For freelancers and the self-employed
The free business bank account for self-starters
![N26 banking app for freelancers showing a virtual mastercard on a light green background.](https://images.ctfassets.net/q33z48p65a6w/74E3hGP4qIhyQLRTyHgeSc/aa2e6342206bdf5fdd2f0549e028cbbb/STANDARD_EN__BUSINESS_PERFORMANCE_1400x14000_HERO.png?fit=thumb&fm=png&q=80&w=360)
Go global with a Mastercard debit card
![Business virtual card.](https://images.ctfassets.net/q33z48p65a6w/5p2grDzXhboL5oLG9qqmMn/a066fe65f0c352014594d0c694216e98/STANDARD_EN_BUSINESS_FREEMASTERCARD_ORGANIC_LP_1000X1000.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
Start earning interest
![Woman dressed in blue, sitting, and holding her cell phone with the N26 application open. In the foreground, image of the 2.8% p.a. interest rate, balance in the main account, and in the savings account.](https://images.ctfassets.net/q33z48p65a6w/5YhXhwLSpUXCeDifZF9rsu/dbf7763a8d98dd0f106a22fde477f076/CRST-3373_Instant_Savings_Launch_in_RoE_Web_Account_pages_textmedia_01-background_1400x1050_EN.png?fit=thumb&fm=png&q=80&w=360)
Stay on top of business in real-time
![Instant payment.](https://images.ctfassets.net/q33z48p65a6w/1E91tEFQcChGVNrjqymcdS/504de2cd2701de640375e1aed6457e16/STANDARD_EN_BUSINESS_INSTANTPAYMENTS_ORGANIC_LP_1000X1000.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
Stocks and ETFs the simple way
![Gymnast wearing color teal clothes and holding a mobile showing investments. In the foreground there is a pop with the Stocks and ETFs balance.](https://images.ctfassets.net/q33z48p65a6w/6OD5kzh77iicftx5WMZxFm/1c559e354efab05d8faf415b092c5bdd/CRST-3492_Equities_Web_textmedia-centered_Tier-Module_Standard_Smart_1400x1050px_EN.png?fit=thumb&fm=png&q=80&w=360)
More than a free business bank account
0.1% cashback
Spend money to make money—for every purchase with your N26 Mastercard, you’ll receive 0.1% cashback that we’ll deposit into your account every month.
Push notifications
N26 offers instant push notifications so you’ll always know when funds enter or leave your free business bank account.
Personalized hashtags
Curious about specific expenses? Create your own hashtags and assign them to your transactions so you can see exactly where your money is going.
Insights
View your overall monthly spending at a glance. Insights automatically categorizes your spending, helping you optimize your budget.
Reach your savings goals with Spaces
Relax knowing your business is secure
Thanks to Mastercard 3D Secure, your online payments are protected with two-factor authentication. Enjoy an advanced level of security thanks to biometric verification via fingerprint or facial recognition, making sure no one can access your account without consent.
Deposit protection
N26 is a fully licensed European bank. This means that the balance of your free business bank account is insured up to €100,000.
Invest in yourself with N26 Business Metal
Our Customer Support is here for you
Desktop access via N26 WebApp
Prefer to use your desktop? No worries. You can access your free business bank account on your computer via the N26 WebApp.
Transaction lists and balance statements
Tax time? Easily download your transaction list from the N26 WebApp. Balance statements can also be found and downloaded directly from the N26 app.
![n26 standard card.](http://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=80&w=200)
![n26 metal card.](http://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![n26 you card.](http://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=80&w=200)
Open your free business bank account
At N26, signing up to a business bank account only takes a few minutes. As a premium customer, get access to additional innovative features, higher cashback, and extensive insurance. Discover our plans and the benefits they offer, and choose a bank account that’s perfectly suited to your business.Frequently asked questions
- How can I open a free business bank account with N26?
- What benefits does N26 Business Standard bank account include?
- Why do I need an online business account as a freelancer?
- Do I have to open my free business account under my own name?
- How does cashback work?
- I already have an N26 account. Can I open up a separate business account?
- Can I use my free business account for personal expenses?
- Is N26 Business free?