Monthly Budget Calculator

Visualize your income, and split your earnings into common expenses and savings goals to help you make the most out of your money.
Image of a woman in sportswear sitting on a yoga mat.

How to use the monthly budget calculator?

  • Enter estimated amounts into the fields that apply to you or your family.
  • Try rounding up to the nearest euro, but you can also use decimals.
  • Something doesn’t apply to you? No worries, just fill out the fields that are relevant to you.

N26 Monthly Budget Calculator

Your monthly income after-taxes

Total

€2,000.00

  • Housing

  • Transportation

  • Education

  • Personal

  • Savings

Summary

Total Income

€2,000.00

Total Expenses

€0.00

Remaining Monthly Balance

€2,000.00

Budget Breakdown

This is how your income is split across the following categories.

Housing

0%

Transportation

0%

Education

0%

Personal

0%

Savings

0%

    The Monthly Budget Calculator takes the income amounts after taxes as positive flow and subtracts the amount of the rest of the items grouped in different expenses and/or savings buckets. You’ll see a visual representation that allows you to easily identify main areas of spending or savings as a percentage of the total.

    The calculator aims to provide a visualization on how you currently split your budget, and is only meant to be used as a representation of a specific moment of time.

    Yes, there are some other methods. Among them, the 50/30/20 rule, which is a popular way to calculate how much to allocate for needs, wants and savings.

Learn more about budgeting

Pie Chart.

The 50/30/20 rule: how to budget your money more efficiently

The 50/30/20 budget is beautiful in its simplicity. It can help you divide your income into categories that make saving easy.

Piggy bank to symbolize budgeting tips (how to save money).

5 smart budgeting tips for first-time savers

Budgeting doesn’t need to be stressful or confusing. These simple budgeting tips show you how you can start saving today.

a person thinking of her personal financial planning.

Personal financial planning—tips on setting yourself up for the future

The best way to safeguard your future? Start personal financial planning today. Read on to learn how.

Find a plan for you

N26 Standard

The free* online bank account

The N26 virtual card.
Virtual Card

€0.00/month

  • A virtual debit card

  • Free payments worldwide

  • Deposit protection

Open free bank account

N26 Smart

The bank account that gives you more control

N26 You card, Teal.
N26 You card, Ash.
N26 You card, Wheat.
N26 You card, Petrol.
N26 You card, Rhubarb.

€4.90/month

  • Free Virtual Card

  • Up to 10 Spaces sub-accounts

  • Support Center phone number

  • Round-ups

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POPULAR

N26 You

The debit card for everyday and travel

N26 You card, Rhubarb.
N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Ash.
N26 You card, Teal.

€9.90/month

  • Up to 5 free withdrawals in the Eurozone

  • Flight and luggage delay cover

  • Medical emergency cover

  • Winter activities insurance

  • Pandemic coverage

Open N26 You account

N26 Metal

The premium account with a metal card

N26 Metal - Slate Grey.
N26 Metal - Charcoal Black.
Quartz Rose - N26 Metal Card.

€16.90/month

  • An 18-gram metal card

  • Up to 8 free withdrawals in the Eurozone

  • Purchase protection

  • Phone insurance

  • Dedicated N26 Metal line

Open N26 Metal account