Entity attached to the German Deposit Guarantee Fund. The fund guarantees deposits on money up to 100,000 euros per owner of the European Union and entity.

1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Find a plan that works for you.

N26 Standard

€0.00
/month

N26 You

€9.90
/month

N26 Metal

€16.90
/month

N26 Standard

The free online bank account

Transparent N26 Standard card.
€0.00
/month

N26 You

The debit card for everyday and travel

N26 You card, Petrol.
€9.90
/month

N26 Metal

The premium plan with a metal card

N26 Metal - Charcoal Black.
€16.90
/month

Your Mastercard debit

Get your statement transparent Mastercard debit

Choose from 5 card colors that best fit your style

Choose from 3 metallic shades

Go cashless and pay with your contactless card at the checkout

Go cashless and pay with your contactless card at the checkout

Go cashless and pay with your contactless card at the checkout

You can use your N26 card with Apple Pay and Google Pay

You can use your N26 card with Apple Pay and Google Pay

You can use your N26 card with Apple Pay and Google Pay

If you're interested in this feature, check out our N26 You or Metal plans

You can order an extra N26 card to use with your personal You plan, for a one off fee

You can order an extra N26 You card to use with your personal Metal plan, for a one off fee

Your bank account

Send and receive transfers, set up direct debits and standing orders, and transfer money instantly

Send and receive transfers, set up direct debits and standing orders, and transfer money instantly

Send and receive transfers, set up direct debits and standing orders, and transfer money instantly

Enjoy free and unlimited payments in any currency, wherever you are

Enjoy free and unlimited payments in any currency, wherever you are

Enjoy free and unlimited payments in any currency, wherever you are

Enjoy up to 3 free withdrawals per month

Enjoy up to 5 free withdrawals per month

Enjoy up to 8 free withdrawals per month

Manage your utility bills and set up direct debits from your account

Manage your utility bills and set up direct debits from your account

Manage your utility bills and set up direct debits from your account

Your travel insurance package

If you're interested in this feature, check out our N26 You or Metal plans

You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies

You're covered up to €1,000,000 for you, your partner and kids, inclusive of dental emergencies

If you're interested in this feature, check out our N26 You or Metal plans

Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered

Up to €10,000 compensation in case of trip cancelation or curtailment if the event is covered

If you're interested in this feature, check out our N26 You or Metal plans

Claim compensation of up to €500 for flight delays over 4 hours

Claim compensation of up to €500 for flight delays over 4 hours

If you're interested in this feature, check out our N26 You or Metal plans

Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing

Claim compensation of up to €500 for baggage delays over 12 hours, and up to €2,000 if it goes missing

Your lifestyle insurances

If you're interested in this feature, check out our N26 You or Metal plans

Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000

Get your car sharing, e-scooter and e-bikes hires covered for damages, up to €20,000

If you're interested in this feature, check out our N26 You or Metal plans

You're protected on trips to the mountains

You're protected on trips to the mountains

If you're interested in this feature, check out our Metal plan

If you're interested in this feature, check out our Metal plan

Your rental car hires abroad and further away from home are covered for up to €20,000

If you're interested in this feature, check out our Metal plan

If you're interested in this feature, check out our Metal plan

You’re covered up to €1,000 for mobile theft and damage if the event and phone are eligible

Your extra features

Create spaces to organize your money and save for your projects

Create spaces to organize your money and save for your projects

Create spaces to organize your money and save for your projects

If you're interested in this feature, check out our N26 You or Metal plans

Create shared spaces to save money together with friends also using N26

Create shared spaces to save money together with friends also using N26

If you're interested in this feature, check out our N26 You or Metal plans

Enjoy premium partner offers and discounts with world-class brands

Enjoy premium partner offers and discounts with world-class brands

If you're interested in this feature, check out our Metal plan

If you're interested in this feature, check out our Metal plan

Benefit from a selection of access benefits and bespoke rewards

Your Customer Support

Our chatbot can answer your basic questions, 24/7

Our chatbot can answer your basic questions, 24/7

Our chatbot can answer your basic questions, 24/7

You can contact us directly through your N26 app or via the web app, 7 days a week

You can contact us directly through your N26 app or via the web app, 7 days a week

You can contact us directly through your N26 app or via the web app, 7 days a week

If you're interested in this feature, check out our Metal plan

If you're interested in this feature, check out our Metal plan

You can contact us via phone thanks to a priority line, 7 days a week

Your account security

Your money is protected by the German Deposit Protection Scheme

Your money is protected by the German Deposit Protection Scheme

Your money is protected by the German Deposit Protection Scheme

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

All your online payments are secure, thanks to advanced 3D Secure (3DS) technology

An additional layer of security to keep your money safe

An additional layer of security to keep your money safe

An additional layer of security to keep your money safe

€0.00
/month

The free online bank account

€9.90
/month

The debit card for everyday and travel

€16.90
/month

The premium plan with a metal card

Services and Fees for everyone who registers with an address in Spain.

For our detailed price list, view PDF here.

These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz insurance coverage, please see the General Conditions of the N26 You, Business You or N26 Metal account.

FAQ

You: TIN 0%, APR: -2.35% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €9,90/month. The settlement of the account is made monthly.

Metal: TIN 0%, APR: -3.98% for a scenario in which a daily balance of €5,000 is maintained consistently for 1 year, applying an annual nominal interest rate of 0% and the monthly cost of the account of €16,90/month. The settlement of the account is made monthly.