The free business bank account for self-starters

You can easily open your free business account N26 Business Standard through the N26 mobile app or WebApp. All you need is a few minutes and a valid form of ID.

But first, please make sure you meet the requirements for opening a free business bank account with N26. Learn more about the requirements here.

N26 Business Standard customers get access to streamlined features that let them manage their business’s finances all in one place. Instantly get a virtual N26 Mastercard to use with your smartphone, and start making payments right away.

View Insights to track your monthly spending at a glance, broken down by category—and even create your own hashtags for a more thorough overview. Get instant push notifications so you always know when money is going in or out of your account—and with SEPA instant credit transfers, get paid even faster. Relax with top security features like Mastercard 3D Security and deposit protection up to €100,000. You can access all these features any time, anywhere, from your mobile phone, desktop, or other supported device.

It’s generally recommended to separate your personal finances from your business funds. Not only does it make your tax returns easier, but it gives you a better overview of your financial situation.

With N26, you can open a free business bank account in just a few minutes to manage your finances, wherever you are.

Yes, you need to open your N26 account using your own first and last name, rather than a company name. We developed N26 Business Standard with self-employed people and freelancers in mind, most of whom offer their services under their own name. That’s why it’ll be your name that is shown on the account and your Mastercard, and not the name of your business.

For every purchase you make with your N26 Mastercard, we’ll give you 0.1% cashback, adding up and transferring the amount to your account every single month. It’s fully automated—you don’t need to do anything from your side.

Each individual can only have one account with N26. If you already have a private online account at N26 but prefer to have a business account, you will first need to close your existing N26 account. Afterwards you can open your free business account in just a few minutes.

The free business account is primarily meant to be used for business finances. You can still use it for personal expenses if you need to. This is not a problem, as long as they don’t make up the majority of your expenses.

N26 Business is free to open online with no account management fees. It’s the easiest business bank account to open if you’re a freelancer or you’re self-employed.