N26 Business Standard
Free business bank account for self-starters
Your virtual N26 Mastercard
The free business bank account with cashback
Transparent and secure
No hidden fees, ever
Your free business bank account at N26 is exactly what we say it is—100% free. You’ll never be charged monthly maintenance costs, and there are zero hidden fees.
Secure online shopping
For online purchases, we’ve got you covered—twice—thanks to Mastercard’s 3D Secure 2-factor authentication.
Push notifications in real time
You’ll receive a push notification after every transaction, no matter whether it’s an incoming payment, direct debit, or an ATM withdrawal.
Deposit insurance
N26 is a fully licensed bank. Under EU law, your money is insured up to €100,000 by the European Deposit Protection Fund.
Instant incoming payments with SEPA
Save even more money with Spaces
Online banking that suits your needs
Hashtags for your transactions
You can find your transactions more easily by labeling them with a hashtag. For example: #ProjectJones, #taxes, or #summertravel!
Web and mobile access
Whatever your preference, you can access your free business bank account on the mobile app or N26 WebApp.
View your spending with Statistics
Not sure where your money goes every month? Statistics automatically tracks and categorizes your spending so you can budget like a pro.
Account statements and transaction lists
Download your transaction list easily via the N26 WebApp in CSV or PDF format. Account statements are also available for download directly in the mobile app.
Customer Support in 5 languages
Your free, flexible business account
Banking should be simple. Manage your business’s finances all in one place—matter where in the world you are—with N26 Business Standard account. Best of all, it’s absolutely free. We also offer N26 Business Smart—the premium account that lets you spend and save more confidently. See our account comparison page to find the plan that’s right for you.Frequently asked questions
- Do I need a business account if I’m a freelancer/self-employed individual?
- Is N26 Business free?
- What are the benefits of the free business bank account from N26?
- How do I open a free business bank account with N26?
- What are Eligibility Requirements?
- Do I have to register with my own name or with my business name?
- How can I withdraw money with the N26 Mastercard?
- How do I get cashback?
- Can I also use my free business bank account for personal expenses?
- Can I have both a free business bank account and a private account with N26 at the same time?