Risk indicator for all N26 accounts.
1
/6
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
5% discount on your freelancer fees*
If you're self-employed, we'll refund 5% of your fees for 12 months. All you have to do is set up a direct debit from your N26 Business account to pay your freelancer fees before April 30th 2024.*Terms and conditions
Learn more
Grow your savings by 2.26% NIR/AER* — only with N26
With N26 Instant Savings, your savings can earn you interest — and you can still dip into it whenever you need.
Join N26 and start growing your savings:
- 2.26% NIR/AER* interest calculated daily, paid monthly
- No minimum deposit
- No conditions or fees
- Instant access
- Available with free and premium N26 bank accounts
Start saving now
Zero foreign currency fees
When it comes to business, small fees can add up fast. With N26 Business You, enjoy fee-free card payments anywhere in the world and unlimited free ATM withdrawals abroad — in any currency.
Get comprehensive travel insurance
Go global thanks to an extensive insurance package from Allianz Assistance. Get coverage for travel delays, trip cancellation, trip interruption, and lost or stolen baggage. Plus, you’re also protected if you’re personally liable for damage to a third party or in case of a medical emergency — including emergency dental treatment — while you're traveling.
Reinvest with 0.1% cashback
You’ll receive 0.1% cashback on any purchases made using your N26 Mastercard, calculated monthly and paid directly into your account.
#Tag your transactions
#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.
Real-time activity notifications
Stay up to date. Get a push notification immediately after all account activity, including card payments, withdrawals and transfers.
3D Secured payments
Mastercard SecureCode gives you an extra layer of security that helps prevent fraud when making payments online with your N26 Business You account.
Always get a breakdown of your spending
Your N26 Business You account comes with built-in artificial intelligence that automatically categorizes and labels your purchases and gives you a clear visual overview of your finances. It’s all right at your fingertips in the Insights section of your N26 app.
Discounts on the tools you need
With brand-name partners like Grover, Bolt, and Booking.com, N26 Business You comes with a wide range of continuously updated offers and discounts to help your freelance business grow – whether you’re working at home or abroad. Discover current perks in the N26 app.
Invest in yourself with 0.5% cashback
N26 Business Metal is much more than a premium plan for freelancers. Get a metal Mastercard and enjoy 0.5% cashback on all your purchases to give your business a boost. Plus, enjoy free withdrawals worldwide, zero foreign transaction fees in any currency, special partner offers, and extensive travel and lifestyle insurance.
Get Business Metal
Frequently Asked Questions
- What are the benefits of a N26 Business You bank account with travel insurance?
- What do I need to open a N26 Business You bank account?
- How does the 0.1% cashback on purchases work?
- What kind of travel insurance does the N26 Business You bank account offer?
- Does the N26 Business You bank account offer no foreign transaction fees?
- What are the differences between the N26 You bank account and N26 Business You bank account?
- Can I manage payments and receive incoming funds from public institutions with my N26 account?
- What are the implications of N26 being a collaborating entity with Seguridad Social and Hacienda?
- Which Spanish bank can I switch from?
Related posts
These might also interest you
Freelance portfolio: What is it and how to build it from scratch
One thing that all successful freelancers have in common is an impressive freelance portfolio. Learn how to build one to kickstart your freelance business.
10 in-demand types of freelance jobs you can land tomorrow
What freelance skills do you need to make it in the gig economy? Here’s a list of the most popular types of freelance jobs that you should consider.
4 of the best freelance platforms to support & grow your business
Freelance platforms are a great way to find new projects and build your client base. We’ve selected our top freelance platforms to help.
TIN 0%, APR: -2.35% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €9,90/month. The settlement of the account is made monthly. *2.26% AER (2.26% annual NIR). With this interest rate, if you maintain a daily balance of 15,000 euros in your N26 Instant Savings account for a period of 12 months, you will obtain a total gross interest of 339 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. **3.8% AER (4% annual NIR). With this interest rate, if you maintain a daily balance of 100.000 euros in your N26 Metal Instant Savings account for a period of 12 months, discounting the annual amount of the subscription to the N26 metal category of 202,8 euros your annual remuneration amounts to a gross amount before withholdings and taxes of 3,797.20 euros. Monthly interest settlement.
