Back to Students

What is the cost of attendance at university in the EU?

It’s important to consider the cost of attendance when studying at university. From tuition fees to living costs, here’s everything you need to know.
6 min read
  • Tuition fees are significantly different across Europe. In the U.K., fees can be up to £9,250 per year, while Germany offers free tuition at public universities. In other countries like Spain and Italy, it costs somewhere between €750 to €1,200 annually.
  • Living costs also differ widely, with monthly accommodation as low as €150 in French student halls or as high as £640 in London.
  • Remember to budget for any extra study supplies or additional fees, such as administrative fees in Germany or government-set charges in France.
Thinking about going to university is an exciting time—you’re exploring locations, picking out courses that interest you and choosing institutions where you know you’ll feel at home. But, when picking which university to go to, it’s also very important to remember to factor in the cost of attendance. Thankfully, this guide is here to help in answering your most pressing questions when it comes to financing your education.

What is the average cost of attendance in the EU?

When you go to university, the cost of attendance is made up of two overarching types of expenditure: your tuition fees and your living costs. But, what is the difference between the two? While tuition fees are determined by the university or country of choice, the city you choose to live in affects your living costs. Learn more about both costs and get an overview of tuition fees across the EU below:
  • The UK: (England, Northern Ireland) £9,250 per year for UK and EU students
  • Wales: £9,000 per year for Welsh, UK and EU students
  • Scotland: around £1,800 per year for Scottish and EU students, and £9,250 for students from the rest of the UK
  • Germany: No tuition fees at public universities. A small contribution to administrative costs has to be paid (no more than €300/semester)
  • Spain: Tuition fees are set by the government for public institutions Fees range from €750 to €1,200 per academic year
  • Italy: Just as with Spain, public institution tuition fees are set by the government Public undergraduate courses cost around €850 to €1,000 per academic year
  • France: Fees are completely waived for EU students at public institutions Students just have to pay a government-set charge, currently €170/year.

Studying? Bank for free!

Bank from anywhere, anytime. Open your free student bank account online in minutes.

Open a student bank account
A hand holding a Rhubarb colored N26 card.

How does student accommodation in the EU and US add to attendance costs?

Your second biggest expenditure at university that contributes to your cost of attendance is your rent. Looking at the average student accommodation in the EU, here’s what you’re likely to pay:
  • The UK: £535 per month on accommodation, with this figure rising to £640 in London.
  • Germany: €300-€500/month.
  • France: €150/month for a room in student halls, or €500/month for a shared apartment.
  • Italy: €200 to €300 a month for student accommodation
  • Spain: just like in Italy, costs vary from €200 to €300 a month
In comparison, the cost of average college housing in the US will set you back at least $10,000 for a room and board (including all of your food for the year.)

What other (essential) students costs contribute to the cost of attendance?

Once you’ve paid your rent, there’s still a number of other, smaller costs to be covered—and these can quickly add up! From study supplies through to the basics of daily life, here’s what you can be expected to pay:
  • Books and supplies: it’s inevitable that you’ll have to pay for study materials such as books, notepads and other essential stationery items when you study at university. For example, the average price for a standard A4 notepad from a major retailer could cost the following across these countries:
    • The UK: £1.99
    • Germany: €2.78
    • France: €5.78
  • Textbooks: the cost depends on your subject, country, and the resources available at your university. For example, students have to pay between £450 and £750 for textbooks over an entire degree in the UK. But remember—you can always head to the library or make use of your university’s extensive online resources to save a few pennies!
  • Travel: although travel discounts are often available for students, you might still have to pay the following depending on where you choose to study. For reference:
    • Berlin: A semester ticket costs €180
    • London: a monthly student travelcard is £160
    • Paris: this figure is just shy of €70
    • Rome: A monthly student travelcard costs €35
    • Madrid: One month’s travel is €20 for people under 26
  • Meals: a shopping basket containing 12 eggs, 1 kg of tomatoes and 500g of local cheese would set you back the following amounts:
    • Germany (on average): €10.86
    • UK: £9.10
    • Italy: €12.55
    • France: €14.21
    • Spain: €10.0
  • Personal expenses: to illustrate the range of prices that can apply, here are the costs of a few essentials items:
    • A tube of toothpaste
      • €2.17 in France
      • £1.61 in the UK
    • A men’s haircut
      1. €17 in Italy
      2. €13 in Spain
    • Course of antibiotics
      • €7 in France
      • €10 in Germany

Pay in seconds, not days

With instant transfers your money will arrive immediately to any bank account in the SEPA area.

Try instant transfers
Instant payments.

What is the cost of attendance for studying abroad?

During your degree, there will likely be opportunities to participate in a studying abroad program, which will have a considerable impact your cost of attendance. If you’re interested in studying abroad, whether to learn a new language, enjoy a new cultural experience or simply broaden your horizons, there are lots of options available to you:The Erasmus study abroad program offers students within Europe the chance to spend a semester (or an entire year) at a college in a different European country. You’ll pay exactly the same fees as you would be charged at your original university, regardless of the fees levied by the university you’re visiting. You’ll also receive an Erasmus+ grant to help fund your cost of attendance.
  • The amount you receive depends on the country you are studying in:
    • Germany: up to €270 a month
    • Spain: up to €210 a month.
  • Outside of Europe, the average cost of tuition fees at college is as follows:
    • The US: fees are between $25,000 and $35,000 per year
    • China: the figure is around €3,000 per year
    • Australia: fees are about $22,000 on average

Student budgeting made easy

Visualize your daily expenses and savings to help you make the most out of your money.

Try the Student Budgeting Calculator
Spaces tile in N26 App.
Regardless of what and where you choose to study, you’ll want to make sure that the cost of attendance doesn’t push you into the red. Yet, with a bit of organization and forethought, you’ll be able to effectively plan your expenses so you don’t get any nasty surprises. To help you along the way, an N26 bank account offers you a straightforward way to manage your money. And with Spaces—sub-accounts alongside your main account that let you set aside funds for future expenses and personal projects—organizing your finances while studying at university couldn’t be easier.

Find similar stories

universityCost of livingdestinationsmoving abroad
BY N26Love your bank

Related Post

These might also interest you
The 10 best places to study abroad — where to go to satisfy your wanderlust.
Students

The 10 best places to study abroad — where to go to satisfy your wanderlust

Culture, courses, people and places: studying abroad comes with a host of benefits to help you grow as a person. Check out our online guide on 10 fantastic places to study around the world.

10 min read
3 ways for financing your college education.
Students

3 ways for financing your college education

This guide takes a closer look at the main options students in Europe have to pay for college and the eligibility requirements for each one. It includes links to databases for scholarships and grants.

6 min read
10 good reasons to study abroad.
Students

10 good reasons to study abroad

A detailed list of reasons why studying abroad is a great idea. This guide looks at career prospects, cultural insights, travel opportunities, and financial considerations.

7 min read
Back to Blog