 sections with a laptop, a bunch of tulips, three coins, rounded waffles and the Ideal logo.

Use iDEAL with your N26 account

Want to pay with your N26 app using iDEAL? Now, you can. Here’s how.

2 min read

N26 and Philips home appliances partnership.

N26 x Philips — Get up to 25% off home appliances

The right appliances can not only make your life easier, but help turn your house into a home. Read on to learn how to claim your discount on Philips home electronics with this special offer from N26.

2 min read

Man in front of blue wall holding a phone.

Dive into N26 Crypto with these top features

3 min read

N26 x NordVPN — Save big on your VPN plan

3 min read

Hand holding a mobile showing the N26 app cryptocurrency portfolio.

How to read crypto charts on N26

7 min read

Technology & Security

Learn all about N26 products, features, and bank accounts.

Technology & Security

How N26 will contact you — and how we won’t

Scammers and fraudsters may pose as representatives of N26 to try to steal customer data. Here, we dive into how N26 will and won’t contact you, so that you can spot the scams.

1 min read

Dr. Anastasia Kotovskaia, LL.M.

Cybersecurity and operational resilience: challenges for the financial sector

Finance expert Dr. Anastasia Kotovskaia discusses the role of corporate IT security, the ongoing threat of cybercrime, and the challenges the industry is currently facing.

11 min read

Illustration of a person on a mountain top over the clouds looking at their phone.

The benefits of cloud banking, explained

6 min read

Illustration of a woman holding a credit card on a laptop with a shadow behind her.

The dark web is after your data. Here’s what you need to know

10 min read

Man walking in front of bilboards.

What is adware? What you need to know to keep your system secure

6 min read

Lifestyle

Lifestyle subjects that enhance your life and help you better manage your money.

Lifestyle
A man with a hat and sunglasses looks off into the distance.

The high cost of keeping up appearances

Social media's comparison carousel can be financially and mentally draining. Here’s how to prioritize your financial well-being and your mental health.

7 min read

Virgo: your financial horoscope

Virgos tend to stay out of the limelight, but we’re taking a closer look. Get to know more about Virgos, their characteristics, and their financial habits here!

9 min read

Couple standing next to each other.

Overcoming financial inequalities to thrive as a couple

6 min read

Hands holding a bowl with dried herbs.

The world's most curious money rituals

5 min read

A woman on a desk writing in a notebook.

The taboo of credit card use in Europe

8 min read

Banking Basics

All things banking and money, to empower you make you the most out of your finances.

Banking Basics
Play-Doh piggy.

Why should I open a savings account?

This guide will give you everything you need to know about opening a savings account, and planning for long term goals.

6 min read

EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.

8 min read

Euro symbol.

Banking Basics: getting started

6 min read

What is a debt management plan and how does it work?

5 min read

Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

4 min read

Students

Money tips and resources to help you make the most of student life.

Students
Two pizza boxes.

Student savings accounts: 7 things you need to know

Student savings accounts help you stash away your cash during your studies. Our guide will show you how, and much more.

7 min read

Students relaxing on a bed.

COVID-19 gives rise to a new generation of money-savvy students

Faced with a tough economic landscape, European students are finding new ways to manage their money. We explore how digital tools are enabling students to seize control of their finances.

2 min read

Three students having fun and chatting at the university.

6 smart financial resolutions for the new academic year

4 min read

best places to study abroad Image with small globe and dark blue background.

The 10 best places to study abroad—where to go to satisfy your wanderlust

9 min read

A fake plastic feet wearing a black headphone speaker.

Your ultimate guide on what to take to uni

7 min read

InsideN26

1,500 people, 80+ nationalities, 10 different countries — and plenty of stories to tell. Get a glimpse inside N26: our team, culture, and values.

InsideN26
My first weeks at N26.

Reflecting on 9 years at N26

N26 Chief Growth Officer reflects on his 9-year journey at Europe’s leading digital bank

11 min read

Alumni series: Employer Branding Associate Bel Merens.

Employer Branding Associate Bel Merens on uni, travel, and living your dreams

Team spotlight: Bel shares how she made her dream—moving to Europe to work for a popular FinTech—a reality.

9 min read

Alumni: Daria Milashenko.

Team spotlight: Daria Milashenko, Executive Assistant to the CBO

9 min read

CGO Alexander Weber.

CGO Alexander Weber on the practice and profession of entrepreneurship

8 min read

Team Spotlight: Kumi Gernhardt.

Jr. Technical Delivery Manager Kumi Gernhardt

8 min read

Travel

With N26, make the most of your next trip. Explore our money-saving tips, travel inspiration, and practical advice for adventures of all kinds.

Travel
Irish flag and barcode.

Everything you need to know before you travel to Ireland

From adventure travel and city breaks to family-friendly trips, Ireland does have it all. Discover your perfect Irish travel destination so you get the most out of your trip to the Emerald Isle.

9 min read

Netherlands flag and barcode.

Travel to the Netherlands—Where to Go and How to Budget for your Trip

How to get the most out of your Dutch adventure and return with plenty of cash to spare!

9 min read

Spanish flag and barcode.

Want to Travel to Spain? Here's where you should visit

10 min read

French flag and barcode.

Everything you need to know before you travel to France

9 min read

A guy with sunglasses stranding on a street.

How to travel on a budget

7 min read

Crypto

Crypto is just a few taps away with N26. Brush up on the basics and get all the information and resources you need to get started.

Crypto
10 types of cryptocurrency.

10 popular types of cryptocurrency and how they work

There are thousands of cryptocurrencies—but they’re not all the same. We reveal the 10 most popular types of cryptocurrency.

5 min read

illustration of cryptocurrency.

