Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.
1/6
This number is indicative of the risk of the product, being 1/6 indicative on lower risk and 6/6 of higher risk.
- A transparent Mastercard debit
- Free payments in any currency, with no extra foreign exchange rate fees
- Free ATM withdrawals in €
- 1.7% fee on ATM withdrawals in foreign currencies
- Customer Support in 5 languages via our live in-app chat
- 2 sub-accounts for easier saving with Spaces
- Share your sub-accounts (Spaces) with up to 10 other N26 usersNot included
- Selected offers from brands such as WeWork, GetYourGuide and Hotels.comNot included
- Medical insurance coverage while travelingNot included
- Flight and luggage delay insurance coverageNot included
- Winter sports and ski insurance coverNot included
- Car, bike and scooter sharing coverageNot included
- Car rental insurance while travelingNot included
- Mobile phone theft and damage coverNot included
- A choice of 5 unique colors for your Mastercard debit
- Free payments in any currency, with no extra foreign exchange rate fees
- Free ATM withdrawals in €
- Free ATM withdrawals worldwide in foreign currencies
- Customer Support in 5 languages via our live in-app chat
- Up to 10 sub-accounts for easier saving with Spaces
- Share your sub-accounts (Spaces) with up to 10 other N26 users
- Selected offers from brands such as WeWork, GetYourGuide and Hotels.com
- Medical insurance coverage while traveling
- Flight and luggage delay insurance coverage
- Winter sports and ski insurance cover
- Car, bike and scooter sharing coverage
- Car rental insurance while travelingNot included
- Mobile phone theft and damage coverNot included
- An 18-gram metal Mastercard debit
- Free payments in any currency, with no extra foreign exchange rate fees
- Free ATM withdrawals in €
- Free ATM withdrawals worldwide in foreign currencies
- Extended Customer Support in 5 languages via live in-app chat or via phone
- Up to 10 sub-accounts for easier saving with Spaces
- Share your sub-accounts (Spaces) with up to 10 other N26 users
- Exclusive Experiences and selected offers from brands such as WeWork, GetYourGuide and Hotels.com
- Medical insurance coverage while traveling
- Flight and luggage delay insurance coverage
- Winter sports and ski insurance cover
- Car, bike and scooter sharing coverage
- Car rental insurance while traveling
- Mobile phone theft and damage cover
Services and Fees for everyone who registers with an address in Spain.
For our detailed price list, view PDF here.
These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz insurance coverage, please see the General Conditions of the N26 You, Business You or N26 Metal account.
FAQ
None to speak of. Since February 2018 you don’t need to make a minimum number of transactions and there aren’t any fees related to how often you use the account.
If you open a free N26 account or N26 Business account, there is no commitment on how long you need to keep your account open. If you open a N26 You, N26 Metal, or N26 Business You account you commit to having the account for 12 months.
You can withdraw euros at any ATM up to 5 times a month for free. After the 5th withdrawal, there is a €2 fee for each extra one.
Yes, of course. With your N26 You or N26 Metal card, you can withdraw cash for free in any currency, as many times as you want. If you a standard N26 account, you can withdraw euros fee-free. If you need cash in a different currency, you’ll pay a low 1.7% fee on the amount withdrawn.
The Allianz insurance policy protects you when traveling and shopping. It comes with mobile phone theft protection (if bought with your N26 card), travel insurance, ATM theft protection, and an extended warranty and purchase protection on qualifying goods.
You: TIN 0%, APR: -2.35% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €9,90/month. The settlement of the account is made monthly.
Metal: TIN 0%, APR: -3.98% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €16,90/month. The settlement of the account is made monthly.