Your German banc account
All your banking basics in one place, plus so much more
Say goodbye to boring, traditional banking. N26 is the 100% mobile, fully licensed German bank—designed to fit your modern lifestyle. If you’re ready to get the most out of your banking experience, explore our account plans to find the one that’s right for you. Tap into smart saving and budgeting features, extensive insurance packages, and more.
*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. This does not apply to money in the N26 Savings account. Please find the T&Cs here.
Your safety is our top priority
N26 operates with a full European banking license, and every N26 bank account is secure up to €100,000 according to EU directives. Thanks to Mastercard 3D Secure, you’re also protected when making purchases online.
Built-in tools to safeguard your spending
Always be in control of your spending. Set your own daily withdrawal and payment limits for your account. And if you lose your card, simply lock it or change your PIN with just a few taps in your N26 app.
Your Finances In Your Hands
N26—your all-purpose bank account.
Current account ✓Overdraft ✓Sub-accounts for saving ✓Flexible, interest-bearing savings account ✓
Free ATM withdrawals and special offers
Enjoy up to 3 free ATM withdrawals per month with the free N26 Standard account, or upgrade to a premium plan for up to 8 free withdrawals per month. Plus, enjoy access to special offers and discounts from our partner brands, curated with you in mind.
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Fuss-free foreign transfers with Wise
Sending money abroad? Thanks to N26’s partnership with Wise, making foreign transfers has never been easier. You’ll always get the best exchange rate on the market, and there’s absolutely no hidden fees. The Wise feature is integrated directly into your N26 app, so all it takes is just a few taps.
Premium bank accounts with exclusive benefits
Get top-of-the-line benefits when you opt for a premium N26 bank account. Enjoy the best deals and discounts from our partner brands, free ATM withdrawals worldwide, and an array of insurance coverage. Plus, organize your money with up to 10 Spaces sub-accounts that let you save and sort your cash right alongside your main account.
Free account switching
Lots of people choose to stay with their old banks, even though they’re not happy with the service. Why? The process is just too complicated. But together with finleap, we do all the work for you—finleap automatically transfers all your standing orders, direct debits, and incoming payments to your new N26 account. And best of all, it’s completely free. Learn more here.