What is cryptocurrency? A guide for beginners

Cryptocurrency is a digital type of currency that exists only electronically. In this guide, we’ll cover how crypto works and why it may (or may not) revolutionize finance as we know it.

7 min read

woman paying with her smartphone in a store.

What is the digital euro and how does it work?

6 min read

Hands holding Bitcoin coins.

The pros and cons of cryptocurrency: A guide for new investors

8 min read

Illustration of crypto coins.

What is DeFi? A beginner’s guide to decentralized finance

6 min read

Expats

Moving to a foreign country? N26 is here to help. Get useful information and resources for expats so you can thrive in your new home.

Expats
Two people working on laptops outside.

How to work remotely in France: a guide to digital nomad visas

Culture, scenery, quality of life — getting a digital nomad visa for France has obvious appeal. Here, we look at visa requirements and costs, plus top destinations for working remotely from France.

6 min read

illustration of a freelancer.

Work Remotely in Spain: A Guide to Getting a Digital Nomad Visa

If you’re dreaming of working remotely from Madrid or Malaga, good news: As of June 2023, non-EU/EEA citizens can apply for Spain's new digital nomad visa. Here's what you need and how to apply.

7 min read

Two people working on laptops outside.

How to work remotely in Germany with a digital nomad visa

6 min read

Woman sitting by pool with phone and computer.

The Updated 2023 European Digital Nomad Visa Guide

7 min read

Man dressed in a casual style and crossing a street in Madrid.

Being an expat in Madrid: a guide to housing, work, and culture in Spain

13 min read

Freelancers

For freelancers, self-employment means flexibility, independence — and some hustle. Learn how to level up as a freelancer with helpful tips from N26.

Freelancers
A freelancer searching about expected salary with a desktop and a plant behind.

How much do freelancers make? A guide to the average freelancer salary

Salary is a big consideration when thinking about going freelance. Read our guide to find out average hourly rates for a number of industries.

6 min read

illustration of a freelancer.

Your ultimate guide to being self-employed in Spain

Itching to start your own business in Spain? Here, you’ll learn what paperwork you have to complete, where to do so, and what you need to bear in mind on your journey into freelancing.

6 min read

A man with tattooed arms typing on a computer on a white table with sunglasses, wallet, notebook, and iPad.

What is freelancing and how does it work?

7 min read

Hand holding smartphone with N26 app and coworking space wallpaper.

Nine of the best coworking spaces in Europe

7 min read

Freelancer woman working on her laptop with headphones.

Your guide to freelancing as an expat in Italy

8 min read

Taxes

The wide world of taxes is easier to navigate with N26. Find the need-to-know info about tax declarations, deductions, deadlines, and more.

Taxes
Someone is typing on a computer.

How to file your 2023 tax return in France

Find out today how to file your tax return in 2023, thanks to our guide: deadline, automatic declaration...

5 min read

man typing on a laptop.

Self-employed in Germany? Taxes, tips, and more

Thinking about working for yourself? Our guide will break down what you need to know about taxes when you're self-employed in Germany.

6 min read

Hands writing on a table.

Tax returns in Germany — what are the deadlines in 2023?

5 min read

Man in front of a laptop.

What taxes are there in Austria?

6 min read

Someone is typing on a computer.

Your guide to VAT in Austria

4 min read

Budgeting

Everyday budgeting is easier than ever thanks to N26. Discover ways to save and put your money toward the things that matter most to you.

Budgeting

Easy ways to make money and improve your finances

Improving your financial health and boosting your savings might be easier than you think. From joining the gig economy to selling your spare stuff, find out how to easily make and save more money.

6 min read

set of different travel related objects.

How to save money for a trip in 10 simple steps

Are you ready for a break? Here’s how to save up for the trip of a lifetime.

9 min read

A bathtub in a hotel room.

How much does it cost to remodel a bathroom? — a budget blueprint

1 min read

White renovated kitchen.

How much does a kitchen remodel cost? — a budgeting guide

1 min read

image of the statistics feature of N26 bank account showing the spend in groceries.

What to include in your family budget

5 min read

Accounts
Personal
Free Bank Account
Smart Account
You Account
Metal Account
Open online bank account
Business
Free Business Bank Account
Business Smart
Business You
Business Metal
View plans
Manage
Spaces
Shared Spaces
Split Expenses
Budgeting
Monthly Budget Calculator
50-30-20 Calculator
Financial Products
Crypto ● New
Insurance
Electronics Insurance
Travel Insurance
Phone Insurance
Pay
Mastercard
Apple Pay
Google Pay
Virtual Card
Wise
Instant Payments
More
Online Banking
Security
Invite Friends
Perks
Student account
Banking Terms
Online financial calculators ● New
Moving Cost Calculator
Social Media
Facebook
Instagram
LinkedIn
X (Twitter)
YouTube
Blog
All Articles
Company
Product
Tech & Security
Banking Basics
Budgeting
Lifestyle
Students
Financial Hub
Financial Research
Company
About N26
Leadership team
Customer Support
Careers
Press
Sitemap
Expats Guides
Moving to Germany
Moving to France
Moving to Italy
Moving to Spain

Bank from anywhere, 24/7

Download the N26 app today for a 100% mobile banking experience. Available on iOS and Android.

Download for free on the Play Store.
Download for free on the Play Store
Download for free on the App Store.
Download for free on the App Store
N26 App on smartphone.
© N26 AG 2023Legal DocumentsPrivacy Policy (new tab)Cookie Policy (new tab)Imprint (new tab)
Select your language
Select your region

Products and features may vary by region.

AustriaBrazilEuropeFranceGermanyItalySpainSwitzerlandUnited KingdomUnited States