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Build wealth from your banking app

Invest in 5,000+ stocks, ETFs, and more — without switching apps.1Investing involves risk of financial loss.
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Risk indicator for all N26 accounts.
1/6
This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk.
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
RISK INDICATOR corresponding to the securities product offered by Upvest Securities GmbH
6/6
This number is indicative of the risk of the product, with 1/6 indicating lower risk and 6/6 indicating higher risk.
The execution, administration and custody product of Equities and ETFs offered by Upvest in free provision of community services has the following Risk Indicator in accordance with the provisions of Order ECC/2316/2015: 6/6

Build your future wealth

Choose from stocks, ETFs1, ready-made funds, and crypto2. Starting with as little as €1.Investing involves risk of financial loss.
Discover stocks and ETFs

Trade 300+ crypto coins

Swap, buy, and sell crypto coins instantly2 — without having to download another app.
Explore crypto
A hand holds a smartphone displaying a cryptocurrency portfolio with a line graph and balances on the screen.

Your investments, managed by experts

Choose from three ready-made funds tailored to your investment goals and risk appetite.Investing involves risk of financial loss.
Discover ready-made funds

Automate your portfolio

Create a free savings plan and automatically invest in stocks, ETFs, Ready-made funds, or crypto on a regular basis.
The image shows two N26 bank cards on a teal background. One is a transparent card with a visible chip and black header, placed behind a solid green N26 Mastercard with the Mastercard logo in the bottom right corner.

Switch banks in minutes

Open your N26 account and move your recurring payments in just a few taps.
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1 Buying and selling stocks, ETFs, and ETCs through the N26 app costs €0.90 per transaction. N26 Go customers receive 3 free trades per month, while N26 Metal customers receive 10 free trades per month. Free trades are only valid for stocks, ETFs, and ETCs. Product costs may apply, e.g. ETF management fees and third-party inducements. Terms and conditions apply. These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments etc. These statements also do not constitute an offer to conclude a contract for the purchase or sale of financial instruments. Financial instruments can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. Past performance is not a reliable indicator of future results. A portfolio transfer of fractional shares and fractional ETFs is not possible, so a non-intended sale may be necessary. The values depicted are fictional and for illustrative purposes. The numbers of available stocks and ETFs can vary per market. The reception and transmission service for stocks, ETFs, and other assets is provided by N26 Bank SE, Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 271697 B in partnership with Upvest Securities GmbH, a limited liability company, Schlesische Straße 33/34, 10997 Berlin, Germany, CR Berlin Charlottenburg HRB 232445 B (execution and custody). 2 The market for crypto assets constitutes a high risk. Crypto assets are subject to high fluctuations in value — declines in value or a complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance. N26 Crypto is powered by Bitpanda Asset Management GmbH. Dircksenstrasse 4, 10179 Berlin | Deutschland | Gericht: Amtsgericht Berlin Charlottenburg | Handelsregisternummer: HRB 258842 B For customers with a Spanish IBAN: N26 Bank operates in Spain through N26 Bank SE, Sucursal en España with CIF: W2765098E, as an entity authorized by the Bank of Spain with the financial entity code 1563. It is registered in the Mercantile Registry of Madrid under Book 37931, page 122, section 8, Sheet HM 675425 with establishment address at Calle de Don Ramón de la Cruz, 84, 28006 Madrid, Spain. For customers with a German IBAN: N26 Bank SE is a public limited company under German law (HRB 247469 B Berlin Charlottenburg District Court Register, Voltairestraße 8, 10179, Berlin, Germany). N26 Bank does not offer or provide virtual assets to fiat currency exchange services or custody of virtual assets by itself. N26 Bank makes a functionality available in its app that technically allows the reception and transmission of purchase and sale orders of virtual assets executed exclusively by Bitpanda GmbH (FN423018k, at Stella-Klein-Löw-Weg 17, 1020 Vienna, Austria), a virtual asset service (VASP), and custody provider registered with the Austrian Financial Market Authority (FMA) and with Banco de España (N0023062C).

FAQ

  • N26 has a number of investment options that include: crypto, stocks and ETFs, ready-made funds, and fully-automated savings plans.

  • You have to have an N26 account and be eligible. You can check this in the app under the Investments tab. From there you can choose your investment and get started in just a few taps.

  • Investing always carries a risk. You can learn more about the types of risks here.

  • All N26 customers can now trade over 3,500 stocks and ETFs without any type of commission. Other investments, such as actively managed funds or cryptocurrencies, are subject to standard investment fees.
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