Freelancer's computer, memo, pen, and mag cup on a wooden table.

4 N26 features that will make your life as a student easier

New semester—new you? Whether you’re just starting university or already working on your thesis, these four smart features will help you to keep your student life and finances even more organized.

4 min read

Maybe you already have an N26 student account and have started to organize your finances. Ready to make the most of it? In this article, we'll explain how you can make your student life even easier with a handful of smart N26 features. 

1. Shared living made easy with MoneyBeam

Living with other people during your studies can be great: flatmates soon become friends, you benefit from built-in co-hosts for those memorable house parties, and preparing for an exam is a lot less painful when you can study together in the kitchen. 

But perhaps you’ve also had some difficulties with cohabitating—like sorting out the shared living costs. Who bought toilet paper last? Have we already paid the rent? And shouldn't we start saving for a new couch? 

If you’re looking for ways to better structure your shared spending, then look no further than N26! With MoneyBeam, you’ll never have to ask for your flatmates’ account details again. Instead, just use the N26 app to instantly receive, send, or request money from other N26 customers. All you need is their email address or phone number, and you’re good to go. And, if you save their contact details in your app, it’ll be even faster next time.

By the way, if you and your flatmates decide to save up together for that new couch, why not use a Shared Spaces sub-account? Just invite the N26 users you want to include in the Shared Space and build towards your saving goal together. 

Studying? Bank for free!

Bank from anywhere, anytime. Open your free student bank account online in minutes.
Open a student bank account (new tab)
A hand holding a Rhubarb colored N26 card.

2. Save for your semester abroad with Spaces 

Whether it’s Paris, London, or Madrid, you’ll want to travel the world and soak up as much international experience as you possibly can. We get it—the thought of studying in a cute Parisian café with a fresh croissant and café au lait is tempting (and definitely more fun than studying at the library again). And trust us—you’ll leave with more cultural experiences than just “bonjour” and the taste of French pastries. 

To enjoy life as an international student without worrying about your budget, it’s best to start putting money aside early. That way, your focus can be on experiencing Paris (or whichever city you fancy) and not on your finances. 

Our Spaces sub-accounts can help with that. With this feature, you can easily organize your budget and steadily put money towards your saving goals. Just create a “Study abroad” Space and set up an automatic transfer to put aside money every month. Watching your budget grow will keep you inspired and excited for your next adventure.

What if you feel like there’s no money left for savings at the end of the month? Learn more about how you can optimize your finances as a student in this article. Keep in mind: nickels and dimes can actually make a difference in the long run. 

3. Dump dating inequality and split the bill 

Picture this: you’re on a date, and it’s going great. You’re both getting along well—but you’re already dreading that awkward moment when you need to figure out who’s paying.

With Split the Bill, it’s so much simpler. As long as you pay with your N26 card, you can equally split payments between multiple parties, right in the N26 app. And if your date doesn’t have an N26 account yet, they’ll get a message with your bank details and the amount that they need to chip in. 

4. Start planning for tomorrow today with N26 Statistics

A coffee here, a long night out with friends there—if you tend to lose track of your spending, you’re not alone. 

We know that life as a student can be expensive. To feel more in control of your finances, it can help to actually see where your money goes. Our N26 Statistics feature helps you keep track of your spending by automatically categorizing every payment, from “Food & Groceries'' to “Shopping,” and more. View your spending summary month-by-month to get an overview of your outgoings, or filter by category for a detailed breakdown.

Feeling more confident about your finances already? You can find even more tips on how to save money as a student in this article. And, if you’re struggling in general with the costs of your student life, head here to get further advice.

Pay in seconds, not days

With instant transfers your money will arrive immediately to any bank account in the SEPA area.
Try instant transfers

Your bank: 100% mobile 

So, the features sound great, but you don’t have an N26 account yet? Easy. You can open your account in minutes—no paperwork, no waiting in line! Find the plan that fits you and your lifestyle best and discover even more features and perks. 

Find similar stories

By N26

Love your bank

Related posts

These might also interest you
Hole punch, slinky, and a notepad.

What is the cost of attendance at university?

It’s important to consider the cost of attendance when studying at university. From tuition fees to living costs, here’s everything you need to know.

woman taking notes in a notebook.

Your guide to living and studying in Frankfurt

If you’re looking for a flat, a student job, or something to do in your spare time while studying in Frankfurt, look no further! Our student guide is here to help you settle in smoothly.

Student attending a lecture.

Your guide to living and studying in Cologne

From Kölsch to Carnival—studying in Cologne is an action-packed experience. Read our student’s guide on finding accommodation, financing your studies, living in Cologne and more to get started!