Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.

1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Find a plan that works for you.

PersonalBusiness
/month
  • A transparent Mastercard debit
  • Free payments in any currency, with no extra foreign exchange rate fees
  • Free ATM withdrawals in €
  • 1.7% fee on ATM withdrawals in foreign currencies
  • Customer Support in 5 languages via our live in-app chat
  • 2 sub-accounts for easier saving with Spaces
  • Share your sub-accounts (Spaces) with up to 10 other N26 usersNot included
  • Selected offers from brands such as WeWork, GetYourGuide and Hotels.comNot included
  • Medical insurance coverage while travelingNot included
  • Flight and luggage delay insurance coverageNot included
  • Winter sports and ski insurance coverNot included
  • Car, bike and scooter sharing coverageNot included
  • Car rental insurance while travelingNot included
  • Mobile phone theft and damage coverNot included
/month
  • A choice of 5 unique colors for your Mastercard debit
  • Free payments in any currency, with no extra foreign exchange rate fees
  • Free ATM withdrawals in €
  • Free ATM withdrawals worldwide in foreign currencies
  • Customer Support in 5 languages via our live in-app chat
  • Up to 10 sub-accounts for easier saving with Spaces
  • Share your sub-accounts (Spaces) with up to 10 other N26 users
  • Selected offers from brands such as WeWork, GetYourGuide and Hotels.com
  • Medical insurance coverage while traveling
  • Flight and luggage delay insurance coverage
  • Winter sports and ski insurance cover
  • Car, bike and scooter sharing coverage
  • Car rental insurance while travelingNot included
  • Mobile phone theft and damage coverNot included
/month
  • An 18-gram metal Mastercard debit
  • Free payments in any currency, with no extra foreign exchange rate fees
  • Free ATM withdrawals in €
  • Free ATM withdrawals worldwide in foreign currencies
  • Extended Customer Support in 5 languages via live in-app chat or via phone
  • Up to 10 sub-accounts for easier saving with Spaces
  • Share your sub-accounts (Spaces) with up to 10 other N26 users
  • Exclusive Experiences and selected offers from brands such as WeWork, GetYourGuide and Hotels.com
  • Medical insurance coverage while traveling
  • Flight and luggage delay insurance coverage
  • Winter sports and ski insurance cover
  • Car, bike and scooter sharing coverage
  • Car rental insurance while traveling
  • Mobile phone theft and damage cover

Services and Fees for everyone who registers with an address in Spain.

For our detailed price list, view PDF here.

These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz insurance coverage, please see the General Conditions of the N26 You, Business You or N26 Metal account.

You: TIN 0%, APR: -2.35% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €9,90/month. The settlement of the account is made monthly.

Metal: TIN 0%, APR: -3.98% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €16,90/month. The settlement of the account is made monthly.